Terug
22
26
14
27
9
Dagbereik
€ 2,02
€ 2,14
52-Weeksbereik
€ 1,65
€ 2,34
Volume
1.000
50D / 200D Gem.
€ 2,08
/
€ 2,08
Vorige Slotkoers
€ 2,02
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 0,7 | 10,3 |
| P/B | 0,2 | 1,1 |
| ROE % | 21,2 | 11,7 |
| Net Margin % | 35,8 | 16,8 |
| Rev Growth 5Y % | 4,7 | 11,6 |
| D/E | 0,1 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 3,78
€ 3,66 – € 3,89
|
5,4 B | 1 |
| FY2028 |
€ 3,58
€ 3,47 – € 3,69
|
5,4 B | 1 |
| FY2027 |
€ 3,31
€ 3,20 – € 3,40
|
5,1 B | 1 |
Belangrijkste Punten
Revenue grew 4,73% annually over 5 years — modest growth
ROE of 21,22% indicates high profitability
Net margin of 35,80% shows strong profitability
Debt/Equity of 0,09 — conservative balance sheet
Negative free cash flow of 0,0
P/E of 0,70 — trading at a low valuation
Groei
Revenue Growth (5Y)
4,73%
Revenue (1Y)14,09%
Earnings (1Y)-2,26%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
21,22%
ROIC20,13%
Net Margin35,80%
Op. Margin50,44%
Veiligheid
Debt / Equity
0,09
Current Ratio19,77
Interest Coverage67,75
Waardering
P/E Ratio
0,70
P/B Ratio0,15
EV/EBITDA-0,86
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 14,09% | Revenue Growth (3Y) | 10,16% |
| Earnings Growth (1Y) | -2,26% | Earnings Growth (3Y) | 3,00% |
| Revenue Growth (5Y) | 4,73% | Earnings Growth (5Y) | 0,05% |
| Profitability | |||
| Revenue (TTM) | 4,47B | Net Income (TTM) | 1,60B |
| ROE | 21,22% | ROA | 17,17% |
| Gross Margin | 94,19% | Operating Margin | 50,44% |
| Net Margin | 35,80% | Free Cash Flow (TTM) | 0,0 |
| ROIC | 20,13% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,09 | Current Ratio | 19,77 |
| Interest Coverage | 67,75 | Dividend Yield | 0,07% |
| Valuation | |||
| P/E Ratio | 0,70 | P/B Ratio | 0,15 |
| P/S Ratio | 0,25 | PEG Ratio | 2,08 |
| EV/EBITDA | -0,86 | Dividend Yield | 0,07% |
| Market Cap | 1,13B | Enterprise Value | -1,95B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,47B | 3,92B | 3,68B | 3,91B | 3,72B |
| Net Income | 1,60B | 1,64B | 1,51B | 1,66B | 1,60B |
| EPS (Diluted) | 3,06 | 2,89 | 2,62 | 2,87 | 2,71 |
| Gross Profit | 4,21B | 2,53B | 1,89B | 2,68B | 2,54B |
| Operating Income | 2,25B | 2,16B | 2,02B | 2,28B | 2,18B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,32B | 9,01B | 8,81B | 8,74B | 8,59B |
| Total Liabilities | 1,28B | 1,24B | 1,15B | 907,97M | 860,27M |
| Shareholders' Equity | 7,69B | 7,40B | 7,32B | 7,47B | 7,46B |
| Total Debt | 711,21M | 415,30M | 394,30M | 200,47M | 260,29M |
| Cash & Equivalents | 3,79B | 3,78B | 3,72B | 3,92B | 3,70B |
| Current Assets | 4,41B | 4,19B | 4,10B | 4,33B | 4,15B |
| Current Liabilities | 223,17M | 830,45M | 764,49M | 686,35M | 601,03M |
Strategiescores
This stock passed the criteria for 5 strategies
Score = fit strength (0–100)
Rank = position among all matches
#716 of 827
#389 of 618
#500 of 670
#380 of 709
#202 of 203
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