NORTHPOINTE BANCSHARES INC
Qualité des données : 83%
NPB
NYSE
Financial Services
Depository Institutions
18,81 €
▼
0,17 €
(-0,87%)
6 months return
—
Momentum
Neutral
1Y earnings growth
51,22%
Croissance
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)51,22%
FCF Growth (3Y)N/A
Qualité
Return on Equity
13,59%
Au-dessus de la moyenne du secteur (9,21%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Sécurité
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valorisation
PE (TTM|NTM|2027)
7,72 | 6,17 | 6,19
En dessous de la moyenne du secteur (11,13)
P/B Ratio1,03
EV/EBITDAN/A
Dividend Yield0,54%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Earnings grew 51,22% over the past year
ROE of 13,59% — decent returns on equity
Generating 41,53 M in free cash flow
P/E of 7,72 — trading at a low valuation
Price History
Tendances Financières
Objectif de Cours des Analystes
2 analystes
Strong Buy
+14.3%
upside to target
Actuel
18,81 €
Consensus Target
21,50 €
21,00 €
Bas
22,00 €
Haut
Prévisions
P/E Prévisionnel
6,17
BPA Prévisionnel
3,02 €
Croissance BPA (est.)
+9,8%
CA Est.
291,23 M
Surprises de Résultats
EPS
Reported
Estimate
Forecast
Next: Q1 2026
·
EPS Est: 0,63 €
·
Rev Est: 63,76 M
| Q12025 | Q22025 | Q32025 | Q42025 | Q1 '26 | Q2 '26 | |
|---|---|---|---|---|---|---|
| Reported | 0,49 € | 0,51 € | 0,57 € | 0,52 € | — | — |
| Estimate | 0,46 € | 0,51 € | 0,56 € | 0,60 € | 0,63 € | 0,69 € |
| Surprise | +7,69% | +0,99% | +1,79% | -13,81% | — | — |
Growth
Rev 5Y: N/A · Earnings 1Y: 51,22%
Growth
Rev 5Y: N/A · Earnings 1Y: 51,22%| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 51,22% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | N/A |
Profitability
ROE: 13,59% · Net Margin: N/A
Profitability
ROE: 13,59% · Net Margin: N/A| Revenue (TTM) | N/A | Net Income (TTM) | 83,41 M |
| ROE | 13,59% | ROA | 1,26% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 41,53 M |
| ROIC | N/A | FCF Growth (3Y) | N/A |
Safety
D/E: N/A · Current: N/A
Safety
D/E: N/A · Current: N/A| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 621,87 M |
Dividends
Yield: 0,54% · Payout: 4,74%
Dividends
Yield: 0,54% · Payout: 4,74%| Dividend Yield | 0,54% | Payout Ratio | 4,74% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 1 yrs | ||
Valuation
P/E: 7,72 · EV/EBITDA: N/A
Valuation
P/E: 7,72 · EV/EBITDA: N/A| P/E Ratio | 7,72 | Forward P/E | 6,17 |
| P/B Ratio | 1,03 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | 0,63 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 2,21 | Fwd Earnings Yield | 16,21% |
| FCF Yield | 6,45% | ||
| Market Cap | 643,66 M | Enterprise Value | 224,50 M |
Per Share
EPS: 2,11 · FCF/Share: 1,20
Per Share
EPS: 2,11 · FCF/Share: 1,20| EPS (Diluted TTM) | 2,11 | Revenue / Share | N/A |
| FCF / Share | 1,20 | OCF / Share | 1,28 |
| EPS CAGR (1Y) | 15,30% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
Efficiency
FCF Conv: 49,79% · CapEx/Rev: N/A
Efficiency
FCF Conv: 49,79% · CapEx/Rev: N/A| CapEx / Revenue | N/A | FCF Conversion | 49,79% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 |
|---|---|---|
| Revenue | — | — |
| Net Income | 83,41 M | 55,16 M |
| EPS (Diluted) | 2,11 | 1,83 |
| Gross Profit | — | — |
| Operating Income | — | — |
| EBITDA | — | — |
| R&D Expenses | — | — |
| SG&A Expenses | — | — |
| D&A | — | — |
| Interest Expense | 150,74 M | 114,22 M |
| Income Tax | 26,98 M | 17,72 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 |
|---|---|---|
| Total Assets | 7,02 B | 5,22 B |
| Total Liabilities | 6,45 B | 4,76 B |
| Shareholders' Equity | 569,04 M | 462,49 M |
| Total Debt | — | — |
| Cash & Equivalents | 496,46 M | 376,30 M |
| Current Assets | — | — |
| Current Liabilities | — | — |
Comparaison Sectorielle
vs médiane du secteur Financial Services (6628 pairs)
Par rapport à des entreprises similaires dans Financial Services
Comparaison Sectorielle
vs médiane du secteur Financial Services (6628 pairs) Par rapport à des entreprises similaires dans Financial Services| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 7,7 | 11,1 |
| P/B | 1,0 | 1,2 |
| ROE % | 13,6 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Historique des dividendes
Historique des dividendes
Rendement
0,54%
Taux de distribution
4,74%
Croissance (3 ans)
N/A
Croissance (5 ans)
N/A
Derniers paiements par action (plus récent en premier).
| Ex-dividende | Paiement | Montant / action |
|---|---|---|
| Jan 15, 2026 | — | 0,03 € |
| Oct 15, 2025 | — | 0,03 € |
| Jul 15, 2025 | — | 0,03 € |
| Apr 15, 2025 | — | 0,03 € |
{"event":"ticker_viewed","properties":{"ticker":"NPB","listing_kind":"stock","pathname":"/stocks/npb","exchange":"NYSE","country":"US"}}