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Merchants Bancorp

جودة البيانات: 100%
MBIN
NASDAQ Financial Services Banks - Regional
KWD 42.68
▲ KWD 1.00 (2.40%)
القيمة السوقية: 1.96B
مُدرج أيضًا باسم MBINL NASDAQ
نطاق اليوم
KWD 41.10 KWD 43.66
نطاق 52 أسبوعًا
KWD 27.25 KWD 48.50
حجم التداول
239,997
متوسط 50 يوم / 200 يوم
KWD 41.01 / KWD 34.85
الإغلاق السابق
KWD 41.68

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس السهم وسيط القطاع
P/E 9.0 10.3
P/B 0.9 1.1
ROE % 9.7 11.7
Net Margin % 16.0 16.9
Rev Growth 5Y % 31.1 11.6
D/E 1.7 0.5

السعر المستهدف للمحللين

Hold
KWD 40.500 -5.1%
Low: KWD 39.000 High: KWD 42.000
مكرر الربحية المستقبلي
8.0
ربحية السهم المستقبلية
KWD 5.237
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
730 M

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2028 KWD 6.310
KWD 6.232 – KWD 6.442
800 M 1
FY2027 KWD 5.753
KWD 5.353 – KWD 6.234
760 M 2
FY2026 KWD 5.237
KWD 5.047 – KWD 5.347
730 M 2

النقاط الرئيسية

Revenue grew 31.14% annually over 5 years — strong growth
Earnings declined -31.72% over the past year
Net margin of 16.02% shows strong profitability
Negative free cash flow of -376.67M
P/E of 8.97 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 36.79%

النمو

Revenue Growth (5Y)
31.14%
Revenue (1Y)-5.65%
Earnings (1Y)-31.72%
FCF Growth (3Y)N/A

الجودة

Return on Equity
9.67%
ROIC3.23%
Net Margin16.02%
Op. Margin19.32%

الأمان

Debt / Equity
1.68
Current Ratio3.17
Interest Coverage0.39

التقييم

P/E Ratio
8.97
P/B Ratio0.86
EV/EBITDA21.94
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -5.65% Revenue Growth (3Y) 7.15%
Earnings Growth (1Y) -31.72% Earnings Growth (3Y) -11.49%
Revenue Growth (5Y) 31.14% Earnings Growth (5Y) -0.93%
Profitability
Revenue (TTM) 1.37B Net Income (TTM) 218.77M
ROE 9.67% ROA 1.12%
Gross Margin 41.29% Operating Margin 19.32%
Net Margin 16.02% Free Cash Flow (TTM) -376.67M
ROIC 3.23% FCF Growth (3Y) N/A
Safety
Debt / Equity 1.68 Current Ratio 3.17
Interest Coverage 0.39 Dividend Yield 0.04%
Valuation
P/E Ratio 8.97 P/B Ratio 0.86
P/S Ratio 1.44 PEG Ratio -0.18
EV/EBITDA 21.94 Dividend Yield 0.04%
Market Cap 1.96B Enterprise Value 5.79B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.37B 1.45B 1.19B 602.07M 461.56M
Net Income 218.77M 320.39M 279.23M 219.72M 227.10M
EPS (Diluted) 3.78 6.30 5.64 4.47 4.76
Gross Profit 563.69M 642.69M 519.10M 422.49M 422.66M
Operating Income 263.80M 422.64M 347.91M 291.14M 304.93M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 19.45B 18.81B 16.95B 12.62B 11.28B
Total Liabilities 17.17B 16.56B 15.25B 11.16B 10.12B
Shareholders' Equity 2.28B 2.24B 1.70B 1.46B 1.16B
Total Debt 3.84B 4.34B 964.13M 940.39M 1.17B
Cash & Equivalents 15.84M 476.61M 584.42M 226.16M 1.03B
Current Assets 11.91B 650.03M 1.79B 605.76M 1.37B
Current Liabilities 3.76B 11.92B 14.06B 10.10B 9.28B