PROVIDENT FINANCIAL HOLDINGS INC
Calidad de datos: 83%
PROV
Nasdaq
Financial Services
Depository Institutions
$17.16
▲
$0.21
(1.24%)
Cap. Mercado: 109.40 M
Precio
$17.16
Cap. Mercado
109.40 M
Rango del Día
$16.97 — $17.19
Rango de 52 Semanas
$13.76 — $17.19
Volumen
9,520
Apertura $17.03
Promedio 50D / 200D
$16.13
6.39% above
Promedio 50D / 200D
$15.74
9.04% above
Quick Summary
Puntos Clave
Earnings declined -14.91% over the past year
Generating 8.94 M in free cash flow
Cash machine — converts 135.52% of earnings into free cash flow
Crecimiento
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-14.91%
FCF Growth (3Y)-27.66%
Calidad
Return on Equity
5.16%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Seguridad
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valoración
PE (TTM)
16.58
Above sector avg (11.15)
P/B Ratio0.86
EV/EBITDAN/A
Dividend YieldN/A
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (2151 pares)
Comparación con Pares
vs mediana del sector Financial Services (2151 pares)| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 16.6 | 11.2 |
| P/B | 0.9 | 1.2 |
| ROE % | 5.2 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -14.91% | Earnings Growth (3Y) | -14.68% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -4.63% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 6.60 M |
| ROE | 5.16% | ROA | 0.54% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 8.94 M |
| ROIC | N/A | FCF Growth (3Y) | -27.66% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 127.49 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 16.58 | Forward P/E | N/A |
| P/B Ratio | 0.86 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 8.18% | ||
| Market Cap | 109.40 M | Enterprise Value | 55.03 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.99 | Revenue / Share | N/A |
| FCF / Share | 1.40 | OCF / Share | 1.49 |
| EPS CAGR (1Y) | -12.26% | EPS CAGR (5Y) | -1.80% |
| EPS CAGR (10Y) | 0.62% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 135.52% |
| SBC-Adj. FCF | 8.40 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 6.26 M | 7.35 M | 8.59 M | 9.09 M | 7.56 M |
| EPS (Diluted) | 0.93 | 1.06 | 1.19 | 1.22 | 1.00 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1.60 M | 1.60 M | 1.40 M | 1.50 M | 1.60 M |
| Interest Expense | 35.47 M | 34.92 M | 9.01 M | 3.14 M | 4.56 M |
| Income Tax | 2.62 M | 3.04 M | 3.82 M | 3.77 M | 2.63 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.25 B | 1.27 B | 1.33 B | 1.19 B | 1.18 B |
| Total Liabilities | 1.12 B | 1.14 B | 1.20 B | 1.06 B | 1.06 B |
| Shareholders' Equity | 128.55 M | 129.94 M | 129.69 M | 128.65 M | 127.28 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 53.09 M | 51.38 M | 65.85 M | 23.41 M | 70.27 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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