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NORTHPOINTE BANCSHARES INC

Calidad de datos: 83%
NPB
NYSE Financial Services Depository Institutions
$18.62
▼ $0.13 (-0.69%)
Cap. Mercado: 643.66 M
6 months return
—
Momentum
Neutral
1Y earnings growth
51.22%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Earnings grew 51.22% over the past year
ROE of 13.59% — decent returns on equity
Generating 41.53 M in free cash flow
P/E of 7.72 — trading at a low valuation

Price History

Crecimiento

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)51.22%
FCF Growth (3Y)N/A

Calidad

Return on Equity
13.59%
Above sector avg (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM|NTM|2027)
7.72 | 6.17 | 6.19
Below sector avg (11.12)
P/B Ratio1.03
EV/EBITDAN/A
Dividend Yield0.54%

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (6628 pares)
Métrica Acción Mediana del Sector
P/E 7.7 11.1
P/B 1.0 1.2
ROE % 13.6 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E — 0.5

Precio Objetivo de Analistas

2 analistas

Consenso de analistas: objetivo medio vs precio actual y calificación.

Strong Buy
Actual
$18.62
+15.5%
Objetivo
$21.50
$21.00
$21.50
$22.00
Pronóstico
P/E Futuro 6.17
EPS Futuro $3.02
Crecimiento EPS (est.) +9.8%
Ingresos Est. 291.23 M

Estimaciones de Ganancias

Pronósticos de EPS e ingresos por período. Anual = años fiscales; trimestral = próximos trimestres.

Período EPS Est. Ingresos Est. Analistas
FY2027 $3.02
$3.00 – $3.03
291.23 M 2
FY2026 $2.75
$2.70 – $2.79
270.90 M 2

Sorpresas de Ganancias

Últimos 4 trimestres
Trimestre EPS Est. EPS Real Sorpresa
Q42025 $0.60 $0.52 -13.8%
Q32025 $0.56 $0.57 +1.8%
Q22025 $0.51 $0.51 +1.0%
Q12025 $0.46 $0.49 +7.7%

ETFs Holding This Stock

RMBLX RMBLX
1.20% weight
RMBNX RMBNX
1.20% weight
RMBKX RMBKX
1.20% weight
HRNIX HRNIX
0.68% weight
AMAJX AMAJX
0.53% weight
AMAHX AMAHX
0.53% weight
AMAEX AMAEX
0.53% weight
AMALX AMALX
0.53% weight
AMAKX AMAKX
0.53% weight
AMAFX AMAFX
0.53% weight

Historial de Dividendos

1 yr streak

Rendimiento

0.54%

Ratio de pago

4.74%

Crecimiento (3 años)

N/A

Crecimiento (5 años)

N/A

Pagos recientes por acción (más reciente primero).

Ex-dividendo Pago Monto / acción
Jan 15, 2026 — $0.03
Oct 15, 2025 — $0.03
Jul 15, 2025 — $0.03
Apr 15, 2025 — $0.03

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 51.22% Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) N/A Net Income (TTM) 83.41 M
ROE 13.59% ROA 1.26%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 41.53 M
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 621.87 M
Dividends
Dividend Yield 0.54% Payout Ratio 4.74%
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years 1 yrs
Valuation
P/E Ratio 7.72 Forward P/E 6.17
P/B Ratio 1.03 P/S Ratio N/A
PEG Ratio N/A Forward PEG 0.63
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 2.21 Fwd Earnings Yield 16.21%
FCF Yield 6.45%
Market Cap 643.66 M Enterprise Value 224.50 M
Per Share
EPS (Diluted TTM) 2.11 Revenue / Share N/A
FCF / Share 1.20 OCF / Share 1.28
EPS CAGR (1Y) 15.30% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 49.79%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024
Revenue — —
Net Income 83.41 M 55.16 M
EPS (Diluted) 2.11 1.83
Gross Profit — —
Operating Income — —
EBITDA — —
R&D Expenses — —
SG&A Expenses — —
D&A — —
Interest Expense 150.74 M 114.22 M
Income Tax 26.98 M 17.72 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024
Total Assets 7.02 B 5.22 B
Total Liabilities 6.45 B 4.76 B
Shareholders' Equity 569.04 M 462.49 M
Total Debt — —
Cash & Equivalents 496.46 M 376.30 M
Current Assets — —
Current Liabilities — —