Terug
Ook genoteerd als
MBINL
NASDAQ
Dagbereik
€ 42,63
€ 43,32
52-Weeksbereik
€ 27,25
€ 48,50
Volume
131.098
50D / 200D Gem.
€ 41,01
/
€ 34,85
Vorige Slotkoers
€ 42,68
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,0 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 9,7 | 11,6 |
| Net Margin % | 16,0 | 16,8 |
| Rev Growth 5Y % | 31,1 | 11,6 |
| D/E | 1,7 | 0,5 |
Koersdoel Analisten
Hold
€ 40,50
-5.7%
Low: € 39,00
High: € 42,00
Forward K/W
8,20
Forward WPA
€ 5,24
WPA Groei (sch.)
+0,0%
Omzet Sch.
728,16M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 6,31
€ 6,23 – € 6,44
|
804,14M | 1 |
| FY2027 |
€ 5,75
€ 5,35 – € 6,23
|
755,29M | 2 |
| FY2026 |
€ 5,24
€ 5,05 – € 5,35
|
728,16M | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-28 | € 0,94 | € 1,28 | +36,2% |
| 2025-10-28 | € 0,79 | € 0,97 | +22,8% |
| 2025-07-28 | € 1,12 | € 0,60 | -46,4% |
| 2025-04-28 | € 1,25 | € 0,93 | -25,6% |
| 2025-01-28 | € 1,30 | € 1,85 | +42,3% |
| 2024-10-28 | € 1,42 | € 1,17 | -17,6% |
| 2024-07-29 | € 1,57 | € 1,49 | -5,1% |
| 2024-04-29 | € 1,37 | € 1,80 | +31,4% |
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,27%
Growth (3Y)
12,62%
Growth (5Y)
4,56%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Apr 01, 2026 | € 0,11 | 0,98% |
| Dec 15, 2025 | Jan 02, 2026 | € 0,10 | 1,09% |
| Sep 15, 2025 | Oct 01, 2025 | € 0,10 | 1,21% |
| Jun 13, 2025 | Jul 01, 2025 | € 0,10 | 1,22% |
| Mar 14, 2025 | Apr 01, 2025 | € 0,10 | 0,98% |
| Dec 13, 2024 | Jan 02, 2025 | € 0,09 | 0,94% |
| Sep 13, 2024 | Oct 01, 2024 | € 0,09 | 0,80% |
| Jun 14, 2024 | Jul 01, 2024 | € 0,09 | 0,87% |
| Mar 14, 2024 | Apr 01, 2024 | € 0,09 | 0,81% |
| Dec 14, 2023 | Jan 02, 2024 | € 0,08 | 0,80% |
| Sep 14, 2023 | Oct 02, 2023 | € 0,08 | 1,09% |
| Jun 14, 2023 | Jul 03, 2023 | € 0,08 | 1,12% |
| Mar 14, 2023 | Apr 03, 2023 | € 0,08 | 1,10% |
| Dec 14, 2022 | Jan 03, 2023 | € 0,07 | 1,13% |
| Sep 14, 2022 | Oct 03, 2022 | € 0,07 | 1,08% |
| Jun 14, 2022 | Jul 01, 2022 | € 0,07 | 1,11% |
| Mar 14, 2022 | Apr 01, 2022 | € 0,07 | 0,89% |
| Dec 14, 2021 | Jan 03, 2022 | € 0,09 | 0,82% |
| Sep 14, 2021 | Oct 01, 2021 | € 0,09 | 0,97% |
| Jun 14, 2021 | Jul 01, 2021 | € 0,09 | 0,83% |
Belangrijkste Punten
Revenue grew 31,14% annually over 5 years — strong growth
Earnings declined -31,72% over the past year
Net margin of 16,02% shows strong profitability
Negative free cash flow of -376,67M
P/E of 9,02 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 36,79%
Groei
Revenue Growth (5Y)
31,14%
Revenue (1Y)-5,65%
Earnings (1Y)-31,72%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
9,67%
ROIC3,23%
Net Margin16,02%
Op. Margin19,32%
Veiligheid
Debt / Equity
1,68
Current Ratio3,17
Interest Coverage0,39
Waardering
P/E Ratio
9,02
Forward P/E8,20
P/B Ratio0,87
EV/EBITDA21,99
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -5,65% | Revenue Growth (3Y) | 7,15% |
| Earnings Growth (1Y) | -31,72% | Earnings Growth (3Y) | -11,49% |
| Revenue Growth (5Y) | 31,14% | Earnings Growth (5Y) | -0,93% |
| Profitability | |||
| Revenue (TTM) | 1,37B | Net Income (TTM) | 218,77M |
| ROE | 9,67% | ROA | 1,12% |
| Gross Margin | 41,29% | Operating Margin | 19,32% |
| Net Margin | 16,02% | Free Cash Flow (TTM) | -376,67M |
| ROIC | 3,23% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,68 | Current Ratio | 3,17 |
| Interest Coverage | 0,39 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,27% |
| Dividend Growth (3Y) | 12,62% | Dividend Growth (5Y) | 4,56% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,02 | Forward P/E | 8,20 |
| P/B Ratio | 0,87 | P/S Ratio | 1,45 |
| PEG Ratio | -0,18 | Forward PEG | N/A |
| EV/EBITDA | 21,99 | Fwd EV/EBITDA | 20,55 |
| Forward P/S | 2,71 | Fwd Earnings Yield | 12,20% |
| FCF Yield | -19,09% | ||
| Market Cap | 1,97B | Enterprise Value | 5,80B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,37B | 1,45B | 1,19B | 602,07M | 461,56M |
| Net Income | 218,77M | 320,39M | 279,23M | 219,72M | 227,10M |
| EPS (Diluted) | 3,78 | 6,30 | 5,64 | 4,47 | 4,76 |
| Gross Profit | 563,69M | 642,69M | 519,10M | 422,49M | 422,66M |
| Operating Income | 263,80M | 422,64M | 347,91M | 291,14M | 304,93M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 19,45B | 18,81B | 16,95B | 12,62B | 11,28B |
| Total Liabilities | 17,17B | 16,56B | 15,25B | 11,16B | 10,12B |
| Shareholders' Equity | 2,28B | 2,24B | 1,70B | 1,46B | 1,16B |
| Total Debt | 3,84B | 4,34B | 964,13M | 940,39M | 1,17B |
| Cash & Equivalents | 15,84M | 476,61M | 584,42M | 226,16M | 1,03B |
| Current Assets | 11,91B | 650,03M | 1,79B | 605,76M | 1,37B |
| Current Liabilities | 3,76B | 11,92B | 14,06B | 10,10B | 9,28B |