Terug
Dagbereik
€ 33,49
€ 34,48
52-Weeksbereik
€ 33,49
€ 77,16
Volume
1.127.944
50D / 200D Gem.
€ 43,28
/
€ 54,41
Vorige Slotkoers
€ 34,59
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 68,6 | 10,3 |
| P/B | 6,7 | 1,1 |
| ROE % | 9,9 | 11,6 |
| Net Margin % | 2,1 | 16,8 |
| Rev Growth 5Y % | 20,8 | 11,6 |
| D/E | 5,5 | 0,5 |
Koersdoel Analisten
Hold
€ 56,60
+68.9%
Low: € 43,00
High: € 66,00
Forward K/W
15,2
Forward WPA
€ 2,28
WPA Groei (sch.)
+0,0%
Omzet Sch.
3,4 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 3,04
€ 2,01 – € 4,07
|
4,4 B | 2 |
| FY2027 |
€ 2,65
€ 2,46 – € 2,75
|
3,9 B | 9 |
| FY2026 |
€ 2,28
€ 2,20 – € 2,37
|
3,4 B | 10 |
Belangrijkste Punten
Revenue grew 20,80% annually over 5 years — strong growth
Earnings declined -33,03% over the past year
Debt/Equity of 5,45 — high leverage
Generating 575,71M in free cash flow
P/E of 68,56 — premium valuation
Cash machine — converts 908,08% of earnings into free cash flow
Groei
Revenue Growth (5Y)
20,80%
Revenue (1Y)21,28%
Earnings (1Y)-33,03%
FCF Growth (3Y)13,43%
Kwaliteit
Return on Equity
9,94%
ROIC11,22%
Net Margin2,08%
Op. Margin20,49%
Veiligheid
Debt / Equity
5,45
Current Ratio7,51
Interest Coverage2,81
Waardering
P/E Ratio
68,56
P/B Ratio6,71
EV/EBITDA12,35
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 21,28% | Revenue Growth (3Y) | 21,19% |
| Earnings Growth (1Y) | -33,03% | Earnings Growth (3Y) | 1,92% |
| Revenue Growth (5Y) | 20,80% | Earnings Growth (5Y) | -0,95% |
| Profitability | |||
| Revenue (TTM) | 3,05B | Net Income (TTM) | 63,40M |
| ROE | 9,94% | ROA | 0,60% |
| Gross Margin | 90,58% | Operating Margin | 20,49% |
| Net Margin | 2,08% | Free Cash Flow (TTM) | 575,71M |
| ROIC | 11,22% | FCF Growth (3Y) | 13,43% |
| Safety | |||
| Debt / Equity | 5,45 | Current Ratio | 7,51 |
| Interest Coverage | 2,81 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 68,56 | P/B Ratio | 6,71 |
| P/S Ratio | 1,42 | PEG Ratio | -2,89 |
| EV/EBITDA | 12,35 | Dividend Yield | 0,01% |
| Market Cap | 4,35B | Enterprise Value | 7,72B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,05B | 2,52B | 2,08B | 1,73B | 1,43B |
| Net Income | 63,40M | 94,67M | 61,04M | 61,05M | 65,87M |
| EPS (Diluted) | 0,47 | 0,71 | 0,52 | 0,52 | -0,07 |
| Gross Profit | 2,76B | 2,52B | 2,08B | 1,73B | 1,43B |
| Operating Income | 625,23M | 272,55M | 237,93M | 179,19M | 61,56M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 10,56B | 9,65B | 7,25B | 6,38B | 5,46B |
| Total Liabilities | 9,31B | 8,55B | 6,27B | 5,57B | 4,86B |
| Shareholders' Equity | 648,07M | 627,66M | 559,75M | 478,41M | 343,77M |
| Total Debt | 3,53B | 3,46B | 2,16B | 2,16B | 1,68B |
| Cash & Equivalents | 158,32M | 540,20M | 838,79M | 992,72M | 386,96M |
| Current Assets | 647,27M | 4,79B | 4,34B | 3,89B | 3,01B |
| Current Liabilities | 86,17M | 4,55B | 3,74B | 3,13B | 2,92B |