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Fourchette du Jour
34,23 €
35,06 €
Fourchette 52 Semaines
33,94 €
77,16 €
Volume
1 073 327
Moyenne 50J / 200J
43,28 €
/
54,41 €
Clôture Précédente
34,69 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 70,7 | 10,3 |
| P/B | 6,9 | 1,1 |
| ROE % | 9,9 | 11,7 |
| Net Margin % | 2,1 | 16,8 |
| Rev Growth 5Y % | 20,8 | 11,7 |
| D/E | 5,5 | 0,5 |
Objectif de Cours des Analystes
Hold
56,60 €
+63.6%
Low: 43,00 €
High: 66,00 €
P/E Prévisionnel
15,2
BPA Prévisionnel
2,28 €
Croissance BPA (est.)
+0,0%
CA Est.
3,4 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
3,04 €
2,01 € – 4,07 €
|
4,4 B | 2 |
| FY2027 |
2,65 €
2,46 € – 2,75 €
|
3,9 B | 9 |
| FY2026 |
2,28 €
2,20 € – 2,37 €
|
3,4 B | 10 |
Points Clés
Revenue grew 20,80% annually over 5 years — strong growth
Earnings declined -33,03% over the past year
Debt/Equity of 5,45 — high leverage
Generating 575,71M in free cash flow
P/E of 70,74 — premium valuation
Cash machine — converts 908,08% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
20,80%
Revenue (1Y)21,28%
Earnings (1Y)-33,03%
FCF Growth (3Y)13,43%
Qualité
Return on Equity
9,94%
ROIC11,22%
Net Margin2,08%
Op. Margin20,49%
Sécurité
Debt / Equity
5,45
Current Ratio7,51
Interest Coverage2,81
Valorisation
P/E Ratio
70,74
P/B Ratio6,92
EV/EBITDA12,57
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 21,28% | Revenue Growth (3Y) | 21,19% |
| Earnings Growth (1Y) | -33,03% | Earnings Growth (3Y) | 1,92% |
| Revenue Growth (5Y) | 20,80% | Earnings Growth (5Y) | -0,95% |
| Profitability | |||
| Revenue (TTM) | 3,05B | Net Income (TTM) | 63,40M |
| ROE | 9,94% | ROA | 0,60% |
| Gross Margin | 90,58% | Operating Margin | 20,49% |
| Net Margin | 2,08% | Free Cash Flow (TTM) | 575,71M |
| ROIC | 11,22% | FCF Growth (3Y) | 13,43% |
| Safety | |||
| Debt / Equity | 5,45 | Current Ratio | 7,51 |
| Interest Coverage | 2,81 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 70,74 | P/B Ratio | 6,92 |
| P/S Ratio | 1,47 | PEG Ratio | -2,89 |
| EV/EBITDA | 12,57 | Dividend Yield | 0,01% |
| Market Cap | 4,49B | Enterprise Value | 7,86B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,05B | 2,52B | 2,08B | 1,73B | 1,43B |
| Net Income | 63,40M | 94,67M | 61,04M | 61,05M | 65,87M |
| EPS (Diluted) | 0,47 | 0,71 | 0,52 | 0,52 | -0,07 |
| Gross Profit | 2,76B | 2,52B | 2,08B | 1,73B | 1,43B |
| Operating Income | 625,23M | 272,55M | 237,93M | 179,19M | 61,56M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 10,56B | 9,65B | 7,25B | 6,38B | 5,46B |
| Total Liabilities | 9,31B | 8,55B | 6,27B | 5,57B | 4,86B |
| Shareholders' Equity | 648,07M | 627,66M | 559,75M | 478,41M | 343,77M |
| Total Debt | 3,53B | 3,46B | 2,16B | 2,16B | 1,68B |
| Cash & Equivalents | 158,32M | 540,20M | 838,79M | 992,72M | 386,96M |
| Current Assets | 647,27M | 4,79B | 4,34B | 3,89B | 3,01B |
| Current Liabilities | 86,17M | 4,55B | 3,74B | 3,13B | 2,92B |