CULLEN/FROST BANKERS, INC.
Qualité des données : 100%
CFR-PB
NYSE
Financial Services
Depository Institutions
17,34 €
▲
0,08 €
(0,46%)
Cap. Boursière: 1,11 B
6 months return
—
Momentum
Neutral
5Y revenue growth
12,99%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Revenue grew 12,99% annually over 5 years — strong growth
ROE of 14,98% — decent returns on equity
Net margin of 29,02% shows strong profitability
Generating 127,33 M in free cash flow
P/E of 1,71 — trading at a low valuation
PEG of 0,17 suggests growth is underpriced
Price History
Croissance
Revenue Growth (5Y)
12,99%
Au-dessus de la moyenne du secteur (5,76%)
Revenue (1Y)8,31%
Earnings (1Y)11,33%
FCF Growth (3Y)-36,94%
Qualité
Return on Equity
14,98%
Au-dessus de la moyenne du secteur (9,21%)
ROICN/A
Net Margin29,02%
Op. MarginN/A
Sécurité
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valorisation
PE (TTM)
1,71
En dessous de la moyenne du secteur (11,13)
P/B Ratio0,25
EV/EBITDAN/A
Dividend Yield6,44%
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (6628 pairs)
Par rapport à des entreprises similaires dans Financial Services
Comparaison Sectorielle
vs médiane du secteur Financial Services (6628 pairs) Par rapport à des entreprises similaires dans Financial Services| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 1,7 | 11,1 |
| P/B | 0,3 | 1,2 |
| ROE % | 15,0 | 9,2 |
| Net Margin % | 29,0 | 9,4 |
| Rev Growth 5Y % | 13,0 | 5,8 |
| D/E | — | 0,5 |
Objectif de Cours des Analystes
Consensus des analystes : objectif moyen vs prix actuel et notation.
Aucune couverture d'analyste disponible
Estimations de Bénéfices
Prévisions d’EPS et de chiffre d’affaires par période. Annuel = exercices ; trimestriel = prochains trimestres.
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 | — | 2,49 B | — |
| FY2026 | — | 2,38 B | — |
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| 2026 Q2 | — | 589,31 M | — |
| 2026 Q1 | — | 583,14 M | — |
Historique des dividendes
Rendement
6,44%
Taux de distribution
11,21%
Croissance (3 ans)
0,00%
Croissance (5 ans)
N/A
Derniers paiements par action (plus récent en premier).
| Ex-dividende | Paiement | Montant / action |
|---|---|---|
| Feb 27, 2026 | — | 0,28 € |
| Nov 28, 2025 | — | 0,28 € |
| Aug 29, 2025 | — | 0,28 € |
| May 30, 2025 | — | 0,28 € |
| Feb 28, 2025 | — | 0,28 € |
| Nov 29, 2024 | — | 0,28 € |
| Aug 30, 2024 | — | 0,28 € |
| May 31, 2024 | — | 0,28 € |
| Feb 28, 2024 | — | 0,28 € |
| Nov 29, 2023 | — | 0,28 € |
| Aug 30, 2023 | — | 0,28 € |
| May 30, 2023 | — | 0,28 € |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8,31% | Revenue Growth (3Y) | 6,06% |
| Earnings Growth (1Y) | 11,33% | Earnings Growth (3Y) | 4,14% |
| Revenue Growth (5Y) | 12,99% | Earnings Growth (5Y) | 9,99% |
| Profitability | |||
| Revenue (TTM) | 2,24 B | Net Income (TTM) | 648,56 M |
| ROE | 14,98% | ROA | 1,25% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 29,02% | Free Cash Flow (TTM) | 127,33 M |
| ROIC | N/A | FCF Growth (3Y) | -36,94% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0,04 |
| Working Capital | N/A | Tangible Book Value | 4,46 B |
| Dividends | |||
| Dividend Yield | 6,44% | Payout Ratio | 11,21% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 5 yrs | ||
| Valuation | |||
| P/E Ratio | 1,71 | Forward P/E | N/A |
| P/B Ratio | 0,25 | P/S Ratio | 0,50 |
| PEG Ratio | 0,17 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 0,44 | Fwd Earnings Yield | N/A |
| FCF Yield | 11,50% | ||
| Market Cap | 1,11 B | Enterprise Value | 1,11 B |
| Per Share | |||
| EPS (Diluted TTM) | 9,92 | Revenue / Share | 34,87 |
| FCF / Share | 1,99 | OCF / Share | 4,27 |
| EPS CAGR (1Y) | 11,84% | EPS CAGR (5Y) | 10,06% |
| EPS CAGR (10Y) | 8,65% | ||
| Efficiency | |||
| CapEx / Revenue | 6,56% | FCF Conversion | 19,63% |
| SBC-Adj. FCF | 112,39 M | Growth Momentum | -4,68 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,24 B | 2,06 B | 1,99 B | 1,70 B | 1,37 B |
| Net Income | 648,56 M | 582,54 M | 597,97 M | 579,15 M | 443,08 M |
| EPS (Diluted) | 9,92 | 8,87 | 9,10 | 8,81 | 6,76 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 87,79 M | 82,82 M | 76,44 M | 71,34 M | 69,29 M |
| Interest Expense | 1,74 B | 1,60 B | 659,05 M | 184,44 M | 23,90 M |
| Income Tax | 123,15 M | 113,43 M | 114,40 M | 89,68 M | 46,46 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 53,04 B | 52,52 B | 50,85 B | 52,89 B | 50,88 B |
| Total Liabilities | 48,47 B | 48,62 B | 47,13 B | 49,76 B | 46,44 B |
| Shareholders' Equity | 4,57 B | 3,90 B | 3,72 B | 3,14 B | 4,44 B |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Dividend
High Yield Value
#230 of 240
Activité Récente
Entré
High Yield Value
Apr 12, 2026
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