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34
Fourchette du Jour
4,72 €
5,09 €
Fourchette 52 Semaines
4,70 €
10,90 €
Volume
928 167
Moyenne 50J / 200J
5,38 €
/
6,96 €
Clôture Précédente
4,86 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 0,5 | 10,3 |
| P/B | 0,1 | 1,1 |
| ROE % | 15,6 | 11,6 |
| Net Margin % | 18,7 | 16,8 |
| Rev Growth 5Y % | 8,4 | 11,6 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
5,94 €
+25.3%
Low: 5,68 €
High: 6,20 €
P/E Prévisionnel
0,60
BPA Prévisionnel
7,88 €
Croissance BPA (est.)
+0,0%
CA Est.
12,50B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
10,71 €
8,98 € – 12,41 €
|
13,78B | 3 |
| FY2027 |
9,28 €
7,65 € – 11,07 €
|
12,79B | 5 |
| FY2026 |
7,88 €
7,41 € – 8,60 €
|
12,50B | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-16 | 0,23 € | 0,25 € | +8,6% |
| 2025-11-19 | 0,36 € | 0,34 € | -5,4% |
| 2025-08-20 | N/A | 0,41 € | — |
| 2025-05-20 | N/A | 0,41 € | — |
| 2025-03-17 | N/A | 0,38 € | — |
| 2024-11-18 | N/A | 0,36 € | — |
| 2024-08-20 | N/A | 0,30 € | — |
| 2024-05-15 | N/A | 0,29 € | — |
Dividend History
7 yr streakYield
0,05%
Payout Ratio
0,20%
Growth (3Y)
14,40%
Growth (5Y)
18,21%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 16, 2026 | May 07, 2026 | 0,29 € | 6,03% |
| Apr 16, 2025 | May 07, 2025 | 0,28 € | 3,84% |
| Apr 15, 2024 | May 07, 2024 | 0,24 € | 4,91% |
| Apr 12, 2023 | May 05, 2023 | 0,22 € | 5,69% |
| Apr 12, 2022 | May 06, 2022 | 0,19 € | 5,34% |
| Apr 06, 2021 | Apr 30, 2021 | 0,17 € | 2,51% |
| Apr 06, 2020 | Apr 30, 2020 | 0,12 € | 7,27% |
| Apr 04, 2019 | Apr 18, 2019 | 0,19 € | 4,69% |
Points Clés
Revenue grew 8,44% annually over 5 years — modest growth
ROE of 15,57% — decent returns on equity
Net margin of 18,74% shows strong profitability
Debt/Equity of 0,08 — conservative balance sheet
Generating 2,87B in free cash flow
P/E of 0,48 — trading at a low valuation
Croissance
Revenue Growth (5Y)
8,44%
Revenue (1Y)1,03%
Earnings (1Y)3,78%
FCF Growth (3Y)264,17%
Qualité
Return on Equity
15,57%
ROIC12,09%
Net Margin18,74%
Op. Margin21,84%
Sécurité
Debt / Equity
0,08
Current Ratio73,69
Interest Coverage0,00
Valorisation
P/E Ratio
0,48
Forward P/E0,60
P/B Ratio0,07
EV/EBITDA-1,28
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1,03% | Revenue Growth (3Y) | 2,35% |
| Earnings Growth (1Y) | 3,78% | Earnings Growth (3Y) | 2,79% |
| Revenue Growth (5Y) | 8,44% | Earnings Growth (5Y) | -0,36% |
| Profitability | |||
| Revenue (TTM) | 13,20B | Net Income (TTM) | 2,47B |
| ROE | 15,57% | ROA | 9,73% |
| Gross Margin | 78,63% | Operating Margin | 21,84% |
| Net Margin | 18,74% | Free Cash Flow (TTM) | 2,87B |
| ROIC | 12,09% | FCF Growth (3Y) | 264,17% |
| Safety | |||
| Debt / Equity | 0,08 | Current Ratio | 73,69 |
| Interest Coverage | 0,00 | ||
| Dividends | |||
| Dividend Yield | 0,05% | Payout Ratio | 0,20% |
| Dividend Growth (3Y) | 14,40% | Dividend Growth (5Y) | 18,21% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 0,48 | Forward P/E | 0,60 |
| P/B Ratio | 0,07 | P/S Ratio | 0,09 |
| PEG Ratio | 0,63 | Forward PEG | N/A |
| EV/EBITDA | -1,28 | Fwd EV/EBITDA | -1,30 |
| Forward P/S | 0,10 | Fwd Earnings Yield | 166,67% |
| FCF Yield | 239,92% | ||
| Market Cap | 1,19B | Enterprise Value | -3,68B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 13,20B | 13,07B | 12,60B | 11,28B | 9,54B |
| Net Income | 2,47B | 2,38B | 2,34B | 2,27B | 2,51B |
| EPS (Diluted) | 9,35 | 9,05 | 8,35 | 7,80 | 8,45 |
| Gross Profit | 10,38B | 10,36B | 10,44B | 9,10B | 7,63B |
| Operating Income | 2,88B | 2,54B | 2,38B | 2,52B | 2,61B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 25,43B | 23,61B | 21,29B | 21,38B | 18,14B |
| Total Liabilities | 8,58B | 8,05B | 7,42B | 8,94B | 7,43B |
| Shareholders' Equity | 16,56B | 15,20B | 13,75B | 12,37B | 10,66B |
| Total Debt | 1,32B | 34,36M | 41,63M | 176,99M | 33,36M |
| Cash & Equivalents | 6,20B | 4,67B | 4,97B | 3,64B | 4,42B |
| Current Assets | 12,56B | 19,07B | 18,21B | 18,90B | 16,40B |
| Current Liabilities | 170,52M | 4,42B | 3,66B | 4,93B | 4,00B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#570 of 826
Activité Récente
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