Atrás
36
32
25
Rango del Día
$20.56
$21.15
Rango de 52 Semanas
$16.40
$23.43
Volumen
905,013
Promedio 50D / 200D
$21.63
/
$21.16
Cierre Anterior
$20.76
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 9.6 | 10.3 |
| P/B | 1.7 | 1.1 |
| ROE % | 19.0 | 11.6 |
| Net Margin % | 27.5 | 16.8 |
| Rev Growth 5Y % | 9.3 | 11.6 |
| D/E | 0.2 | 0.5 |
Precio Objetivo de Analistas
Hold
$24.25
+15.3%
Low: $23.00
High: $25.00
P/E Futuro
9.6
EPS Futuro
$2.16
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
1.1 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$2.36
$2.17 – $2.45
|
1.1 B | 6 |
| FY2026 |
$2.16
$2.04 – $2.23
|
1.1 B | 6 |
Puntos Clave
Revenue grew 9.25% annually over 5 years — modest growth
Earnings grew 15.45% over the past year
ROE of 18.97% — decent returns on equity
Net margin of 27.45% shows strong profitability
Debt/Equity of 0.19 — conservative balance sheet
Generating 434.03M in free cash flow
Crecimiento
Revenue Growth (5Y)
9.25%
Revenue (1Y)5.35%
Earnings (1Y)15.45%
FCF Growth (3Y)12.92%
Calidad
Return on Equity
18.97%
ROIC13.41%
Net Margin27.45%
Op. Margin33.16%
Seguridad
Debt / Equity
0.19
Current Ratio6.85
Interest Coverage1.64
Valoración
P/E Ratio
9.63
P/B Ratio1.69
EV/EBITDA7.27
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5.35% | Revenue Growth (3Y) | 5.75% |
| Earnings Growth (1Y) | 15.45% | Earnings Growth (3Y) | 6.71% |
| Revenue Growth (5Y) | 9.25% | Earnings Growth (5Y) | 5.25% |
| Profitability | |||
| Revenue (TTM) | 1.26B | Net Income (TTM) | 344.87M |
| ROE | 18.97% | ROA | 1.80% |
| Gross Margin | 72.93% | Operating Margin | 33.16% |
| Net Margin | 27.45% | Free Cash Flow (TTM) | 434.03M |
| ROIC | 13.41% | FCF Growth (3Y) | 12.92% |
| Safety | |||
| Debt / Equity | 0.19 | Current Ratio | 6.85 |
| Interest Coverage | 1.64 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 9.63 | P/B Ratio | 1.69 |
| P/S Ratio | 2.64 | PEG Ratio | 0.51 |
| EV/EBITDA | 7.27 | Dividend Yield | 0.03% |
| Market Cap | 3.32B | Enterprise Value | 3.03B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.26B | 1.19B | 1.12B | 953.89M | 882.02M |
| Net Income | 344.87M | 298.72M | 302.86M | 305.07M | 281.03M |
| EPS (Diluted) | 2.15 | 1.81 | 1.71 | 1.59 | 1.31 |
| Gross Profit | 916.38M | 843.72M | 830.16M | 858.16M | 882.53M |
| Operating Income | 416.73M | 391.21M | 397.44M | 447.58M | 427.82M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 19.13B | 19.29B | 18.91B | 18.63B | 20.79B |
| Total Liabilities | 17.17B | 17.62B | 17.41B | 17.31B | 18.68B |
| Shareholders' Equity | 1.97B | 1.67B | 1.50B | 1.33B | 2.10B |
| Total Debt | 364.37M | 561.70M | 661.70M | 933.90M | 683.76M |
| Cash & Equivalents | 657.15M | 1.16B | 662.23M | 478.78M | 2.54B |
| Current Assets | 737.47M | 5.80B | 5.97B | 6.07B | 8.74B |
| Current Liabilities | 107.61M | 16.87B | 16.56B | 16.93B | 18.30B |
Puntuaciones de Estrategias
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#712 of 1052
Custom
Capital Light Compounder
#149 of 218
#378 of 670
Actividad Reciente
Entró
Cash Flow Compounder
Mar 24, 2026
Entró
Capital Light Compounder
Mar 24, 2026
Entró
Contrarian Investing (David Dreman)
Mar 24, 2026