Atrás
22
26
14
27
9
Rango del Día
$2.02
$2.14
Rango de 52 Semanas
$1.65
$2.34
Volumen
1,000
Promedio 50D / 200D
$2.08
/
$2.08
Cierre Anterior
$2.02
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 0.7 | 10.3 |
| P/B | 0.2 | 1.1 |
| ROE % | 21.2 | 11.7 |
| Net Margin % | 35.8 | 16.9 |
| Rev Growth 5Y % | 4.7 | 11.6 |
| D/E | 0.1 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$3.78
$3.66 – $3.89
|
5.38B | 1 |
| FY2028 |
$3.58
$3.47 – $3.69
|
5.37B | 1 |
| FY2027 |
$3.31
$3.20 – $3.40
|
5.09B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-10 | $0.07 | $0.04 | -45.1% |
| 2025-10-21 | $0.04 | $0.04 | -5.1% |
| 2025-07-22 | $0.04 | $0.04 | -4.3% |
| 2025-04-21 | $0.03 | $0.04 | +27.7% |
| 2025-02-11 | $0.03 | $0.04 | +26.8% |
| 2024-10-23 | $0.03 | $0.04 | +8.5% |
| 2024-07-24 | $0.04 | $0.04 | -0.5% |
| 2024-04-23 | $0.04 | $0.04 | +0.2% |
Dividend History
Yield
0.07%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Puntos Clave
Revenue grew 4.73% annually over 5 years — modest growth
ROE of 21.22% indicates high profitability
Net margin of 35.80% shows strong profitability
Debt/Equity of 0.09 — conservative balance sheet
Negative free cash flow of 0.0
P/E of 0.70 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
4.73%
Revenue (1Y)14.09%
Earnings (1Y)-2.26%
FCF Growth (3Y)N/A
Calidad
Return on Equity
21.22%
ROIC20.13%
Net Margin35.80%
Op. Margin50.44%
Seguridad
Debt / Equity
0.09
Current Ratio19.77
Interest Coverage67.75
Valoración
P/E Ratio
0.70
Forward P/EN/A
P/B Ratio0.15
EV/EBITDA-0.86
Dividend Yield0.07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 14.09% | Revenue Growth (3Y) | 10.16% |
| Earnings Growth (1Y) | -2.26% | Earnings Growth (3Y) | 3.00% |
| Revenue Growth (5Y) | 4.73% | Earnings Growth (5Y) | 0.05% |
| Profitability | |||
| Revenue (TTM) | 4.47B | Net Income (TTM) | 1.60B |
| ROE | 21.22% | ROA | 17.17% |
| Gross Margin | 94.19% | Operating Margin | 50.44% |
| Net Margin | 35.80% | Free Cash Flow (TTM) | 0.0 |
| ROIC | 20.13% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.09 | Current Ratio | 19.77 |
| Interest Coverage | 67.75 | ||
| Dividends | |||
| Dividend Yield | 0.07% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 0.70 | Forward P/E | N/A |
| P/B Ratio | 0.15 | P/S Ratio | 0.25 |
| PEG Ratio | 2.08 | Forward PEG | N/A |
| EV/EBITDA | -0.86 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 0.00% | ||
| Market Cap | 1.13B | Enterprise Value | -1.95B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.47B | 3.92B | 3.68B | 3.91B | 3.72B |
| Net Income | 1.60B | 1.64B | 1.51B | 1.66B | 1.60B |
| EPS (Diluted) | 3.06 | 2.89 | 2.62 | 2.87 | 2.71 |
| Gross Profit | 4.21B | 2.53B | 1.89B | 2.68B | 2.54B |
| Operating Income | 2.25B | 2.16B | 2.02B | 2.28B | 2.18B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9.32B | 9.01B | 8.81B | 8.74B | 8.59B |
| Total Liabilities | 1.28B | 1.24B | 1.15B | 907.97M | 860.27M |
| Shareholders' Equity | 7.69B | 7.40B | 7.32B | 7.47B | 7.46B |
| Total Debt | 711.21M | 415.30M | 394.30M | 200.47M | 260.29M |
| Cash & Equivalents | 3.79B | 3.78B | 3.72B | 3.92B | 3.70B |
| Current Assets | 4.41B | 4.19B | 4.10B | 4.33B | 4.15B |
| Current Liabilities | 223.17M | 830.45M | 764.49M | 686.35M | 601.03M |
Puntuaciones de Estrategias
This stock passed the criteria for 5 strategies
Score = fit strength (0–100)
Rank = position among all matches
#716 of 827
#389 of 618
#500 of 670
#380 of 709
#202 of 203
Actividad Reciente
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