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Horace Mann Educators Corporation

Calidad de datos: 100%
HMN
NYSE Financial Services Insurance - Property & Casualty
$42.89
▲ $0.67 (1.59%)
Cap. Mercado: 1.74B
Rango del Día
$41.93 $42.94
Rango de 52 Semanas
$38.76 $48.33
Volumen
199,047
Promedio 50D / 200D
$43.14 / $44.09
Cierre Anterior
$42.22

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (854 pares)

Métrica Acción Mediana del Sector
P/E 10.8 10.3
P/B 1.2 1.1
ROE % 11.7 11.6
Net Margin % 9.5 16.8
Rev Growth 5Y % 8.0 11.6
D/E 0.4 0.5

Precio Objetivo de Analistas

Hold
$41.67 -2.8%
Low: $35.00 High: $48.00
P/E Futuro
9.4
EPS Futuro
$4.47
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
1.3 B

Estimaciones de Ganancias

Período EPS Est. Ingresos Est. Analistas
FY2027 $5.00
$4.94 – $5.06
1.4 B 2
FY2026 $4.47
$4.38 – $4.56
1.3 B 2

Puntos Clave

Revenue grew 8.01% annually over 5 years — modest growth
Earnings grew 57.68% over the past year
ROE of 11.70% — decent returns on equity
Debt/Equity of 0.40 — conservative balance sheet
Generating 98.00M in free cash flow
P/E of 10.76 — trading at a low valuation

Crecimiento

Revenue Growth (5Y)
8.01%
Revenue (1Y)9.74%
Earnings (1Y)57.68%
FCF Growth (3Y)-43.04%

Calidad

Return on Equity
11.70%
ROIC47.39%
Net Margin9.53%
Op. Margin77.11%

Seguridad

Debt / Equity
0.40
Current RatioN/A
Interest Coverage36.04

Valoración

P/E Ratio
10.76
P/B Ratio1.18
EV/EBITDA1.76
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 9.74% Revenue Growth (3Y) 8.97%
Earnings Growth (1Y) 57.68% Earnings Growth (3Y) 89.80%
Revenue Growth (5Y) 8.01% Earnings Growth (5Y) -1.24%
Profitability
Revenue (TTM) 1.70B Net Income (TTM) 162.10M
ROE 11.70% ROA 1.06%
Gross Margin 100.00% Operating Margin 77.11%
Net Margin 9.53% Free Cash Flow (TTM) 98.00M
ROIC 47.39% FCF Growth (3Y) -43.04%
Safety
Debt / Equity 0.40 Current Ratio N/A
Interest Coverage 36.04 Dividend Yield 0.03%
Valuation
P/E Ratio 10.76 P/B Ratio 1.18
P/S Ratio 1.03 PEG Ratio 0.20
EV/EBITDA 1.76 Dividend Yield 0.03%
Market Cap 1.74B Enterprise Value 2.31B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.70B 1.55B 1.43B 1.34B 1.25B
Net Income 162.10M 102.80M 45.00M 19.80M 170.40M
EPS (Diluted) 3.90 2.48 1.09 0.47 3.39
Gross Profit 1.70B 478.40M 356.80M 332.50M 409.00M
Operating Income 1.31B 128.60M 53.30M 16.50M 210.10M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 15.27B 14.49B 14.05B 13.31B 14.38B
Total Liabilities 13.78B 13.20B 12.87B 12.21B 12.58B
Shareholders' Equity 1.48B 1.29B 1.18B 1.10B 1.81B
Total Debt 593.40M 547.00M 546.00M 498.00M 502.60M
Cash & Equivalents 26.20M 33.10M 29.00M 42.20M 133.00M
Current Assets 0.0 938.10M 0.0 0.0 6.72B
Current Liabilities 0.0 0.0 0.0 0.0 249.00M

Puntuaciones de Estrategias

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#277 of 332
36

Actividad Reciente

Entró Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026