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Horace Mann Educators Corporation

Datakwaliteit: 100%
HMN
NYSE Financial Services Insurance - Property & Casualty
€ 42,22
▲ € 0,73 (1,76%)
Marktkapitalisatie: 1,72B
Dagbereik
€ 41,83 € 42,61
52-Weeksbereik
€ 38,76 € 48,33
Volume
148.323
50D / 200D Gem.
€ 43,14 / € 44,09
Vorige Slotkoers
€ 41,49

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (854 peers)

Metriek Aandeel Sector Mediaan
P/E 10,6 10,3
P/B 1,2 1,1
ROE % 11,7 11,7
Net Margin % 9,5 16,8
Rev Growth 5Y % 8,0 11,7
D/E 0,4 0,5

Koersdoel Analisten

Hold
€ 41,67 -1.3%
Low: € 35,00 High: € 48,00
Forward K/W
9,4
Forward WPA
€ 4,47
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,3 B

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2027 € 5,00
€ 4,94 – € 5,06
 1,4 B 2
FY2026 € 4,47
€ 4,38 – € 4,56
 1,3 B 2

Belangrijkste Punten

Revenue grew 8,01% annually over 5 years — modest growth
Earnings grew 57,68% over the past year
ROE of 11,70% — decent returns on equity
Debt/Equity of 0,40 — conservative balance sheet
Generating 98,00M in free cash flow
P/E of 10,60 — trading at a low valuation

Groei

Revenue Growth (5Y)
8,01%
Revenue (1Y)9,74%
Earnings (1Y)57,68%
FCF Growth (3Y)-43,04%

Kwaliteit

Return on Equity
11,70%
ROIC47,39%
Net Margin9,53%
Op. Margin77,11%

Veiligheid

Debt / Equity
0,40
Current RatioN/A
Interest Coverage36,04

Waardering

P/E Ratio
10,60
P/B Ratio1,16
EV/EBITDA1,74
Dividend Yield0,03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 9,74% Revenue Growth (3Y) 8,97%
Earnings Growth (1Y) 57,68% Earnings Growth (3Y) 89,80%
Revenue Growth (5Y) 8,01% Earnings Growth (5Y) -1,24%
Profitability
Revenue (TTM) 1,70B Net Income (TTM) 162,10M
ROE 11,70% ROA 1,06%
Gross Margin 100,00% Operating Margin 77,11%
Net Margin 9,53% Free Cash Flow (TTM) 98,00M
ROIC 47,39% FCF Growth (3Y) -43,04%
Safety
Debt / Equity 0,40 Current Ratio N/A
Interest Coverage 36,04 Dividend Yield 0,03%
Valuation
P/E Ratio 10,60 P/B Ratio 1,16
P/S Ratio 1,01 PEG Ratio 0,20
EV/EBITDA 1,74 Dividend Yield 0,03%
Market Cap 1,72B Enterprise Value 2,28B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1,70B 1,55B 1,43B 1,34B 1,25B
Net Income 162,10M 102,80M 45,00M 19,80M 170,40M
EPS (Diluted) 3,90 2,48 1,09 0,47 3,39
Gross Profit 1,70B 478,40M 356,80M 332,50M 409,00M
Operating Income 1,31B 128,60M 53,30M 16,50M 210,10M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 15,27B 14,49B 14,05B 13,31B 14,38B
Total Liabilities 13,78B 13,20B 12,87B 12,21B 12,58B
Shareholders' Equity 1,48B 1,29B 1,18B 1,10B 1,81B
Total Debt 593,40M 547,00M 546,00M 498,00M 502,60M
Cash & Equivalents 26,20M 33,10M 29,00M 42,20M 133,00M
Current Assets 0,0 938,10M 0,0 0,0 6,72B
Current Liabilities 0,0 0,0 0,0 0,0 249,00M

Strategiescores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Growth + Value Growth at a Reasonable Price (Peter Lynch)
#273 of 326
35

Recente Activiteit

Ingestapt Growth at a Reasonable Price (Peter Lynch)
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