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PROVIDENT FINANCIAL HOLDINGS INC

Calidad de datos: 83%
PROV
Nasdaq Financial Services Depository Institutions
$17.16
▲ $0.21 (1.24%)
Cap. Mercado: 109.40 M
Precio
$17.16
Cap. Mercado
109.40 M
Rango del Día
$16.97 — $17.19
Rango de 52 Semanas
$13.76 — $17.19
Volumen
9,520
Apertura $17.03
Promedio 50D / 200D
$16.13
6.39% above
Promedio 50D / 200D
$15.74
9.04% above

Quick Summary

Puntos Clave

Earnings declined -14.91% over the past year
Generating 8.94 M in free cash flow
Cash machine — converts 135.52% of earnings into free cash flow

Crecimiento

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-14.91%
FCF Growth (3Y)-27.66%

Calidad

Return on Equity
5.16%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM)
16.58
Above sector avg (11.15)
P/B Ratio0.86
EV/EBITDAN/A
Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2151 pares)
Métrica Acción Mediana del Sector
P/E 16.6 11.2
P/B 0.9 1.2
ROE % 5.2 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

ETFs Holding This Stock

BRSIX BRSIX
0.12% weight
BOSVX BOSVX
0.04% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.03% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -14.91% Earnings Growth (3Y) -14.68%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -4.63%
Profitability
Revenue (TTM) N/A Net Income (TTM) 6.60 M
ROE 5.16% ROA 0.54%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 8.94 M
ROIC N/A FCF Growth (3Y) -27.66%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 127.49 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 16.58 Forward P/E N/A
P/B Ratio 0.86 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 8.18%
Market Cap 109.40 M Enterprise Value 55.03 M
Per Share
EPS (Diluted TTM) 0.99 Revenue / Share N/A
FCF / Share 1.40 OCF / Share 1.49
EPS CAGR (1Y) -12.26% EPS CAGR (5Y) -1.80%
EPS CAGR (10Y) 0.62%
Efficiency
CapEx / Revenue N/A FCF Conversion 135.52%
SBC-Adj. FCF 8.40 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 6.26 M 7.35 M 8.59 M 9.09 M 7.56 M
EPS (Diluted) 0.93 1.06 1.19 1.22 1.00
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.60 M 1.60 M 1.40 M 1.50 M 1.60 M
Interest Expense 35.47 M 34.92 M 9.01 M 3.14 M 4.56 M
Income Tax 2.62 M 3.04 M 3.82 M 3.77 M 2.63 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.25 B 1.27 B 1.33 B 1.19 B 1.18 B
Total Liabilities 1.12 B 1.14 B 1.20 B 1.06 B 1.06 B
Shareholders' Equity 128.55 M 129.94 M 129.69 M 128.65 M 127.28 M
Total Debt
Cash & Equivalents 53.09 M 51.38 M 65.85 M 23.41 M 70.27 M
Current Assets
Current Liabilities