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CNB Financial Corporation

Data quality: 100%
CCNE
NASDAQ Financial Services Banks - Regional
$28.17
▲ $0.72 (2.62%)
Mkt Cap: 834.82M
Day Range
$28.01 $28.76
52-Week Range
$19.32 $30.84
Volume
376,511
50D / 200D Avg
$28.01 / $25.52
Prev Close
$27.45

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 12.6 10.3
P/B 1.0 1.1
ROE % 8.9 11.7
Net Margin % 16.3 16.8
Rev Growth 5Y % 18.0 11.7
D/E 0.4 0.5

Analyst Price Target

Hold
$35.00 +24.2%
Forward P/E
8.1
Forward EPS
$3.48
EPS Growth (est.)
+0.0%
Est. Revenue
350 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $3.88
$3.62 – $4.15
 380 M 2
FY2026 $3.48
$3.24 – $3.72
 350 M 2

Insider Trading Activity

Buy ratio (90d) 66.7%
20 transactions
Date Insider Type Shares Price Value
Mar 13, 2026
Scott Nicholas N. Jr.
Director
 buy 375 $27.05 $10,144
Feb 23, 2026
Dixon Gregory M
EVP/Chief Credit Officer
 grant 1,113 $27.70 $30,830
Feb 23, 2026
Koptchak Heather J.
SVP/Chief ofEmployee Resources
 grant 445 $27.70 $12,327
Feb 3, 2026
Peduzzi Michael D
President & CEO
 grant 6,317 $27.70 $174,981
Jan 30, 2026
Graham Kylie L.
SVP/Operations
 grant 1,353 $27.70 $37,478
Jan 30, 2026
Selig Robert C Jr
Director
 grant 1,805 $27.70 $49,999
Jan 30, 2026
POWELL JEFFREY S
Director
 buy 975 $27.28 $26,598
Jan 30, 2026
PONTZER DEBORAH DICK
Director
 grant 1,805 $27.70 $49,999
Jan 30, 2026
Koch Darryl P.
EVP & CITSO
 grant 1,895 $27.70 $52,492
Jan 30, 2026
Mink Robin
EVP/Chief TM Officer
 grant 2,527 $27.70 $69,998
Jan 30, 2026
Andersen Anna K
SVP & Chief Risk Officer
 grant 1,353 $27.70 $37,478
Jan 30, 2026
Griffith Martin T.
SEVP/Chief Revenue Officer
 grant 3,610 $27.70 $99,997
Jan 30, 2026
Griffith Martin T.
SEVP/Chief Revenue Officer
 other 958 $27.70 $26,537
Jan 30, 2026
Peterson Joel E.
Director
 grant 1,805 $27.70 $49,999
Jan 30, 2026
Scott Nicholas N. Jr.
Director
 grant 1,805 $27.70 $49,999
Jan 30, 2026
Shilling Steven R
EVP/Chief Wealth Mngt Officer
 grant 1,895 $27.70 $52,492
Jan 30, 2026
Shilling Steven R
EVP/Chief Wealth Mngt Officer
 sell 595 $27.70 $16,482
Jan 30, 2026
Olson Gary S
Director
 grant 1,805 $27.70 $49,999
Jan 30, 2026
Dixon Gregory M
EVP/Chief Credit Officer
 grant 1,895 $27.70 $52,492
Jan 30, 2026
Dixon Gregory M
EVP/Chief Credit Officer
 other 595 $27.70 $16,482

Key Takeaways

Revenue grew 17.95% annually over 5 years — strong growth
Earnings grew 21.17% over the past year
Net margin of 16.33% shows strong profitability
Debt/Equity of 0.38 — conservative balance sheet
Generating 59.79M in free cash flow
P/E of 12.62 — trading at a low valuation

Growth

Revenue Growth (5Y)
17.95%
Revenue (1Y)12.46%
Earnings (1Y)21.17%
FCF Growth (3Y)28.78%

Quality

Return on Equity
8.92%
ROIC5.14%
Net Margin16.33%
Op. Margin20.37%

Safety

Debt / Equity
0.38
Current Ratio43.23
Interest Coverage0.55

Valuation

P/E Ratio
12.62
P/B Ratio0.96
EV/EBITDA13.19
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 12.46% Revenue Growth (3Y) 12.13%
Earnings Growth (1Y) 21.17% Earnings Growth (3Y) 6.76%
Revenue Growth (5Y) 17.95% Earnings Growth (5Y) 3.47%
Profitability
Revenue (TTM) 404.86M Net Income (TTM) 66.13M
ROE 8.92% ROA 0.79%
Gross Margin 60.69% Operating Margin 20.37%
Net Margin 16.33% Free Cash Flow (TTM) 59.79M
ROIC 5.14% FCF Growth (3Y) 28.78%
Safety
Debt / Equity 0.38 Current Ratio 43.23
Interest Coverage 0.55 Dividend Yield 0.03%
Valuation
P/E Ratio 12.62 P/B Ratio 0.96
P/S Ratio 2.06 PEG Ratio 2.13
EV/EBITDA 13.19 Dividend Yield 0.03%
Market Cap 834.82M Enterprise Value 1.09B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 404.86M 360.01M 322.01M 243.70M 209.20M
Net Income 66.13M 54.58M 58.02M 63.19M 57.71M
EPS (Diluted) 2.51 2.39 2.55 3.26 3.16
Gross Profit 245.70M 212.79M 212.15M 211.04M 183.38M
Operating Income 82.47M 67.36M 71.83M 78.21M 70.78M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 8.40B 6.19B 5.75B 5.48B 5.33B
Total Liabilities 7.52B 5.58B 5.18B 4.94B 4.89B
Shareholders' Equity 872.13M 610.70M 571.25M 530.76M 442.85M
Total Debt 331.29M 145.51M 142.54M 403.10M 125.44M
Cash & Equivalents 78.20M 443.04M 221.87M 106.29M 732.20M
Current Assets 7.09B 846.54M 564.00M 539.83M 1.47B
Current Liabilities 164.00M 5.37B 5.00B 4.94B 4.76B

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Cash Flow Compounder
#908 of 1024
24
Custom Deep Value Investing (Seth Klarman)
#730 of 820
19

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026