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Horace Mann Educators Corporation

جودة البيانات: 100%
HMN
NYSE Financial Services Insurance - Property & Casualty
KWD 42.65
▼ KWD 0.24 (-0.56%)
القيمة السوقية: 1.74B
نطاق اليوم
KWD 42.37 KWD 43.30
نطاق 52 أسبوعًا
KWD 38.76 KWD 48.33
حجم التداول
181,644
متوسط 50 يوم / 200 يوم
KWD 43.14 / KWD 44.09
الإغلاق السابق
KWD 42.89

Quick Summary

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس السهم وسيط القطاع
P/E 10.7 10.3
P/B 1.2 1.1
ROE % 11.7 11.7
Net Margin % 9.5 16.9
Rev Growth 5Y % 8.0 11.6
D/E 0.4 0.5

السعر المستهدف للمحللين

Hold
KWD 41.67 -2.3%
Low: KWD 35.00 High: KWD 48.00
مكرر الربحية المستقبلي
9.44
ربحية السهم المستقبلية
KWD 4.47
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
1.30B

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2027 KWD 5.00
KWD 4.94 – KWD 5.06
 1.38B 2
FY2026 KWD 4.47
KWD 4.38 – KWD 4.56
 1.30B 2

Dividend History

7 yr streak

Yield

0.03%

Payout Ratio

0.35%

Growth (3Y)

3.03%

Growth (5Y)

3.13%

Ex-Date Payment Date Amount Yield
Mar 17, 2026 Mar 31, 2026 KWD 0.36 3.34%
Dec 15, 2025 Dec 31, 2025 KWD 0.35 3.04%
Sep 16, 2025 Sep 30, 2025 KWD 0.35 3.04%
Jun 16, 2025 Jun 30, 2025 KWD 0.35 3.27%
Mar 17, 2025 Mar 31, 2025 KWD 0.35 3.27%
Dec 16, 2024 Dec 31, 2024 KWD 0.34 3.27%
Sep 16, 2024 Sep 30, 2024 KWD 0.34 3.96%
Jun 13, 2024 Jun 28, 2024 KWD 0.34 4.01%
Mar 14, 2024 Mar 29, 2024 KWD 0.34 3.84%
Dec 13, 2023 Dec 29, 2023 KWD 0.33 3.91%
Sep 14, 2023 Sep 29, 2023 KWD 0.33 4.49%
Jun 14, 2023 Jun 30, 2023 KWD 0.33 4.35%
Mar 15, 2023 Mar 31, 2023 KWD 0.33 3.82%
Dec 14, 2022 Dec 30, 2022 KWD 0.32 3.53%
Sep 15, 2022 Sep 30, 2022 KWD 0.32 3.53%
Jun 14, 2022 Jun 30, 2022 KWD 0.32 3.58%
Mar 16, 2022 Mar 31, 2022 KWD 0.32 3.07%
Dec 15, 2021 Dec 31, 2021 KWD 0.31 3.31%
Sep 15, 2021 Sep 30, 2021 KWD 0.31 3.15%
Jun 15, 2021 Jun 30, 2021 KWD 0.31 3.20%

النقاط الرئيسية

Revenue grew 8.01% annually over 5 years — modest growth
Earnings grew 57.68% over the past year
ROE of 11.70% — decent returns on equity
Debt/Equity of 0.40 — conservative balance sheet
Generating 98.00M in free cash flow
P/E of 10.70 — trading at a low valuation

النمو

Revenue Growth (5Y)
8.01%
Revenue (1Y)9.74%
Earnings (1Y)57.68%
FCF Growth (3Y)-43.04%

الجودة

Return on Equity
11.70%
ROIC47.39%
Net Margin9.53%
Op. Margin77.11%

الأمان

Debt / Equity
0.40
Current RatioN/A
Interest Coverage36.04

التقييم

P/E Ratio
10.70
Forward P/E9.44
P/B Ratio1.17
EV/EBITDA1.76
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 9.74% Revenue Growth (3Y) 8.97%
Earnings Growth (1Y) 57.68% Earnings Growth (3Y) 89.80%
Revenue Growth (5Y) 8.01% Earnings Growth (5Y) -1.24%
Profitability
Revenue (TTM) 1.70B Net Income (TTM) 162.10M
ROE 11.70% ROA 1.06%
Gross Margin 100.00% Operating Margin 77.11%
Net Margin 9.53% Free Cash Flow (TTM) 98.00M
ROIC 47.39% FCF Growth (3Y) -43.04%
Safety
Debt / Equity 0.40 Current Ratio N/A
Interest Coverage 36.04
Dividends
Dividend Yield 0.03% Payout Ratio 0.35%
Dividend Growth (3Y) 3.03% Dividend Growth (5Y) 3.13%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 10.70 Forward P/E 9.44
P/B Ratio 1.17 P/S Ratio 1.02
PEG Ratio 0.20 Forward PEG N/A
EV/EBITDA 1.76 Fwd EV/EBITDA 20.18
Forward P/S 1.34 Fwd Earnings Yield 10.59%
FCF Yield 5.65%
Market Cap 1.74B Enterprise Value 2.30B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.70B 1.55B 1.43B 1.34B 1.25B
Net Income 162.10M 102.80M 45.00M 19.80M 170.40M
EPS (Diluted) 3.90 2.48 1.09 0.47 3.39
Gross Profit 1.70B 478.40M 356.80M 332.50M 409.00M
Operating Income 1.31B 128.60M 53.30M 16.50M 210.10M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 15.27B 14.49B 14.05B 13.31B 14.38B
Total Liabilities 13.78B 13.20B 12.87B 12.21B 12.58B
Shareholders' Equity 1.48B 1.29B 1.18B 1.10B 1.81B
Total Debt 593.40M 547.00M 546.00M 498.00M 502.60M
Cash & Equivalents 26.20M 33.10M 29.00M 42.20M 133.00M
Current Assets 0.0 938.10M 0.0 0.0 6.72B
Current Liabilities 0.0 0.0 0.0 0.0 249.00M

درجات الاستراتيجيات

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Growth + Value Growth at a Reasonable Price (Peter Lynch)
#277 of 332
36

النشاط الأخير

دخل Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026