PROVIDENT FINANCIAL HOLDINGS INC
جودة البيانات: 83%
PROV
NASDAQ
Financial Services
Depository Institutions
KWD 17.13
▼
KWD 0.03
(-0.17%)
القيمة السوقية: 109.40 M
السعر
KWD 17.16
القيمة السوقية
109.40 M
نطاق اليوم
—
نطاق 52 أسبوعًا
—
حجم التداول
—
فتح —
متوسط 50 يوم / 200 يوم
—
متوسط 50 يوم / 200 يوم
—
Quick Summary
النقاط الرئيسية
Earnings declined -14.91% over the past year
Generating 8.94 M in free cash flow
Cash machine — converts 135.52% of earnings into free cash flow
Dividend yield of 3.26% — meaningful income
Healthy payout ratio of 56.57% with room to grow
20 consecutive years of dividends — reliable payer
النمو
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-14.91%
FCF Growth (3Y)-27.66%
الجودة
Return on Equity
5.16%
أقل من متوسط القطاع (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM|NTM|2027)
16.58 | 13.08 | 13.10
أعلى من متوسط القطاع (11.13)
P/B Ratio0.86
EV/EBITDAN/A
Dividend Yield3.26%
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 16.6 | 11.1 |
| P/B | 0.9 | 1.2 |
| ROE % | 5.2 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
السعر المستهدف للمحللين
محلل 1
Hold
الحالي
KWD 17.13
المستهدف
KWD 16.00
KWD 16.00
KWD 16.00
KWD 16.00
التوقعات
مكرر الربحية المستقبلي
13.08
ربحية السهم المستقبلية
KWD 1.31
نمو ربحية السهم (تقدير)
+8.3%
الإيرادات المقدّرة
0.0
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 1.31
KWD 1.31 – KWD 1.31
|
0.0 | 1 |
| FY2026 |
KWD 1.21
KWD 1.21 – KWD 1.21
|
0.0 | 1 |
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| 2026 Q2 |
KWD 0.31
KWD 0.31 – KWD 0.31
|
0.0 | 1 |
| 2026 Q1 |
KWD 0.31
KWD 0.31 – KWD 0.31
|
0.0 | 1 |
مفاجآت الأرباح
آخر 6 أرباع
| الربع | EPS المقدر | EPS الفعلي | المفاجأة |
|---|---|---|---|
| Q42025 | KWD 0.30 | KWD 0.22 | -26.7% |
| Q32025 | KWD 0.29 | KWD 0.25 | -13.8% |
| Q22025 | KWD 0.29 | KWD 0.24 | -15.8% |
| 2026-Q2 | KWD 0.31 | KWD 0.22 | -29.0% |
| 2026-Q1 | KWD 0.31 | KWD 0.25 | -19.4% |
| Q12025 | KWD 0.24 | KWD 0.28 | +16.7% |
Dividend History
Yield
3.26%
Payout Ratio
56.57%
Growth (3Y)
0.00%
Growth (5Y)
0.00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 12, 2026 | — | KWD 0.14 | N/A |
| Nov 13, 2025 | — | KWD 0.14 | N/A |
| Aug 14, 2025 | — | KWD 0.14 | N/A |
| May 15, 2025 | — | KWD 0.14 | N/A |
| Feb 13, 2025 | — | KWD 0.14 | N/A |
| Nov 14, 2024 | — | KWD 0.14 | N/A |
| Aug 15, 2024 | — | KWD 0.14 | N/A |
| May 15, 2024 | — | KWD 0.14 | N/A |
| Feb 14, 2024 | — | KWD 0.14 | N/A |
| Nov 15, 2023 | — | KWD 0.14 | N/A |
| Aug 16, 2023 | — | KWD 0.14 | N/A |
| May 17, 2023 | — | KWD 0.14 | N/A |
| Feb 13, 2023 | — | KWD 0.14 | N/A |
| Nov 16, 2022 | — | KWD 0.14 | N/A |
| Aug 17, 2022 | — | KWD 0.14 | N/A |
| May 18, 2022 | — | KWD 0.14 | N/A |
| Feb 14, 2022 | — | KWD 0.14 | N/A |
| Nov 17, 2021 | — | KWD 0.14 | N/A |
| Aug 11, 2021 | — | KWD 0.14 | N/A |
| May 17, 2021 | — | KWD 0.14 | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -14.91% | Earnings Growth (3Y) | -14.68% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -4.63% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 6.60 M |
| ROE | 5.16% | ROA | 0.54% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 8.94 M |
| ROIC | N/A | FCF Growth (3Y) | -27.66% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 127.49 M |
| Dividends | |||
| Dividend Yield | 3.26% | Payout Ratio | 56.57% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 0.00% |
| Consecutive Div Years | 20 yrs | ||
| Valuation | |||
| P/E Ratio | 16.58 | Forward P/E | 13.08 |
| P/B Ratio | 0.86 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | 1.58 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | 7.65% |
| FCF Yield | 8.18% | ||
| Market Cap | 109.40 M | Enterprise Value | 55.03 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.99 | Revenue / Share | N/A |
| FCF / Share | 1.40 | OCF / Share | 1.49 |
| EPS CAGR (1Y) | -12.26% | EPS CAGR (5Y) | -1.80% |
| EPS CAGR (10Y) | 0.62% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 135.52% |
| SBC-Adj. FCF | 8.40 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 6.26 M | 7.35 M | 8.59 M | 9.09 M | 7.56 M |
| EPS (Diluted) | 0.93 | 1.06 | 1.19 | 1.22 | 1.00 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1.60 M | 1.60 M | 1.40 M | 1.50 M | 1.60 M |
| Interest Expense | 35.47 M | 34.92 M | 9.01 M | 3.14 M | 4.56 M |
| Income Tax | 2.62 M | 3.04 M | 3.82 M | 3.77 M | 2.63 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.25 B | 1.27 B | 1.33 B | 1.19 B | 1.18 B |
| Total Liabilities | 1.12 B | 1.14 B | 1.20 B | 1.06 B | 1.06 B |
| Shareholders' Equity | 128.55 M | 129.94 M | 129.69 M | 128.65 M | 127.28 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 53.09 M | 51.38 M | 65.85 M | 23.41 M | 70.27 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
درجات الاستراتيجيات
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Dividend
High Yield Value
#223 of 240
النشاط الأخير
دخل
High Yield Value
Apr 12, 2026
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