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PROVIDENT FINANCIAL HOLDINGS INC

Qualité des données : 83%
PROV
Nasdaq Financial Services Depository Institutions
17,13 €
▼ 0,03 € (-0,17%)
Cap. Boursière: 109,40 M
Prix
17,16 €
Cap. Boursière
109,40 M
Fourchette du Jour
—
Fourchette 52 Semaines
—
Volume
—
Ouverture —
Moyenne 50J / 200J
—
Moyenne 50J / 200J
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Quick Summary

Points Clés

Earnings declined -14,91% over the past year
Generating 8,94 M in free cash flow
Cash machine — converts 135,52% of earnings into free cash flow

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-14,91%
FCF Growth (3Y)-27,66%

Qualité

Return on Equity
5,16%
En dessous de la moyenne du secteur (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Sécurité

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM|2027)
16,58 | 13,10
Au-dessus de la moyenne du secteur (11,14)
P/B Ratio0,86
EV/EBITDAN/A
Dividend YieldN/A

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (2607 pairs)
Métrique Action Médiane du Secteur
P/E 16,6 11,1
P/B 0,9 1,2
ROE % 5,2 9,2
Net Margin % — 9,4
Rev Growth 5Y % — 5,8
D/E — 0,5

Objectif de Cours des Analystes

1 analyste
Hold
Actuel
17,13 €
-6.6%
Objectif
16,00 €
16,00 €
16,00 €
16,00 €
Prévisions
P/E Prévisionnel 13,08
BPA Prévisionnel 1,31 €
Croissance BPA (est.) +8,3%
CA Est. 0,0

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2027 1,31 €
1,31 € – 1,31 €
 0,0 1
FY2026 1,21 €
1,21 € – 1,21 €
 0,0 1

Surprises de Résultats

Derniers 6 trimestres
Trimestre BPA Est. BPA Réel Surprise
Q42025 0,30 € 0,22 € -26,7%
Q32025 0,29 € 0,25 € -13,8%
Q22025 0,29 € 0,24 € -15,8%
2026-Q2 0,31 € 0,22 € -29,0%
2026-Q1 0,31 € 0,25 € -19,4%
Q12025 0,24 € 0,28 € +16,7%

ETFs Holding This Stock

BRSIX BRSIX
0,12% weight
BOSVX BOSVX
0,04% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0,03% weight
VYSVX VYSVX
0,01% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -14,91% Earnings Growth (3Y) -14,68%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -4,63%
Profitability
Revenue (TTM) N/A Net Income (TTM) 6,60 M
ROE 5,16% ROA 0,54%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 8,94 M
ROIC N/A FCF Growth (3Y) -27,66%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 127,49 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 16,58 Forward P/E N/A
P/B Ratio 0,86 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 8,18%
Market Cap 109,40 M Enterprise Value 55,03 M
Per Share
EPS (Diluted TTM) 0,99 Revenue / Share N/A
FCF / Share 1,40 OCF / Share 1,49
EPS CAGR (1Y) -12,26% EPS CAGR (5Y) -1,80%
EPS CAGR (10Y) 0,62%
Efficiency
CapEx / Revenue N/A FCF Conversion 135,52%
SBC-Adj. FCF 8,40 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 6,26 M 7,35 M 8,59 M 9,09 M 7,56 M
EPS (Diluted) 0,93 1,06 1,19 1,22 1,00
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 1,60 M 1,60 M 1,40 M 1,50 M 1,60 M
Interest Expense 35,47 M 34,92 M 9,01 M 3,14 M 4,56 M
Income Tax 2,62 M 3,04 M 3,82 M 3,77 M 2,63 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,25 B 1,27 B 1,33 B 1,19 B 1,18 B
Total Liabilities 1,12 B 1,14 B 1,20 B 1,06 B 1,06 B
Shareholders' Equity 128,55 M 129,94 M 129,69 M 128,65 M 127,28 M
Total Debt — — — — —
Cash & Equivalents 53,09 M 51,38 M 65,85 M 23,41 M 70,27 M
Current Assets — — — — —
Current Liabilities — — — — —