CULLEN/FROST BANKERS, INC.
جودة البيانات: 100%
CFR-PB
NYSE
Financial Services
Depository Institutions
KWD 17.34
▲
KWD 0.08
(0.46%)
القيمة السوقية: 1.11 B
6 months return
—
Momentum
Neutral
5Y revenue growth
12.99%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Revenue grew 12.99% annually over 5 years — strong growth
ROE of 14.98% — decent returns on equity
Net margin of 29.02% shows strong profitability
Generating 127.33 M in free cash flow
P/E of 1.71 — trading at a low valuation
PEG of 0.17 suggests growth is underpriced
Price History
النمو
Revenue Growth (5Y)
12.99%
أعلى من متوسط القطاع (5.76%)
Revenue (1Y)8.31%
Earnings (1Y)11.33%
FCF Growth (3Y)-36.94%
الجودة
Return on Equity
14.98%
أعلى من متوسط القطاع (9.23%)
ROICN/A
Net Margin29.02%
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM)
1.71
أقل من متوسط القطاع (11.11)
P/B Ratio0.25
EV/EBITDAN/A
Dividend Yield6.44%
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)
مقارنة بشركات مشابهة في Financial Services
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير) مقارنة بشركات مشابهة في Financial Services| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 1.7 | 11.1 |
| P/B | 0.3 | 1.2 |
| ROE % | 15.0 | 9.2 |
| Net Margin % | 29.0 | 9.4 |
| Rev Growth 5Y % | 13.0 | 5.8 |
| D/E | — | 0.5 |
السعر المستهدف للمحللين
إجماع المحللين الذين يغطون السهم: متوسط الهدف مقارنة بالسعر الحالي وتصنيفهم.
لا تتوفر تغطية محللين
تقديرات الأرباح
توقعات المحللين لربحية السهم والإيرادات حسب الفترة. السنوي = سنوات مالية؛ الفصلي = أرباع قريبة.
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 | — | 2.49 B | — |
| FY2026 | — | 2.38 B | — |
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| 2026 Q2 | — | 589.31 M | — |
| 2026 Q1 | — | 583.14 M | — |
تاريخ التوزيعات
العائد
6.44%
نسبة التوزيع
11.21%
النمو (٣ سنوات)
0.00%
النمو (٥ سنوات)
N/A
المدفوعات الأخيرة لكل سهم (الأحدث أولاً).
| تاريخ الاستحقاق | الدفع | المبلغ / سهم |
|---|---|---|
| Feb 27, 2026 | — | KWD 0.28 |
| Nov 28, 2025 | — | KWD 0.28 |
| Aug 29, 2025 | — | KWD 0.28 |
| May 30, 2025 | — | KWD 0.28 |
| Feb 28, 2025 | — | KWD 0.28 |
| Nov 29, 2024 | — | KWD 0.28 |
| Aug 30, 2024 | — | KWD 0.28 |
| May 31, 2024 | — | KWD 0.28 |
| Feb 28, 2024 | — | KWD 0.28 |
| Nov 29, 2023 | — | KWD 0.28 |
| Aug 30, 2023 | — | KWD 0.28 |
| May 30, 2023 | — | KWD 0.28 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8.31% | Revenue Growth (3Y) | 6.06% |
| Earnings Growth (1Y) | 11.33% | Earnings Growth (3Y) | 4.14% |
| Revenue Growth (5Y) | 12.99% | Earnings Growth (5Y) | 9.99% |
| Profitability | |||
| Revenue (TTM) | 2.24 B | Net Income (TTM) | 648.56 M |
| ROE | 14.98% | ROA | 1.25% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 29.02% | Free Cash Flow (TTM) | 127.33 M |
| ROIC | N/A | FCF Growth (3Y) | -36.94% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.04 |
| Working Capital | N/A | Tangible Book Value | 4.46 B |
| Dividends | |||
| Dividend Yield | 6.44% | Payout Ratio | 11.21% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 5 yrs | ||
| Valuation | |||
| P/E Ratio | 1.71 | Forward P/E | N/A |
| P/B Ratio | 0.25 | P/S Ratio | 0.50 |
| PEG Ratio | 0.17 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 0.44 | Fwd Earnings Yield | N/A |
| FCF Yield | 11.50% | ||
| Market Cap | 1.11 B | Enterprise Value | 1.11 B |
| Per Share | |||
| EPS (Diluted TTM) | 9.92 | Revenue / Share | 34.87 |
| FCF / Share | 1.99 | OCF / Share | 4.27 |
| EPS CAGR (1Y) | 11.84% | EPS CAGR (5Y) | 10.06% |
| EPS CAGR (10Y) | 8.65% | ||
| Efficiency | |||
| CapEx / Revenue | 6.56% | FCF Conversion | 19.63% |
| SBC-Adj. FCF | 112.39 M | Growth Momentum | -4.68 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.24 B | 2.06 B | 1.99 B | 1.70 B | 1.37 B |
| Net Income | 648.56 M | 582.54 M | 597.97 M | 579.15 M | 443.08 M |
| EPS (Diluted) | 9.92 | 8.87 | 9.10 | 8.81 | 6.76 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 87.79 M | 82.82 M | 76.44 M | 71.34 M | 69.29 M |
| Interest Expense | 1.74 B | 1.60 B | 659.05 M | 184.44 M | 23.90 M |
| Income Tax | 123.15 M | 113.43 M | 114.40 M | 89.68 M | 46.46 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 53.04 B | 52.52 B | 50.85 B | 52.89 B | 50.88 B |
| Total Liabilities | 48.47 B | 48.62 B | 47.13 B | 49.76 B | 46.44 B |
| Shareholders' Equity | 4.57 B | 3.90 B | 3.72 B | 3.14 B | 4.44 B |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
درجات الاستراتيجيات
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Dividend
High Yield Value
#230 of 240
النشاط الأخير
دخل
High Yield Value
Apr 12, 2026
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