Retour
23
28
8
Fourchette du Jour
2,16 €
2,21 €
Fourchette 52 Semaines
1,65 €
2,34 €
Volume
200
Moyenne 50J / 200J
2,08 €
/
2,08 €
Clôture Précédente
2,02 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 0,8 | 10,3 |
| P/B | 0,2 | 1,1 |
| ROE % | 21,2 | 11,6 |
| Net Margin % | 35,8 | 16,8 |
| Rev Growth 5Y % | 4,7 | 11,6 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
3,78 €
3,66 € – 3,89 €
|
5,38B | 1 |
| FY2028 |
3,58 €
3,47 € – 3,69 €
|
5,37B | 1 |
| FY2027 |
3,31 €
3,20 € – 3,40 €
|
5,09B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-10 | 0,07 € | 0,04 € | -45,1% |
| 2025-10-21 | 0,04 € | 0,04 € | -5,1% |
| 2025-07-22 | 0,04 € | 0,04 € | -4,3% |
| 2025-04-21 | 0,03 € | 0,04 € | +27,7% |
| 2025-02-11 | 0,03 € | 0,04 € | +26,8% |
| 2024-10-23 | 0,03 € | 0,04 € | +8,5% |
| 2024-07-24 | 0,04 € | 0,04 € | -0,5% |
| 2024-04-23 | 0,04 € | 0,04 € | +0,2% |
Dividend History
7 yr streakYield
0,07%
Payout Ratio
0,81%
Growth (3Y)
-0,38%
Growth (5Y)
7,17%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| May 09, 2025 | May 12, 2025 | 0,11 € | 5,03% |
| May 09, 2024 | May 13, 2024 | 0,13 € | 6,48% |
| May 11, 2023 | May 15, 2023 | 0,13 € | 5,56% |
| May 12, 2022 | May 16, 2022 | 0,11 € | 6,05% |
| May 12, 2021 | May 14, 2021 | 0,10 € | 4,44% |
| May 13, 2020 | May 15, 2020 | 0,07 € | 4,13% |
| May 09, 2019 | May 13, 2019 | 0,09 € | 4,27% |
| May 09, 2018 | May 11, 2018 | 0,08 € | 4,05% |
| May 09, 2017 | May 12, 2017 | 0,07 € | 4,09% |
| Apr 27, 2016 | May 02, 2016 | 0,06 € | 4,23% |
| Sep 28, 2015 | Oct 01, 2015 | 0,01 € | 4,72% |
| May 06, 2015 | May 11, 2015 | 0,06 € | 3,71% |
| May 07, 2014 | May 12, 2014 | 0,08 € | 4,38% |
| May 15, 2013 | May 20, 2013 | 0,09 € | 3,07% |
| May 14, 2012 | May 17, 2012 | 0,09 € | 4,14% |
| May 04, 2011 | May 09, 2011 | 0,08 € | 4,32% |
| Apr 29, 2010 | May 04, 2010 | 0,06 € | 3,48% |
Points Clés
Revenue grew 4,73% annually over 5 years — modest growth
ROE of 21,22% indicates high profitability
Net margin of 35,80% shows strong profitability
Debt/Equity of 0,09 — conservative balance sheet
Negative free cash flow of 0,0
P/E of 0,77 — trading at a low valuation
Croissance
Revenue Growth (5Y)
4,73%
Revenue (1Y)14,09%
Earnings (1Y)-2,26%
FCF Growth (3Y)N/A
Qualité
Return on Equity
21,22%
ROIC20,13%
Net Margin35,80%
Op. Margin50,44%
Sécurité
Debt / Equity
0,09
Current Ratio19,77
Interest Coverage67,75
Valorisation
P/E Ratio
0,77
Forward P/E0,65
P/B Ratio0,16
EV/EBITDA-0,82
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 14,09% | Revenue Growth (3Y) | 10,16% |
| Earnings Growth (1Y) | -2,26% | Earnings Growth (3Y) | 3,00% |
| Revenue Growth (5Y) | 4,73% | Earnings Growth (5Y) | 0,05% |
| Profitability | |||
| Revenue (TTM) | 4,47B | Net Income (TTM) | 1,60B |
| ROE | 21,22% | ROA | 17,17% |
| Gross Margin | 94,19% | Operating Margin | 50,44% |
| Net Margin | 35,80% | Free Cash Flow (TTM) | 0,0 |
| ROIC | 20,13% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,09 | Current Ratio | 19,77 |
| Interest Coverage | 67,75 | ||
| Dividends | |||
| Dividend Yield | 0,07% | Payout Ratio | 0,81% |
| Dividend Growth (3Y) | -0,38% | Dividend Growth (5Y) | 7,17% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 0,77 | Forward P/E | 0,65 |
| P/B Ratio | 0,16 | P/S Ratio | 0,28 |
| PEG Ratio | 2,08 | Forward PEG | N/A |
| EV/EBITDA | -0,82 | Fwd EV/EBITDA | -0,55 |
| Forward P/S | 0,26 | Fwd Earnings Yield | 153,85% |
| FCF Yield | 0,00% | ||
| Market Cap | 1,23B | Enterprise Value | -1,84B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,47B | 3,92B | 3,68B | 3,91B | 3,72B |
| Net Income | 1,60B | 1,64B | 1,51B | 1,66B | 1,60B |
| EPS (Diluted) | 3,06 | 2,89 | 2,62 | 2,87 | 2,71 |
| Gross Profit | 4,21B | 2,53B | 1,89B | 2,68B | 2,54B |
| Operating Income | 2,25B | 2,16B | 2,02B | 2,28B | 2,18B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,32B | 9,01B | 8,81B | 8,74B | 8,59B |
| Total Liabilities | 1,28B | 1,24B | 1,15B | 907,97M | 860,27M |
| Shareholders' Equity | 7,69B | 7,40B | 7,32B | 7,47B | 7,46B |
| Total Debt | 711,21M | 415,30M | 394,30M | 200,47M | 260,29M |
| Cash & Equivalents | 3,79B | 3,78B | 3,72B | 3,92B | 3,70B |
| Current Assets | 4,41B | 4,19B | 4,10B | 4,33B | 4,15B |
| Current Liabilities | 223,17M | 830,45M | 764,49M | 686,35M | 601,03M |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
#707 of 826
#376 of 619
#202 of 203
Activité Récente
Sorti
Contrarian Investing (David Dreman)
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Defensive Investing (Benjamin Graham)
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Deep Value Investing (Seth Klarman)
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Price/Sales Ratio Focus (Ken Fisher)
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Contrarian Investing (David Dreman)
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Defensive Investing (Benjamin Graham)
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Entré
Value Investing (Warren Buffett)
Mar 24, 2026