NORTHPOINTE BANCSHARES INC
Datakwaliteit: 83%
NPB
NYSE
Financial Services
Depository Institutions
€ 18,60
▼
€ 0,15
(-0,80%)
Marktkapitalisatie: 643,66 M
Prijs
€ 18,66
Marktkapitalisatie
643,66 M
Dagbereik
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52-Weeksbereik
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Volume
—
Openen —
50D / 200D Gem.
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50D / 200D Gem.
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Quick Summary
Belangrijkste Punten
Earnings grew 51,22% over the past year
ROE of 13,59% — decent returns on equity
Generating 41,53 M in free cash flow
P/E of 7,72 — trading at a low valuation
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)51,22%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
13,59%
Boven sectorgemiddelde (9,22%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM|NTM|2027)
7,72 | 6,17 | 6,19
Onder sectorgemiddelde (11,12)
P/B Ratio1,03
EV/EBITDAN/A
Dividend Yield0,54%
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2698 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2698 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 7,7 | 11,1 |
| P/B | 1,0 | 1,2 |
| ROE % | 13,6 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Koersdoel Analisten
2 analisten
Strong Buy
Huidig
€ 18,60
Koersdoel
€ 21,50
€ 21,00
€ 21,50
€ 22,00
Vooruitzicht
Forward K/W
6,17
Forward WPA
€ 3,02
WPA Groei (sch.)
+9,8%
Omzet Sch.
291,23 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 3,02
€ 3,00 – € 3,03
|
291,23 M | 2 |
| FY2026 |
€ 2,75
€ 2,70 – € 2,79
|
270,90 M | 2 |
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| 2026 Q2 |
€ 0,69
€ 0,67 – € 0,70
|
67,79 M | 2 |
| 2026 Q1 |
€ 0,63
€ 0,58 – € 0,67
|
63,76 M | 2 |
Winstverassingen
Laatste 4 kwartalen
| Kwartaal | Geschat WPA | Werkelijk WPA | Verrassing |
|---|---|---|---|
| Q42025 | € 0,60 | € 0,52 | -13,8% |
| Q32025 | € 0,56 | € 0,57 | +1,8% |
| Q22025 | € 0,51 | € 0,51 | +1,0% |
| Q12025 | € 0,46 | € 0,49 | +7,7% |
Dividend History
Yield
0,54%
Payout Ratio
4,74%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jan 15, 2026 | — | € 0,03 | N/A |
| Oct 15, 2025 | — | € 0,03 | N/A |
| Jul 15, 2025 | — | € 0,03 | N/A |
| Apr 15, 2025 | — | € 0,03 | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 51,22% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 83,41 M |
| ROE | 13,59% | ROA | 1,26% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 41,53 M |
| ROIC | N/A | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 621,87 M |
| Dividends | |||
| Dividend Yield | 0,54% | Payout Ratio | 4,74% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 1 yrs | ||
| Valuation | |||
| P/E Ratio | 7,72 | Forward P/E | 6,17 |
| P/B Ratio | 1,03 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | 0,63 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 2,21 | Fwd Earnings Yield | 16,21% |
| FCF Yield | 6,45% | ||
| Market Cap | 643,66 M | Enterprise Value | 224,50 M |
| Per Share | |||
| EPS (Diluted TTM) | 2,11 | Revenue / Share | N/A |
| FCF / Share | 1,20 | OCF / Share | 1,28 |
| EPS CAGR (1Y) | 15,30% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 49,79% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 |
|---|---|---|
| Revenue | — | — |
| Net Income | 83,41 M | 55,16 M |
| EPS (Diluted) | 2,11 | 1,83 |
| Gross Profit | — | — |
| Operating Income | — | — |
| EBITDA | — | — |
| R&D Expenses | — | — |
| SG&A Expenses | — | — |
| D&A | — | — |
| Interest Expense | 150,74 M | 114,22 M |
| Income Tax | 26,98 M | 17,72 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 |
|---|---|---|
| Total Assets | 7,02 B | 5,22 B |
| Total Liabilities | 6,45 B | 4,76 B |
| Shareholders' Equity | 569,04 M | 462,49 M |
| Total Debt | — | — |
| Cash & Equivalents | 496,46 M | 376,30 M |
| Current Assets | — | — |
| Current Liabilities | — | — |
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