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First BanCorp.

Qualité des données : 100%
FBP
NYSE Financial Services Banks - Regional
21,03 €
▲ 0,27 € (1,30%)
Cap. Boursière : 3,32B
Fourchette du Jour
20,56 € 21,15 €
Fourchette 52 Semaines
16,40 € 23,43 €
Volume
905 013
Moyenne 50J / 200J
21,63 € / 21,16 €
Clôture Précédente
20,76 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 9,6 10,3
P/B 1,7 1,1
ROE % 19,0 11,7
Net Margin % 27,5 16,8
Rev Growth 5Y % 9,3 11,7
D/E 0,2 0,5

Objectif de Cours des Analystes

Hold
24,25 € +15.3%
Low: 23,00 € High: 25,00 €
P/E Prévisionnel
9,6
BPA Prévisionnel
2,16 €
Croissance BPA (est.)
+0,0%
CA Est.
1,1 B

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2027 2,36 €
2,17 € – 2,45 €
 1,1 B 6
FY2026 2,16 €
2,04 € – 2,23 €
 1,1 B 6

Points Clés

Revenue grew 9,25% annually over 5 years — modest growth
Earnings grew 15,45% over the past year
ROE of 18,97% — decent returns on equity
Net margin of 27,45% shows strong profitability
Debt/Equity of 0,19 — conservative balance sheet
Generating 434,03M in free cash flow

Croissance

Revenue Growth (5Y)
9,25%
Revenue (1Y)5,35%
Earnings (1Y)15,45%
FCF Growth (3Y)12,92%

Qualité

Return on Equity
18,97%
ROIC13,41%
Net Margin27,45%
Op. Margin33,16%

Sécurité

Debt / Equity
0,19
Current Ratio6,85
Interest Coverage1,64

Valorisation

P/E Ratio
9,63
P/B Ratio1,69
EV/EBITDA7,27
Dividend Yield0,03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 5,35% Revenue Growth (3Y) 5,75%
Earnings Growth (1Y) 15,45% Earnings Growth (3Y) 6,71%
Revenue Growth (5Y) 9,25% Earnings Growth (5Y) 5,25%
Profitability
Revenue (TTM) 1,26B Net Income (TTM) 344,87M
ROE 18,97% ROA 1,80%
Gross Margin 72,93% Operating Margin 33,16%
Net Margin 27,45% Free Cash Flow (TTM) 434,03M
ROIC 13,41% FCF Growth (3Y) 12,92%
Safety
Debt / Equity 0,19 Current Ratio 6,85
Interest Coverage 1,64 Dividend Yield 0,03%
Valuation
P/E Ratio 9,63 P/B Ratio 1,69
P/S Ratio 2,64 PEG Ratio 0,51
EV/EBITDA 7,27 Dividend Yield 0,03%
Market Cap 3,32B Enterprise Value 3,03B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1,26B 1,19B 1,12B 953,89M 882,02M
Net Income 344,87M 298,72M 302,86M 305,07M 281,03M
EPS (Diluted) 2,15 1,81 1,71 1,59 1,31
Gross Profit 916,38M 843,72M 830,16M 858,16M 882,53M
Operating Income 416,73M 391,21M 397,44M 447,58M 427,82M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 19,13B 19,29B 18,91B 18,63B 20,79B
Total Liabilities 17,17B 17,62B 17,41B 17,31B 18,68B
Shareholders' Equity 1,97B 1,67B 1,50B 1,33B 2,10B
Total Debt 364,37M 561,70M 661,70M 933,90M 683,76M
Cash & Equivalents 657,15M 1,16B 662,23M 478,78M 2,54B
Current Assets 737,47M 5,80B 5,97B 6,07B 8,74B
Current Liabilities 107,61M 16,87B 16,56B 16,93B 18,30B

Scores de Stratégies

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Cash Flow Compounder
#711 of 1052
36
Custom Capital Light Compounder
#150 of 219
32
Custom Contrarian Investing (David Dreman)
#377 of 670
25

Activité Récente

Entré Cash Flow Compounder
Mar 24, 2026
Entré Capital Light Compounder
Mar 24, 2026
Entré Contrarian Investing (David Dreman)
Mar 24, 2026