Atrás
Rango del Día
$68.17
$69.58
Rango de 52 Semanas
$44.09
$78.28
Volumen
1,313,581
Promedio 50D / 200D
$73.97
/
$65.46
Cierre Anterior
$69.26
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 11.0 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 9.2 | 11.7 |
| Net Margin % | 10.6 | 16.9 |
| Rev Growth 5Y % | 24.0 | 11.6 |
| D/E | 5.8 | 0.5 |
Precio Objetivo de Analistas
Hold
$72.15
+4.0%
Low: $67.00
High: $75.60
P/E Futuro
8.5
EPS Futuro
$8.14
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
39 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$10.14
$10.05 – $10.22
|
43 B | 1 |
| FY2027 |
$9.13
$9.00 – $9.23
|
41 B | 7 |
| FY2026 |
$8.14
$8.02 – $8.23
|
39 B | 7 |
Puntos Clave
Revenue grew 24.04% annually over 5 years — strong growth
Debt/Equity of 5.80 — high leverage
Generating 5.06B in free cash flow
P/E of 11.02 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 124.16%
Capital efficient — spends only 0.47% of revenue on capex
Crecimiento
Revenue Growth (5Y)
24.04%
Revenue (1Y)148.20%
Earnings (1Y)0.40%
FCF Growth (3Y)-59.78%
Calidad
Return on Equity
9.20%
ROIC1.33%
Net Margin10.64%
Op. Margin14.36%
Seguridad
Debt / Equity
5.80
Current Ratio0.12
Interest Coverage0.29
Valoración
P/E Ratio
11.02
P/B Ratio0.99
EV/EBITDA49.85
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 148.20% | Revenue Growth (3Y) | 51.73% |
| Earnings Growth (1Y) | 0.40% | Earnings Growth (3Y) | 2.53% |
| Revenue Growth (5Y) | 24.04% | Earnings Growth (5Y) | -5.15% |
| Profitability | |||
| Revenue (TTM) | 73.18B | Net Income (TTM) | 7.79B |
| ROE | 9.20% | ROA | 0.53% |
| Gross Margin | 44.25% | Operating Margin | 14.36% |
| Net Margin | 10.64% | Free Cash Flow (TTM) | 5.06B |
| ROIC | 1.33% | FCF Growth (3Y) | -59.78% |
| Safety | |||
| Debt / Equity | 5.80 | Current Ratio | 0.12 |
| Interest Coverage | 0.29 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 11.02 | P/B Ratio | 0.99 |
| P/S Ratio | 1.17 | PEG Ratio | -3.49 |
| EV/EBITDA | 49.85 | Dividend Yield | 0.05% |
| Market Cap | 85.84B | Enterprise Value | 523.89B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 73.18B | 29.48B | 31.79B | 31.15B | 30.91B |
| Net Income | 7.79B | 7.76B | 7.41B | 9.92B | 9.62B |
| EPS (Diluted) | 5.69 | 5.86 | 5.81 | 8.02 | 7.70 |
| Gross Profit | 32.38B | 29.56B | 31.79B | 31.15B | 30.91B |
| Operating Income | 10.51B | 13.18B | 8.69B | 28.12B | 12.50B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.46T | 1.41T | 1.41T | 1.35T | 1.18T |
| Total Liabilities | 1.37T | 1.33T | 1.33T | 1.27T | 1.11T |
| Shareholders' Equity | 86.87B | 82.37B | 76.93B | 73.23B | 70.80B |
| Total Debt | 504.02B | 300.67B | 313.81B | 310.86B | 245.66B |
| Cash & Equivalents | 65.97B | 63.86B | 90.31B | 65.90B | 86.32B |
| Current Assets | 123.06B | 121.25B | 154.84B | 132.69B | 129.13B |
| Current Liabilities | 1.07T | 722.10B | 649.64B | 142.67B | 92.90B |