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NORTHPOINTE BANCSHARES INC

Qualité des données : 83%
NPB
NYSE Financial Services Depository Institutions
18,81 €
▼ 0,17 € (-0,87%)
6 months return
Momentum
Neutral
1Y earnings growth
51,22%

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)51,22%
FCF Growth (3Y)N/A

Qualité

Return on Equity
13,59%
Au-dessus de la moyenne du secteur (9,21%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Sécurité

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM|NTM|2027)
7,72 | 6,17 | 6,19
En dessous de la moyenne du secteur (11,13)
P/B Ratio1,03
EV/EBITDAN/A
Dividend Yield0,54%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Earnings grew 51,22% over the past year
ROE of 13,59% — decent returns on equity
Generating 41,53 M in free cash flow
P/E of 7,72 — trading at a low valuation

Price History

Tendances Financières

Objectif de Cours des Analystes

2 analystes
Strong Buy
+14.3%
upside to target
Actuel
18,81 €
Consensus Target
21,50 €
21,00 €
Bas
22,00 €
Haut
Prévisions
P/E Prévisionnel
6,17
BPA Prévisionnel
3,02 €
Croissance BPA (est.)
+9,8%
CA Est.
291,23 M

Surprises de Résultats

EPS
Reported Estimate Forecast
Next: Q1 2026 · EPS Est: 0,63 € · Rev Est: 63,76 M
Q12025 Q22025 Q32025 Q42025 Q1 '26 Q2 '26
Reported 0,49 € 0,51 € 0,57 € 0,52 €
Estimate 0,46 € 0,51 € 0,56 € 0,60 € 0,63 € 0,69 €
Surprise +7,69% +0,99% +1,79% -13,81%

Growth

Rev 5Y: N/A · Earnings 1Y: 51,22%
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 51,22% Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A

Profitability

ROE: 13,59% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) 83,41 M
ROE 13,59% ROA 1,26%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 41,53 M
ROIC N/A FCF Growth (3Y) N/A

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 621,87 M

Dividends

Yield: 0,54% · Payout: 4,74%
Dividend Yield 0,54% Payout Ratio 4,74%
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years 1 yrs

Valuation

P/E: 7,72 · EV/EBITDA: N/A
P/E Ratio 7,72 Forward P/E 6,17
P/B Ratio 1,03 P/S Ratio N/A
PEG Ratio N/A Forward PEG 0,63
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 2,21 Fwd Earnings Yield 16,21%
FCF Yield 6,45%
Market Cap 643,66 M Enterprise Value 224,50 M

Per Share

EPS: 2,11 · FCF/Share: 1,20
EPS (Diluted TTM) 2,11 Revenue / Share N/A
FCF / Share 1,20 OCF / Share 1,28
EPS CAGR (1Y) 15,30% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: 49,79% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 49,79%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024
Revenue
Net Income 83,41 M 55,16 M
EPS (Diluted) 2,11 1,83
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 150,74 M 114,22 M
Income Tax 26,98 M 17,72 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024
Total Assets 7,02 B 5,22 B
Total Liabilities 6,45 B 4,76 B
Shareholders' Equity 569,04 M 462,49 M
Total Debt
Cash & Equivalents 496,46 M 376,30 M
Current Assets
Current Liabilities

Comparaison Sectorielle

vs médiane du secteur Financial Services (6628 pairs)
Métrique Action Médiane du Secteur
P/E 7,7 11,1
P/B 1,0 1,2
ROE % 13,6 9,2
Net Margin % 9,4
Rev Growth 5Y % 5,8
D/E 0,5

ETFs Holding This Stock

RMBLX RMBLX
1,20% weight
RMBNX RMBNX
1,20% weight
RMBKX RMBKX
1,20% weight
HRNIX HRNIX
0,68% weight
AMAJX AMAJX
0,53% weight
AMAHX AMAHX
0,53% weight
AMAEX AMAEX
0,53% weight
AMALX AMALX
0,53% weight
AMAKX AMAKX
0,53% weight
AMAFX AMAFX
0,53% weight

Historique des dividendes

Rendement

0,54%

Taux de distribution

4,74%

Croissance (3 ans)

N/A

Croissance (5 ans)

N/A

Derniers paiements par action (plus récent en premier).

Ex-dividende Paiement Montant / action
Jan 15, 2026 0,03 €
Oct 15, 2025 0,03 €
Jul 15, 2025 0,03 €
Apr 15, 2025 0,03 €