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Also listed as
MBINL
NASDAQ
Day Range
$42.63
$43.32
52-Week Range
$27.25
$48.50
Volume
131,098
50D / 200D Avg
$41.01
/
$34.85
Prev Close
$42.68
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.0 | 10.3 |
| P/B | 0.9 | 1.1 |
| ROE % | 9.7 | 11.7 |
| Net Margin % | 16.0 | 16.9 |
| Rev Growth 5Y % | 31.1 | 11.6 |
| D/E | 1.7 | 0.5 |
Analyst Price Target
Hold
$40.50
-5.7%
Low: $39.00
High: $42.00
Forward P/E
8.20
Forward EPS
$5.24
EPS Growth (est.)
+0.0%
Est. Revenue
728.16M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$6.31
$6.23 – $6.44
|
804.14M | 1 |
| FY2027 |
$5.75
$5.35 – $6.23
|
755.29M | 2 |
| FY2026 |
$5.24
$5.05 – $5.35
|
728.16M | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-28 | $0.94 | $1.28 | +36.2% |
| 2025-10-28 | $0.79 | $0.97 | +22.8% |
| 2025-07-28 | $1.12 | $0.60 | -46.4% |
| 2025-04-28 | $1.25 | $0.93 | -25.6% |
| 2025-01-28 | $1.30 | $1.85 | +42.3% |
| 2024-10-28 | $1.42 | $1.17 | -17.6% |
| 2024-07-29 | $1.57 | $1.49 | -5.1% |
| 2024-04-29 | $1.37 | $1.80 | +31.4% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
0.27%
Growth (3Y)
12.62%
Growth (5Y)
4.56%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Apr 01, 2026 | $0.11 | 0.98% |
| Dec 15, 2025 | Jan 02, 2026 | $0.10 | 1.09% |
| Sep 15, 2025 | Oct 01, 2025 | $0.10 | 1.21% |
| Jun 13, 2025 | Jul 01, 2025 | $0.10 | 1.22% |
| Mar 14, 2025 | Apr 01, 2025 | $0.10 | 0.98% |
| Dec 13, 2024 | Jan 02, 2025 | $0.09 | 0.94% |
| Sep 13, 2024 | Oct 01, 2024 | $0.09 | 0.80% |
| Jun 14, 2024 | Jul 01, 2024 | $0.09 | 0.87% |
| Mar 14, 2024 | Apr 01, 2024 | $0.09 | 0.81% |
| Dec 14, 2023 | Jan 02, 2024 | $0.08 | 0.80% |
| Sep 14, 2023 | Oct 02, 2023 | $0.08 | 1.09% |
| Jun 14, 2023 | Jul 03, 2023 | $0.08 | 1.12% |
| Mar 14, 2023 | Apr 03, 2023 | $0.08 | 1.10% |
| Dec 14, 2022 | Jan 03, 2023 | $0.07 | 1.13% |
| Sep 14, 2022 | Oct 03, 2022 | $0.07 | 1.08% |
| Jun 14, 2022 | Jul 01, 2022 | $0.07 | 1.11% |
| Mar 14, 2022 | Apr 01, 2022 | $0.07 | 0.89% |
| Dec 14, 2021 | Jan 03, 2022 | $0.09 | 0.82% |
| Sep 14, 2021 | Oct 01, 2021 | $0.09 | 0.97% |
| Jun 14, 2021 | Jul 01, 2021 | $0.09 | 0.83% |
Key Takeaways
Revenue grew 31.14% annually over 5 years — strong growth
Earnings declined -31.72% over the past year
Net margin of 16.02% shows strong profitability
Negative free cash flow of -376.67M
P/E of 9.02 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 36.79%
Growth
Revenue Growth (5Y)
31.14%
Revenue (1Y)-5.65%
Earnings (1Y)-31.72%
FCF Growth (3Y)N/A
Quality
Return on Equity
9.67%
ROIC3.23%
Net Margin16.02%
Op. Margin19.32%
Safety
Debt / Equity
1.68
Current Ratio3.17
Interest Coverage0.39
Valuation
P/E Ratio
9.02
Forward P/E7.96
P/B Ratio0.87
EV/EBITDA21.99
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -5.65% | Revenue Growth (3Y) | 7.15% |
| Earnings Growth (1Y) | -31.72% | Earnings Growth (3Y) | -11.49% |
| Revenue Growth (5Y) | 31.14% | Earnings Growth (5Y) | -0.93% |
| Profitability | |||
| Revenue (TTM) | 1.37B | Net Income (TTM) | 218.77M |
| ROE | 9.67% | ROA | 1.12% |
| Gross Margin | 41.29% | Operating Margin | 19.32% |
| Net Margin | 16.02% | Free Cash Flow (TTM) | -376.67M |
| ROIC | 3.23% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1.68 | Current Ratio | 3.17 |
| Interest Coverage | 0.39 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | 0.27% |
| Dividend Growth (3Y) | 12.62% | Dividend Growth (5Y) | 4.56% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9.02 | Forward P/E | 7.96 |
| P/B Ratio | 0.87 | P/S Ratio | 1.45 |
| PEG Ratio | -0.18 | Forward PEG | N/A |
| EV/EBITDA | 21.99 | Fwd EV/EBITDA | 20.55 |
| Forward P/S | 2.71 | Fwd Earnings Yield | 12.56% |
| FCF Yield | -19.09% | ||
| Market Cap | 1.97B | Enterprise Value | 5.80B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.37B | 1.45B | 1.19B | 602.07M | 461.56M |
| Net Income | 218.77M | 320.39M | 279.23M | 219.72M | 227.10M |
| EPS (Diluted) | 3.78 | 6.30 | 5.64 | 4.47 | 4.76 |
| Gross Profit | 563.69M | 642.69M | 519.10M | 422.49M | 422.66M |
| Operating Income | 263.80M | 422.64M | 347.91M | 291.14M | 304.93M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 19.45B | 18.81B | 16.95B | 12.62B | 11.28B |
| Total Liabilities | 17.17B | 16.56B | 15.25B | 11.16B | 10.12B |
| Shareholders' Equity | 2.28B | 2.24B | 1.70B | 1.46B | 1.16B |
| Total Debt | 3.84B | 4.34B | 964.13M | 940.39M | 1.17B |
| Cash & Equivalents | 15.84M | 476.61M | 584.42M | 226.16M | 1.03B |
| Current Assets | 11.91B | 650.03M | 1.79B | 605.76M | 1.37B |
| Current Liabilities | 3.76B | 11.92B | 14.06B | 10.10B | 9.28B |