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CULLEN/FROST BANKERS, INC.

Calidad de datos: 100%
CFR-PB
NYSE Financial Services Depository Institutions
$17.26
▼ $0.01 (-0.06%)
Cap. Mercado: 1.11 B
Precio
$17.27
Cap. Mercado
1.11 B
Rango del Día
Rango de 52 Semanas
Volumen
Apertura —
Promedio 50D / 200D
Promedio 50D / 200D

Quick Summary

Puntos Clave

Revenue grew 12.99% annually over 5 years — strong growth
ROE of 14.98% — decent returns on equity
Net margin of 29.02% shows strong profitability
Generating 127.33 M in free cash flow
P/E of 1.71 — trading at a low valuation
PEG of 0.17 suggests growth is underpriced

Crecimiento

Revenue Growth (5Y)
12.99%
Above sector avg (5.76%)
Revenue (1Y)8.31%
Earnings (1Y)11.33%
FCF Growth (3Y)-36.94%

Calidad

Return on Equity
14.98%
Above sector avg (9.23%)
ROICN/A
Net Margin29.02%
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM)
1.71
Below sector avg (11.11)
P/B Ratio0.25
EV/EBITDAN/A
Dividend Yield6.44%

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2698 pares)
Métrica Acción Mediana del Sector
P/E 1.7 11.1
P/B 0.3 1.2
ROE % 15.0 9.2
Net Margin % 29.0 9.4
Rev Growth 5Y % 13.0 5.8
D/E 0.5

Precio Objetivo de Analistas

No hay cobertura de analistas disponible

Estimaciones de Ganancias

Período EPS Est. Ingresos Est. Analistas
FY2027 2.49 B
FY2026 2.38 B

Dividend History

5 yr streak

Yield

6.44%

Payout Ratio

11.21%

Growth (3Y)

0.00%

Growth (5Y)

N/A

Ex-Date Payment Date Amount Yield
Feb 27, 2026 $0.28 N/A
Nov 28, 2025 $0.28 N/A
Aug 29, 2025 $0.28 N/A
May 30, 2025 $0.28 N/A
Feb 28, 2025 $0.28 N/A
Nov 29, 2024 $0.28 N/A
Aug 30, 2024 $0.28 N/A
May 31, 2024 $0.28 N/A
Feb 28, 2024 $0.28 N/A
Nov 29, 2023 $0.28 N/A
Aug 30, 2023 $0.28 N/A
May 30, 2023 $0.28 N/A
Feb 27, 2023 $0.28 N/A
Nov 29, 2022 $0.28 N/A
Aug 30, 2022 $0.28 N/A
May 27, 2022 $0.28 N/A
Feb 25, 2022 $0.28 N/A
Nov 29, 2021 $0.28 N/A
Aug 30, 2021 $0.28 N/A
May 27, 2021 $0.28 N/A

All Fundamental Metrics

Growth
Revenue Growth (1Y) 8.31% Revenue Growth (3Y) 6.06%
Earnings Growth (1Y) 11.33% Earnings Growth (3Y) 4.14%
Revenue Growth (5Y) 12.99% Earnings Growth (5Y) 9.99%
Profitability
Revenue (TTM) 2.24 B Net Income (TTM) 648.56 M
ROE 14.98% ROA 1.25%
Gross Margin N/A Operating Margin N/A
Net Margin 29.02% Free Cash Flow (TTM) 127.33 M
ROIC N/A FCF Growth (3Y) -36.94%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.04
Working Capital N/A Tangible Book Value 4.46 B
Dividends
Dividend Yield 6.44% Payout Ratio 11.21%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) N/A
Consecutive Div Years 5 yrs
Valuation
P/E Ratio 1.71 Forward P/E N/A
P/B Ratio 0.25 P/S Ratio 0.50
PEG Ratio 0.17 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 0.44 Fwd Earnings Yield N/A
FCF Yield 11.50%
Market Cap 1.11 B Enterprise Value 1.11 B
Per Share
EPS (Diluted TTM) 9.92 Revenue / Share 34.87
FCF / Share 1.99 OCF / Share 4.27
EPS CAGR (1Y) 11.84% EPS CAGR (5Y) 10.06%
EPS CAGR (10Y) 8.65%
Efficiency
CapEx / Revenue 6.56% FCF Conversion 19.63%
SBC-Adj. FCF 112.39 M Growth Momentum -4.68

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 2.24 B 2.06 B 1.99 B 1.70 B 1.37 B
Net Income 648.56 M 582.54 M 597.97 M 579.15 M 443.08 M
EPS (Diluted) 9.92 8.87 9.10 8.81 6.76
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 87.79 M 82.82 M 76.44 M 71.34 M 69.29 M
Interest Expense 1.74 B 1.60 B 659.05 M 184.44 M 23.90 M
Income Tax 123.15 M 113.43 M 114.40 M 89.68 M 46.46 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 53.04 B 52.52 B 50.85 B 52.89 B 50.88 B
Total Liabilities 48.47 B 48.62 B 47.13 B 49.76 B 46.44 B
Shareholders' Equity 4.57 B 3.90 B 3.72 B 3.14 B 4.44 B
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities

Puntuaciones de Estrategias

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Dividend High Yield Value
#230 of 240
23

Actividad Reciente

Entró High Yield Value
Apr 12, 2026