Terug
Dagbereik
€ 69,68
€ 70,45
52-Weeksbereik
€ 44,09
€ 78,28
Volume
1.170.548
50D / 200D Gem.
€ 73,97
/
€ 65,46
Vorige Slotkoers
€ 69,39
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,1 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 9,2 | 11,7 |
| Net Margin % | 10,6 | 16,9 |
| Rev Growth 5Y % | 24,0 | 11,6 |
| D/E | 5,8 | 0,5 |
Koersdoel Analisten
Hold
€ 72,15
+3.1%
Low: € 67,00
High: € 75,60
Forward K/W
8,51
Forward WPA
€ 8,14
WPA Groei (sch.)
+0,0%
Omzet Sch.
39,34B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 10,14
€ 10,05 – € 10,22
|
43,17B | 1 |
| FY2027 |
€ 9,13
€ 9,00 – € 9,23
|
41,22B | 7 |
| FY2026 |
€ 8,14
€ 8,02 – € 8,23
|
39,34B | 7 |
No quarterly estimates available
Dividend History
7 yr streakYield
0,05%
Payout Ratio
0,75%
Growth (3Y)
9,43%
Growth (5Y)
2,88%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 07, 2026 | Apr 28, 2026 | € 0,80 | 4,56% |
| Jan 06, 2026 | Jan 28, 2026 | € 0,80 | 4,33% |
| Oct 07, 2025 | Oct 29, 2025 | € 0,79 | 4,79% |
| Jul 02, 2025 | Jul 29, 2025 | € 0,81 | 5,57% |
| Apr 01, 2025 | Apr 28, 2025 | € 0,74 | 6,48% |
| Jan 07, 2025 | Jan 29, 2025 | € 0,74 | 5,92% |
| Oct 02, 2024 | Oct 29, 2024 | € 0,79 | 5,90% |
| Jul 03, 2024 | Jul 29, 2024 | € 0,78 | 6,91% |
| Apr 01, 2024 | Apr 26, 2024 | € 0,78 | 6,29% |
| Jan 02, 2024 | Jan 29, 2024 | € 0,80 | 6,62% |
| Sep 29, 2023 | Oct 27, 2023 | € 0,79 | 6,82% |
| Jul 04, 2023 | Jul 27, 2023 | € 0,80 | 6,17% |
| Apr 03, 2023 | Apr 26, 2023 | € 0,76 | 6,11% |
| Jan 03, 2023 | Jan 27, 2023 | € 0,76 | 6,51% |
| Oct 03, 2022 | Oct 27, 2022 | € 0,75 | 6,51% |
| Jul 04, 2022 | Jul 27, 2022 | € 0,80 | 5,40% |
| Apr 04, 2022 | Apr 27, 2022 | € 0,80 | 4,27% |
| Dec 31, 2021 | Jan 27, 2022 | € 0,79 | 4,10% |
| Oct 04, 2021 | Oct 27, 2021 | € 0,71 | 4,65% |
| Jul 05, 2021 | Jul 28, 2021 | € 0,73 | 4,44% |
Belangrijkste Punten
Revenue grew 24,04% annually over 5 years — strong growth
Debt/Equity of 5,80 — high leverage
Generating 5,06B in free cash flow
P/E of 11,11 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 124,16%
Capital efficient — spends only 0,47% of revenue on capex
Groei
Revenue Growth (5Y)
24,04%
Revenue (1Y)148,20%
Earnings (1Y)0,40%
FCF Growth (3Y)-59,78%
Kwaliteit
Return on Equity
9,20%
ROIC1,33%
Net Margin10,64%
Op. Margin14,36%
Veiligheid
Debt / Equity
5,80
Current Ratio0,12
Interest Coverage0,29
Waardering
P/E Ratio
11,11
Forward P/E8,51
P/B Ratio1,00
EV/EBITDA49,92
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 148,20% | Revenue Growth (3Y) | 51,73% |
| Earnings Growth (1Y) | 0,40% | Earnings Growth (3Y) | 2,53% |
| Revenue Growth (5Y) | 24,04% | Earnings Growth (5Y) | -5,15% |
| Profitability | |||
| Revenue (TTM) | 73,18B | Net Income (TTM) | 7,79B |
| ROE | 9,20% | ROA | 0,53% |
| Gross Margin | 44,25% | Operating Margin | 14,36% |
| Net Margin | 10,64% | Free Cash Flow (TTM) | 5,06B |
| ROIC | 1,33% | FCF Growth (3Y) | -59,78% |
| Safety | |||
| Debt / Equity | 5,80 | Current Ratio | 0,12 |
| Interest Coverage | 0,29 | ||
| Dividends | |||
| Dividend Yield | 0,05% | Payout Ratio | 0,75% |
| Dividend Growth (3Y) | 9,43% | Dividend Growth (5Y) | 2,88% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11,11 | Forward P/E | 8,51 |
| P/B Ratio | 1,00 | P/S Ratio | 1,18 |
| PEG Ratio | -3,49 | Forward PEG | N/A |
| EV/EBITDA | 49,92 | Fwd EV/EBITDA | 46,56 |
| Forward P/S | 2,20 | Fwd Earnings Yield | 11,75% |
| FCF Yield | 5,85% | ||
| Market Cap | 86,53B | Enterprise Value | 524,59B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 73,18B | 29,48B | 31,79B | 31,15B | 30,91B |
| Net Income | 7,79B | 7,76B | 7,41B | 9,92B | 9,62B |
| EPS (Diluted) | 5,69 | 5,86 | 5,81 | 8,02 | 7,70 |
| Gross Profit | 32,38B | 29,56B | 31,79B | 31,15B | 30,91B |
| Operating Income | 10,51B | 13,18B | 8,69B | 28,12B | 12,50B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,46T | 1,41T | 1,41T | 1,35T | 1,18T |
| Total Liabilities | 1,37T | 1,33T | 1,33T | 1,27T | 1,11T |
| Shareholders' Equity | 86,87B | 82,37B | 76,93B | 73,23B | 70,80B |
| Total Debt | 504,02B | 300,67B | 313,81B | 310,86B | 245,66B |
| Cash & Equivalents | 65,97B | 63,86B | 90,31B | 65,90B | 86,32B |
| Current Assets | 123,06B | 121,25B | 154,84B | 132,69B | 129,13B |
| Current Liabilities | 1,07T | 722,10B | 649,64B | 142,67B | 92,90B |