Atrás
34
5
19
Rango del Día
$4.86
$5.16
Rango de 52 Semanas
$4.70
$10.90
Volumen
1,801,662
Promedio 50D / 200D
$5.38
/
$6.96
Cierre Anterior
$5.10
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 0.5 | 10.3 |
| P/B | 0.1 | 1.1 |
| ROE % | 15.6 | 11.7 |
| Net Margin % | 18.7 | 16.9 |
| Rev Growth 5Y % | 8.4 | 11.6 |
| D/E | 0.1 | 0.5 |
Precio Objetivo de Analistas
Hold
$5.94
+22.2%
Low: $5.68
High: $6.20
P/E Futuro
0.7
EPS Futuro
$7.88
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
12 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$10.71
$8.98 – $12.41
|
14 B | 3 |
| FY2027 |
$9.28
$7.65 – $11.07
|
13 B | 5 |
| FY2026 |
$7.88
$7.41 – $8.60
|
12 B | 5 |
Puntos Clave
Revenue grew 8.44% annually over 5 years — modest growth
ROE of 15.57% — decent returns on equity
Net margin of 18.74% shows strong profitability
Debt/Equity of 0.08 — conservative balance sheet
Generating 2.87B in free cash flow
P/E of 0.50 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
8.44%
Revenue (1Y)1.03%
Earnings (1Y)3.78%
FCF Growth (3Y)264.17%
Calidad
Return on Equity
15.57%
ROIC12.09%
Net Margin18.74%
Op. Margin21.84%
Seguridad
Debt / Equity
0.08
Current Ratio73.69
Interest Coverage0.00
Valoración
P/E Ratio
0.50
P/B Ratio0.07
EV/EBITDA-1.27
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1.03% | Revenue Growth (3Y) | 2.35% |
| Earnings Growth (1Y) | 3.78% | Earnings Growth (3Y) | 2.79% |
| Revenue Growth (5Y) | 8.44% | Earnings Growth (5Y) | -0.36% |
| Profitability | |||
| Revenue (TTM) | 13.20B | Net Income (TTM) | 2.47B |
| ROE | 15.57% | ROA | 9.73% |
| Gross Margin | 78.63% | Operating Margin | 21.84% |
| Net Margin | 18.74% | Free Cash Flow (TTM) | 2.87B |
| ROIC | 12.09% | FCF Growth (3Y) | 264.17% |
| Safety | |||
| Debt / Equity | 0.08 | Current Ratio | 73.69 |
| Interest Coverage | 0.00 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 0.50 | P/B Ratio | 0.07 |
| P/S Ratio | 0.09 | PEG Ratio | 0.63 |
| EV/EBITDA | -1.27 | Dividend Yield | 0.05% |
| Market Cap | 1.22B | Enterprise Value | -3.65B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 13.20B | 13.07B | 12.60B | 11.28B | 9.54B |
| Net Income | 2.47B | 2.38B | 2.34B | 2.27B | 2.51B |
| EPS (Diluted) | 9.35 | 9.05 | 8.35 | 7.80 | 8.45 |
| Gross Profit | 10.38B | 10.36B | 10.44B | 9.10B | 7.63B |
| Operating Income | 2.88B | 2.54B | 2.38B | 2.52B | 2.61B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 25.43B | 23.61B | 21.29B | 21.38B | 18.14B |
| Total Liabilities | 8.58B | 8.05B | 7.42B | 8.94B | 7.43B |
| Shareholders' Equity | 16.56B | 15.20B | 13.75B | 12.37B | 10.66B |
| Total Debt | 1.32B | 34.36M | 41.63M | 176.99M | 33.36M |
| Cash & Equivalents | 6.20B | 4.67B | 4.97B | 3.64B | 4.42B |
| Current Assets | 12.56B | 19.07B | 18.21B | 18.90B | 16.40B |
| Current Liabilities | 170.52M | 4.42B | 3.66B | 4.93B | 4.00B |
Puntuaciones de Estrategias
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
#570 of 827
#615 of 670
#492 of 709
Actividad Reciente
Entró
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entró
Contrarian Investing (David Dreman)
Mar 24, 2026
Entró
Defensive Investing (Benjamin Graham)
Mar 24, 2026