Terug
36
32
Dagbereik
€ 20,80
€ 21,31
52-Weeksbereik
€ 16,40
€ 23,43
Volume
798.011
50D / 200D Gem.
€ 21,63
/
€ 21,16
Vorige Slotkoers
€ 21,03
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (855 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,7 | 10,3 |
| P/B | 1,7 | 1,1 |
| ROE % | 19,0 | 11,7 |
| Net Margin % | 27,5 | 16,8 |
| Rev Growth 5Y % | 9,3 | 11,7 |
| D/E | 0,2 | 0,5 |
Koersdoel Analisten
Hold
€ 24,25
+15.1%
Low: € 23,00
High: € 25,00
Forward K/W
9,75
Forward WPA
€ 2,16
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,06B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 2,36
€ 2,17 – € 2,45
|
1,11B | 6 |
| FY2026 |
€ 2,16
€ 2,04 – € 2,23
|
1,06B | 6 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-27 | € 0,51 | € 0,55 | +8,1% |
| 2025-10-23 | € 0,49 | € 0,51 | +4,8% |
| 2025-07-22 | € 0,47 | € 0,50 | +6,4% |
| 2025-04-24 | € 0,43 | € 0,47 | +10,0% |
| 2025-01-23 | € 0,41 | € 0,46 | +12,2% |
| 2024-10-23 | € 0,41 | € 0,45 | +9,8% |
| 2024-07-23 | € 0,41 | € 0,46 | +12,2% |
| 2024-04-23 | € 0,37 | € 0,44 | +18,9% |
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,34%
Growth (3Y)
16,11%
Growth (5Y)
29,20%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 26, 2026 | Mar 13, 2026 | € 0,20 | 3,33% |
| Nov 28, 2025 | Dec 12, 2025 | € 0,18 | 3,64% |
| Aug 28, 2025 | Sep 12, 2025 | € 0,18 | 3,16% |
| May 29, 2025 | Jun 13, 2025 | € 0,18 | 3,39% |
| Feb 21, 2025 | Mar 07, 2025 | € 0,18 | 3,40% |
| Nov 29, 2024 | Dec 13, 2024 | € 0,16 | 3,09% |
| Aug 29, 2024 | Sep 13, 2024 | € 0,16 | 2,93% |
| May 30, 2024 | Jun 14, 2024 | € 0,16 | 3,41% |
| Feb 22, 2024 | Mar 08, 2024 | € 0,16 | 3,51% |
| Nov 22, 2023 | Dec 08, 2023 | € 0,14 | 3,73% |
| Aug 23, 2023 | Sep 08, 2023 | € 0,14 | 3,96% |
| May 23, 2023 | Jun 09, 2023 | € 0,14 | 4,47% |
| Feb 23, 2023 | Mar 10, 2023 | € 0,14 | 3,49% |
| Nov 23, 2022 | Dec 09, 2022 | € 0,12 | 3,02% |
| Aug 24, 2022 | Sep 09, 2022 | € 0,12 | 2,94% |
| May 24, 2022 | Jun 10, 2022 | € 0,12 | 2,83% |
| Feb 24, 2022 | Mar 11, 2022 | € 0,10 | 2,48% |
| Nov 24, 2021 | Dec 10, 2021 | € 0,10 | 2,11% |
| Aug 25, 2021 | Sep 10, 2021 | € 0,07 | 2,04% |
| May 25, 2021 | Jun 11, 2021 | € 0,07 | 1,94% |
Belangrijkste Punten
Revenue grew 9,25% annually over 5 years — modest growth
Earnings grew 15,45% over the past year
ROE of 18,97% — decent returns on equity
Net margin of 27,45% shows strong profitability
Debt/Equity of 0,19 — conservative balance sheet
Generating 434,03M in free cash flow
Groei
Revenue Growth (5Y)
9,25%
Revenue (1Y)5,35%
Earnings (1Y)15,45%
FCF Growth (3Y)12,92%
Kwaliteit
Return on Equity
18,97%
ROIC13,41%
Net Margin27,45%
Op. Margin33,16%
Veiligheid
Debt / Equity
0,19
Current Ratio6,85
Interest Coverage1,64
Waardering
P/E Ratio
9,65
Forward P/E9,75
P/B Ratio1,69
EV/EBITDA7,28
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,35% | Revenue Growth (3Y) | 5,75% |
| Earnings Growth (1Y) | 15,45% | Earnings Growth (3Y) | 6,71% |
| Revenue Growth (5Y) | 9,25% | Earnings Growth (5Y) | 5,25% |
| Profitability | |||
| Revenue (TTM) | 1,26B | Net Income (TTM) | 344,87M |
| ROE | 18,97% | ROA | 1,80% |
| Gross Margin | 72,93% | Operating Margin | 33,16% |
| Net Margin | 27,45% | Free Cash Flow (TTM) | 434,03M |
| ROIC | 13,41% | FCF Growth (3Y) | 12,92% |
| Safety | |||
| Debt / Equity | 0,19 | Current Ratio | 6,85 |
| Interest Coverage | 1,64 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,34% |
| Dividend Growth (3Y) | 16,11% | Dividend Growth (5Y) | 29,20% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,65 | Forward P/E | 9,75 |
| P/B Ratio | 1,69 | P/S Ratio | 2,65 |
| PEG Ratio | 0,51 | Forward PEG | N/A |
| EV/EBITDA | 7,28 | Fwd EV/EBITDA | 6,83 |
| Forward P/S | 3,12 | Fwd Earnings Yield | 10,26% |
| FCF Yield | 13,04% | ||
| Market Cap | 3,33B | Enterprise Value | 3,03B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,26B | 1,19B | 1,12B | 953,89M | 882,02M |
| Net Income | 344,87M | 298,72M | 302,86M | 305,07M | 281,03M |
| EPS (Diluted) | 2,15 | 1,81 | 1,71 | 1,59 | 1,31 |
| Gross Profit | 916,38M | 843,72M | 830,16M | 858,16M | 882,53M |
| Operating Income | 416,73M | 391,21M | 397,44M | 447,58M | 427,82M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 19,13B | 19,29B | 18,91B | 18,63B | 20,79B |
| Total Liabilities | 17,17B | 17,62B | 17,41B | 17,31B | 18,68B |
| Shareholders' Equity | 1,97B | 1,67B | 1,50B | 1,33B | 2,10B |
| Total Debt | 364,37M | 561,70M | 661,70M | 933,90M | 683,76M |
| Cash & Equivalents | 657,15M | 1,16B | 662,23M | 478,78M | 2,54B |
| Current Assets | 737,47M | 5,80B | 5,97B | 6,07B | 8,74B |
| Current Liabilities | 107,61M | 16,87B | 16,56B | 16,93B | 18,30B |
Strategiescores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#707 of 1049
Custom
Capital Light Compounder
#148 of 220
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