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Fourchette du Jour
68,17 €
69,58 €
Fourchette 52 Semaines
44,09 €
78,28 €
Volume
1 313 581
Moyenne 50J / 200J
73,97 €
/
65,46 €
Clôture Précédente
69,26 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,0 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 9,2 | 11,7 |
| Net Margin % | 10,6 | 16,8 |
| Rev Growth 5Y % | 24,0 | 11,7 |
| D/E | 5,8 | 0,5 |
Objectif de Cours des Analystes
Hold
72,15 €
+4.0%
Low: 67,00 €
High: 75,60 €
P/E Prévisionnel
8,5
BPA Prévisionnel
8,14 €
Croissance BPA (est.)
+0,0%
CA Est.
39 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
10,14 €
10,05 € – 10,22 €
|
43 B | 1 |
| FY2027 |
9,13 €
9,00 € – 9,23 €
|
41 B | 7 |
| FY2026 |
8,14 €
8,02 € – 8,23 €
|
39 B | 7 |
Points Clés
Revenue grew 24,04% annually over 5 years — strong growth
Debt/Equity of 5,80 — high leverage
Generating 5,06B in free cash flow
P/E of 11,02 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 124,16%
Capital efficient — spends only 0,47% of revenue on capex
Croissance
Revenue Growth (5Y)
24,04%
Revenue (1Y)148,20%
Earnings (1Y)0,40%
FCF Growth (3Y)-59,78%
Qualité
Return on Equity
9,20%
ROIC1,33%
Net Margin10,64%
Op. Margin14,36%
Sécurité
Debt / Equity
5,80
Current Ratio0,12
Interest Coverage0,29
Valorisation
P/E Ratio
11,02
P/B Ratio0,99
EV/EBITDA49,85
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 148,20% | Revenue Growth (3Y) | 51,73% |
| Earnings Growth (1Y) | 0,40% | Earnings Growth (3Y) | 2,53% |
| Revenue Growth (5Y) | 24,04% | Earnings Growth (5Y) | -5,15% |
| Profitability | |||
| Revenue (TTM) | 73,18B | Net Income (TTM) | 7,79B |
| ROE | 9,20% | ROA | 0,53% |
| Gross Margin | 44,25% | Operating Margin | 14,36% |
| Net Margin | 10,64% | Free Cash Flow (TTM) | 5,06B |
| ROIC | 1,33% | FCF Growth (3Y) | -59,78% |
| Safety | |||
| Debt / Equity | 5,80 | Current Ratio | 0,12 |
| Interest Coverage | 0,29 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 11,02 | P/B Ratio | 0,99 |
| P/S Ratio | 1,17 | PEG Ratio | -3,49 |
| EV/EBITDA | 49,85 | Dividend Yield | 0,05% |
| Market Cap | 85,84B | Enterprise Value | 523,89B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 73,18B | 29,48B | 31,79B | 31,15B | 30,91B |
| Net Income | 7,79B | 7,76B | 7,41B | 9,92B | 9,62B |
| EPS (Diluted) | 5,69 | 5,86 | 5,81 | 8,02 | 7,70 |
| Gross Profit | 32,38B | 29,56B | 31,79B | 31,15B | 30,91B |
| Operating Income | 10,51B | 13,18B | 8,69B | 28,12B | 12,50B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,46T | 1,41T | 1,41T | 1,35T | 1,18T |
| Total Liabilities | 1,37T | 1,33T | 1,33T | 1,27T | 1,11T |
| Shareholders' Equity | 86,87B | 82,37B | 76,93B | 73,23B | 70,80B |
| Total Debt | 504,02B | 300,67B | 313,81B | 310,86B | 245,66B |
| Cash & Equivalents | 65,97B | 63,86B | 90,31B | 65,90B | 86,32B |
| Current Assets | 123,06B | 121,25B | 154,84B | 132,69B | 129,13B |
| Current Liabilities | 1,07T | 722,10B | 649,64B | 142,67B | 92,90B |