Atrás
Rango del Día
$33.49
$34.48
Rango de 52 Semanas
$33.49
$77.16
Volumen
1,127,944
Promedio 50D / 200D
$43.28
/
$54.41
Cierre Anterior
$34.59
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 68.6 | 10.3 |
| P/B | 6.7 | 1.1 |
| ROE % | 9.9 | 11.7 |
| Net Margin % | 2.1 | 16.8 |
| Rev Growth 5Y % | 20.8 | 11.7 |
| D/E | 5.5 | 0.5 |
Precio Objetivo de Analistas
Hold
$56.60
+68.9%
Low: $43.00
High: $66.00
P/E Futuro
15.2
EPS Futuro
$2.28
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
3.4 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$3.04
$2.01 – $4.07
|
4.4 B | 2 |
| FY2027 |
$2.65
$2.46 – $2.75
|
3.9 B | 9 |
| FY2026 |
$2.28
$2.20 – $2.37
|
3.4 B | 10 |
Puntos Clave
Revenue grew 20.80% annually over 5 years — strong growth
Earnings declined -33.03% over the past year
Debt/Equity of 5.45 — high leverage
Generating 575.71M in free cash flow
P/E of 68.56 — premium valuation
Cash machine — converts 908.08% of earnings into free cash flow
Crecimiento
Revenue Growth (5Y)
20.80%
Revenue (1Y)21.28%
Earnings (1Y)-33.03%
FCF Growth (3Y)13.43%
Calidad
Return on Equity
9.94%
ROIC11.22%
Net Margin2.08%
Op. Margin20.49%
Seguridad
Debt / Equity
5.45
Current Ratio7.51
Interest Coverage2.81
Valoración
P/E Ratio
68.56
P/B Ratio6.71
EV/EBITDA12.35
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 21.28% | Revenue Growth (3Y) | 21.19% |
| Earnings Growth (1Y) | -33.03% | Earnings Growth (3Y) | 1.92% |
| Revenue Growth (5Y) | 20.80% | Earnings Growth (5Y) | -0.95% |
| Profitability | |||
| Revenue (TTM) | 3.05B | Net Income (TTM) | 63.40M |
| ROE | 9.94% | ROA | 0.60% |
| Gross Margin | 90.58% | Operating Margin | 20.49% |
| Net Margin | 2.08% | Free Cash Flow (TTM) | 575.71M |
| ROIC | 11.22% | FCF Growth (3Y) | 13.43% |
| Safety | |||
| Debt / Equity | 5.45 | Current Ratio | 7.51 |
| Interest Coverage | 2.81 | Dividend Yield | 0.01% |
| Valuation | |||
| P/E Ratio | 68.56 | P/B Ratio | 6.71 |
| P/S Ratio | 1.42 | PEG Ratio | -2.89 |
| EV/EBITDA | 12.35 | Dividend Yield | 0.01% |
| Market Cap | 4.35B | Enterprise Value | 7.72B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.05B | 2.52B | 2.08B | 1.73B | 1.43B |
| Net Income | 63.40M | 94.67M | 61.04M | 61.05M | 65.87M |
| EPS (Diluted) | 0.47 | 0.71 | 0.52 | 0.52 | -0.07 |
| Gross Profit | 2.76B | 2.52B | 2.08B | 1.73B | 1.43B |
| Operating Income | 625.23M | 272.55M | 237.93M | 179.19M | 61.56M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 10.56B | 9.65B | 7.25B | 6.38B | 5.46B |
| Total Liabilities | 9.31B | 8.55B | 6.27B | 5.57B | 4.86B |
| Shareholders' Equity | 648.07M | 627.66M | 559.75M | 478.41M | 343.77M |
| Total Debt | 3.53B | 3.46B | 2.16B | 2.16B | 1.68B |
| Cash & Equivalents | 158.32M | 540.20M | 838.79M | 992.72M | 386.96M |
| Current Assets | 647.27M | 4.79B | 4.34B | 3.89B | 3.01B |
| Current Liabilities | 86.17M | 4.55B | 3.74B | 3.13B | 2.92B |