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Citizens Financial Group, Inc.

جودة البيانات: 100%
CFG
NYSE Financial Services Banks - Regional
KWD 59.42
▲ KWD 0.48 (0.81%)
القيمة السوقية: 25.52B
نطاق اليوم
KWD 58.58 KWD 60.17
نطاق 52 أسبوعًا
KWD 32.60 KWD 68.79
حجم التداول
3,025,349
متوسط 50 يوم / 200 يوم
KWD 61.91 / KWD 53.59
الإغلاق السابق
KWD 58.94

Quick Summary

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس السهم وسيط القطاع
P/E 13.9 10.3
P/B 1.0 1.1
ROE % 7.2 11.7
Net Margin % 16.4 16.9
Rev Growth 5Y % 12.4 11.6
D/E 0.4 0.5

السعر المستهدف للمحللين

Hold
KWD 70.08 +17.9%
Low: KWD 60.00 High: KWD 80.00
مكرر الربحية المستقبلي
11.60
ربحية السهم المستقبلية
KWD 5.12
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
9.09B

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2028 KWD 7.08
KWD 6.55 – KWD 7.70
10.20B 3
FY2027 KWD 6.28
KWD 5.79 – KWD 6.73
9.82B 14
FY2026 KWD 5.12
KWD 4.78 – KWD 5.31
9.09B 15

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-21 KWD 1.10 KWD 1.13 +2.7%
2025-10-15 KWD 1.03 KWD 1.05 +1.9%
2025-07-17 KWD 0.88 KWD 0.92 +4.2%
2025-04-16 KWD 0.75 KWD 0.77 +2.8%
2025-01-17 KWD 0.83 KWD 0.85 +2.4%
2024-10-16 KWD 0.79 KWD 0.77 -2.5%
2024-07-17 KWD 0.79 KWD 0.78 -1.3%
2024-04-17 KWD 0.74 KWD 0.65 -12.2%

Insider Trading Activity

17 transactions
Date Insider Type Shares Price Value
Mar 1, 2026
LaMonica Susan
Chief Human Resources Officer
grant 12,149
Mar 1, 2026
LaMonica Susan
Chief Human Resources Officer
other 13,071 KWD 60.19 KWD 786,743.49
Mar 1, 2026
VAN SAUN BRUCE
Chairman and CEO
grant 51,916
Mar 1, 2026
VAN SAUN BRUCE
Chairman and CEO
other 79,315 KWD 60.19 KWD 4,773,969.85
Feb 18, 2026
Lillis Terrance
Director
grant 258
Feb 18, 2026
SIEKERKA MICHELE N
Director
grant 133
Feb 11, 2026
LaMonica Susan
Chief Human Resources Officer
grant 10,355
Nov 12, 2025
Swift Christopher
Director
grant 201
Nov 12, 2025
SIEKERKA MICHELE N
Director
grant 162
Aug 14, 2025
Cumming Christine M
Director
grant 336
Aug 14, 2025
Swift Christopher
Director
grant 194
Aug 14, 2025
Cummings Kevin
Director
grant 157
May 14, 2025
ZURAITIS MARITA
Director
grant 394
May 14, 2025
Lillis Terrance
Director
grant 359
Apr 24, 2025
Wade Claude E.
Director
grant 4,273
Apr 24, 2025
ZURAITIS MARITA
Director
grant 4,273
Apr 24, 2025
HANKOWSKY WILLIAM P
Director
grant 4,273

Dividend History

7 yr streak

Yield

0.04%

Payout Ratio

0.49%

Growth (3Y)

2.02%

Growth (5Y)

1.97%

Ex-Date Payment Date Amount Yield
Feb 04, 2026 Feb 18, 2026 KWD 0.46 2.64%
Oct 29, 2025 Nov 12, 2025 KWD 0.46 3.41%
Jul 31, 2025 Aug 14, 2025 KWD 0.42 3.52%
Apr 30, 2025 May 14, 2025 KWD 0.42 4.55%
Jan 31, 2025 Feb 14, 2025 KWD 0.42 3.53%
Oct 30, 2024 Nov 13, 2024 KWD 0.42 3.93%
Jul 31, 2024 Aug 14, 2024 KWD 0.42 3.94%
Apr 30, 2024 May 15, 2024 KWD 0.42 4.93%
Jan 30, 2024 Feb 14, 2024 KWD 0.42 4.90%
Oct 31, 2023 Nov 15, 2023 KWD 0.42 7.17%
Aug 01, 2023 Aug 16, 2023 KWD 0.42 5.40%
May 02, 2023 May 17, 2023 KWD 0.42 6.24%
Jan 30, 2023 Feb 14, 2023 KWD 0.42 3.90%
Nov 01, 2022 Oct 06, 2022 KWD 0.42 4.01%
Aug 01, 2022 Aug 16, 2022 KWD 0.42 4.23%
May 02, 2022 May 17, 2022 KWD 0.39 3.96%
Jan 28, 2022 Feb 11, 2022 KWD 0.39 3.02%
Oct 28, 2021 Nov 12, 2021 KWD 0.39 3.26%
Jul 29, 2021 Aug 13, 2021 KWD 0.39 3.64%
Apr 28, 2021 May 13, 2021 KWD 0.39 3.38%

النقاط الرئيسية

Revenue grew 12.39% annually over 5 years — strong growth
Earnings grew 21.34% over the past year
Net margin of 16.42% shows strong profitability
Debt/Equity of 0.43 — conservative balance sheet
Generating 2.04B in free cash flow
P/E of 13.94 — trading at a low valuation

النمو

Revenue Growth (5Y)
12.39%
Revenue (1Y)-9.71%
Earnings (1Y)21.34%
FCF Growth (3Y)-14.54%

الجودة

Return on Equity
7.24%
ROIC4.64%
Net Margin16.42%
Op. Margin20.88%

الأمان

Debt / Equity
0.43
Current Ratio1.04
Interest Coverage0.61

التقييم

P/E Ratio
13.94
Forward P/E11.60
P/B Ratio0.97
EV/EBITDA10.34
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -9.71% Revenue Growth (3Y) -4.36%
Earnings Growth (1Y) 21.34% Earnings Growth (3Y) 6.71%
Revenue Growth (5Y) 12.39% Earnings Growth (5Y) -5.74%
Profitability
Revenue (TTM) 11.15B Net Income (TTM) 1.83B
ROE 7.24% ROA 0.81%
Gross Margin 69.75% Operating Margin 20.88%
Net Margin 16.42% Free Cash Flow (TTM) 2.04B
ROIC 4.64% FCF Growth (3Y) -14.54%
Safety
Debt / Equity 0.43 Current Ratio 1.04
Interest Coverage 0.61
Dividends
Dividend Yield 0.04% Payout Ratio 0.49%
Dividend Growth (3Y) 2.02% Dividend Growth (5Y) 1.97%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 13.94 Forward P/E 11.60
P/B Ratio 0.97 P/S Ratio 2.29
PEG Ratio 0.49 Forward PEG N/A
EV/EBITDA 10.34 Fwd EV/EBITDA 8.76
Forward P/S 2.81 Fwd Earnings Yield 8.62%
FCF Yield 7.98%
Market Cap 25.52B Enterprise Value 24.08B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 11.15B 12.35B 12.19B 9.07B 6.99B
Net Income 1.83B 1.51B 1.61B 2.07B 2.32B
EPS (Diluted) 3.86 3.03 3.13 4.10 5.16
Gross Profit 7.78B 7.11B 7.54B 7.55B 7.06B
Operating Income 2.33B 1.89B 2.03B 2.66B 2.98B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 226.35B 217.52B 221.96B 226.73B 188.41B
Total Liabilities 200.03B 193.27B 197.62B 203.04B 164.99B
Shareholders' Equity 26.32B 24.25B 24.34B 23.69B 23.42B
Total Debt 11.28B 12.40B 13.97B 15.89B 7.01B
Cash & Equivalents 12.73B 11.24B 12.03B 10.85B 9.47B
Current Assets 191.33B 44.88B 42.85B 36.04B 36.44B
Current Liabilities 183.37B 176.76B 177.85B 180.73B 154.44B

درجات الاستراتيجيات

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#687 of 825
25

النشاط الأخير

دخل Deep Value Investing (Seth Klarman)
Mar 24, 2026