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PROVIDENT FINANCIAL HOLDINGS INC

جودة البيانات: 83%
PROV
NASDAQ Financial Services Depository Institutions
KWD 17.13
▼ KWD 0.03 (-0.17%)
القيمة السوقية: 109.40 M
السعر
KWD 17.16
القيمة السوقية
109.40 M
نطاق اليوم
نطاق 52 أسبوعًا
حجم التداول
فتح —
متوسط 50 يوم / 200 يوم
متوسط 50 يوم / 200 يوم

Quick Summary

النقاط الرئيسية

Earnings declined -14.91% over the past year
Generating 8.94 M in free cash flow
Cash machine — converts 135.52% of earnings into free cash flow
Dividend yield of 3.26% — meaningful income
Healthy payout ratio of 56.57% with room to grow
20 consecutive years of dividends — reliable payer

النمو

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-14.91%
FCF Growth (3Y)-27.66%

الجودة

Return on Equity
5.16%
أقل من متوسط القطاع (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

الأمان

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

التقييم

PE (TTM|NTM|2027)
16.58 | 13.08 | 13.10
أعلى من متوسط القطاع (11.13)
P/B Ratio0.86
EV/EBITDAN/A
Dividend Yield3.26%

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (2698 نظير)
المقياس السهم وسيط القطاع
P/E 16.6 11.1
P/B 0.9 1.2
ROE % 5.2 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

السعر المستهدف للمحللين

محلل 1
Hold
الحالي
KWD 17.13
-6.6%
المستهدف
KWD 16.00
KWD 16.00
KWD 16.00
KWD 16.00
التوقعات
مكرر الربحية المستقبلي 13.08
ربحية السهم المستقبلية KWD 1.31
نمو ربحية السهم (تقدير) +8.3%
الإيرادات المقدّرة 0.0

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2027 KWD 1.31
KWD 1.31 – KWD 1.31
0.0 1
FY2026 KWD 1.21
KWD 1.21 – KWD 1.21
0.0 1

مفاجآت الأرباح

آخر 6 أرباع
الربع EPS المقدر EPS الفعلي المفاجأة
Q42025 KWD 0.30 KWD 0.22 -26.7%
Q32025 KWD 0.29 KWD 0.25 -13.8%
Q22025 KWD 0.29 KWD 0.24 -15.8%
2026-Q2 KWD 0.31 KWD 0.22 -29.0%
2026-Q1 KWD 0.31 KWD 0.25 -19.4%
Q12025 KWD 0.24 KWD 0.28 +16.7%

ETFs Holding This Stock

BRSIX BRSIX
0.12% weight
BOSVX BOSVX
0.04% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.03% weight
VYSVX VYSVX
0.01% weight

Dividend History

20 yr streak

Yield

3.26%

Payout Ratio

56.57%

Growth (3Y)

0.00%

Growth (5Y)

0.00%

Ex-Date Payment Date Amount Yield
Feb 12, 2026 KWD 0.14 N/A
Nov 13, 2025 KWD 0.14 N/A
Aug 14, 2025 KWD 0.14 N/A
May 15, 2025 KWD 0.14 N/A
Feb 13, 2025 KWD 0.14 N/A
Nov 14, 2024 KWD 0.14 N/A
Aug 15, 2024 KWD 0.14 N/A
May 15, 2024 KWD 0.14 N/A
Feb 14, 2024 KWD 0.14 N/A
Nov 15, 2023 KWD 0.14 N/A
Aug 16, 2023 KWD 0.14 N/A
May 17, 2023 KWD 0.14 N/A
Feb 13, 2023 KWD 0.14 N/A
Nov 16, 2022 KWD 0.14 N/A
Aug 17, 2022 KWD 0.14 N/A
May 18, 2022 KWD 0.14 N/A
Feb 14, 2022 KWD 0.14 N/A
Nov 17, 2021 KWD 0.14 N/A
Aug 11, 2021 KWD 0.14 N/A
May 17, 2021 KWD 0.14 N/A

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -14.91% Earnings Growth (3Y) -14.68%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -4.63%
Profitability
Revenue (TTM) N/A Net Income (TTM) 6.60 M
ROE 5.16% ROA 0.54%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 8.94 M
ROIC N/A FCF Growth (3Y) -27.66%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 127.49 M
Dividends
Dividend Yield 3.26% Payout Ratio 56.57%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) 0.00%
Consecutive Div Years 20 yrs
Valuation
P/E Ratio 16.58 Forward P/E 13.08
P/B Ratio 0.86 P/S Ratio N/A
PEG Ratio N/A Forward PEG 1.58
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield 7.65%
FCF Yield 8.18%
Market Cap 109.40 M Enterprise Value 55.03 M
Per Share
EPS (Diluted TTM) 0.99 Revenue / Share N/A
FCF / Share 1.40 OCF / Share 1.49
EPS CAGR (1Y) -12.26% EPS CAGR (5Y) -1.80%
EPS CAGR (10Y) 0.62%
Efficiency
CapEx / Revenue N/A FCF Conversion 135.52%
SBC-Adj. FCF 8.40 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 6.26 M 7.35 M 8.59 M 9.09 M 7.56 M
EPS (Diluted) 0.93 1.06 1.19 1.22 1.00
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.60 M 1.60 M 1.40 M 1.50 M 1.60 M
Interest Expense 35.47 M 34.92 M 9.01 M 3.14 M 4.56 M
Income Tax 2.62 M 3.04 M 3.82 M 3.77 M 2.63 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.25 B 1.27 B 1.33 B 1.19 B 1.18 B
Total Liabilities 1.12 B 1.14 B 1.20 B 1.06 B 1.06 B
Shareholders' Equity 128.55 M 129.94 M 129.69 M 128.65 M 127.28 M
Total Debt
Cash & Equivalents 53.09 M 51.38 M 65.85 M 23.41 M 70.27 M
Current Assets
Current Liabilities

درجات الاستراتيجيات

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Dividend High Yield Value
#223 of 240
27

النشاط الأخير

دخل High Yield Value
Apr 12, 2026