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FinVolution Group

Data quality: 100%
FINV
NYSE Financial Services Financial - Credit Services
$4.86
▼ $0.24 (-4.71%)
Mkt Cap: 1.22B
Day Range
$4.86 $5.16
52-Week Range
$4.70 $10.90
Volume
1,801,662
50D / 200D Avg
$5.38 / $6.96
Prev Close
$5.10

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 0.5 10.3
P/B 0.1 1.1
ROE % 15.6 11.7
Net Margin % 18.7 16.9
Rev Growth 5Y % 8.4 11.6
D/E 0.1 0.5

Analyst Price Target

Hold
$5.94 +22.2%
Low: $5.68 High: $6.20
Forward P/E
0.7
Forward EPS
$7.88
EPS Growth (est.)
+0.0%
Est. Revenue
12 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2028 $10.71
$8.98 – $12.41
 14 B 3
FY2027 $9.28
$7.65 – $11.07
 13 B 5
FY2026 $7.88
$7.41 – $8.60
 12 B 5

Key Takeaways

Revenue grew 8.44% annually over 5 years — modest growth
ROE of 15.57% — decent returns on equity
Net margin of 18.74% shows strong profitability
Debt/Equity of 0.08 — conservative balance sheet
Generating 2.87B in free cash flow
P/E of 0.50 — trading at a low valuation

Growth

Revenue Growth (5Y)
8.44%
Revenue (1Y)1.03%
Earnings (1Y)3.78%
FCF Growth (3Y)264.17%

Quality

Return on Equity
15.57%
ROIC12.09%
Net Margin18.74%
Op. Margin21.84%

Safety

Debt / Equity
0.08
Current Ratio73.69
Interest Coverage0.00

Valuation

P/E Ratio
0.50
P/B Ratio0.07
EV/EBITDA-1.27
Dividend Yield0.05%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 1.03% Revenue Growth (3Y) 2.35%
Earnings Growth (1Y) 3.78% Earnings Growth (3Y) 2.79%
Revenue Growth (5Y) 8.44% Earnings Growth (5Y) -0.36%
Profitability
Revenue (TTM) 13.20B Net Income (TTM) 2.47B
ROE 15.57% ROA 9.73%
Gross Margin 78.63% Operating Margin 21.84%
Net Margin 18.74% Free Cash Flow (TTM) 2.87B
ROIC 12.09% FCF Growth (3Y) 264.17%
Safety
Debt / Equity 0.08 Current Ratio 73.69
Interest Coverage 0.00 Dividend Yield 0.05%
Valuation
P/E Ratio 0.50 P/B Ratio 0.07
P/S Ratio 0.09 PEG Ratio 0.63
EV/EBITDA -1.27 Dividend Yield 0.05%
Market Cap 1.22B Enterprise Value -3.65B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 13.20B 13.07B 12.60B 11.28B 9.54B
Net Income 2.47B 2.38B 2.34B 2.27B 2.51B
EPS (Diluted) 9.35 9.05 8.35 7.80 8.45
Gross Profit 10.38B 10.36B 10.44B 9.10B 7.63B
Operating Income 2.88B 2.54B 2.38B 2.52B 2.61B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 25.43B 23.61B 21.29B 21.38B 18.14B
Total Liabilities 8.58B 8.05B 7.42B 8.94B 7.43B
Shareholders' Equity 16.56B 15.20B 13.75B 12.37B 10.66B
Total Debt 1.32B 34.36M 41.63M 176.99M 33.36M
Cash & Equivalents 6.20B 4.67B 4.97B 3.64B 4.42B
Current Assets 12.56B 19.07B 18.21B 18.90B 16.40B
Current Liabilities 170.52M 4.42B 3.66B 4.93B 4.00B

Strategy Scores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Deep Value Investing (Seth Klarman)
#570 of 827
34
Custom Contrarian Investing (David Dreman)
#615 of 670
5
Value Defensive Investing (Benjamin Graham)
#492 of 709
19

Recent Activity

Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered Contrarian Investing (David Dreman)
Mar 24, 2026
Entered Defensive Investing (Benjamin Graham)
Mar 24, 2026