Terug
25
Dagbereik
€ 58,58
€ 60,17
52-Weeksbereik
€ 32,60
€ 68,79
Volume
3.025.349
50D / 200D Gem.
€ 61,91
/
€ 53,59
Vorige Slotkoers
€ 58,94
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 13,9 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 7,2 | 11,6 |
| Net Margin % | 16,4 | 16,8 |
| Rev Growth 5Y % | 12,4 | 11,6 |
| D/E | 0,4 | 0,5 |
Koersdoel Analisten
Hold
€ 70,08
+17.9%
Low: € 60,00
High: € 80,00
Forward K/W
11,60
Forward WPA
€ 5,12
WPA Groei (sch.)
+0,0%
Omzet Sch.
9,09B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 7,08
€ 6,55 – € 7,70
|
10,20B | 3 |
| FY2027 |
€ 6,28
€ 5,79 – € 6,73
|
9,82B | 14 |
| FY2026 |
€ 5,12
€ 4,78 – € 5,31
|
9,09B | 15 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | € 1,10 | € 1,13 | +2,7% |
| 2025-10-15 | € 1,03 | € 1,05 | +1,9% |
| 2025-07-17 | € 0,88 | € 0,92 | +4,2% |
| 2025-04-16 | € 0,75 | € 0,77 | +2,8% |
| 2025-01-17 | € 0,83 | € 0,85 | +2,4% |
| 2024-10-16 | € 0,79 | € 0,77 | -2,5% |
| 2024-07-17 | € 0,79 | € 0,78 | -1,3% |
| 2024-04-17 | € 0,74 | € 0,65 | -12,2% |
Insider Trading Activity
17 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 1, 2026 |
LaMonica Susan
Chief Human Resources Officer
|
grant | 12.149 | — | — |
| Mar 1, 2026 |
LaMonica Susan
Chief Human Resources Officer
|
other | 13.071 | € 60,19 | € 786.743,49 |
| Mar 1, 2026 |
VAN SAUN BRUCE
Chairman and CEO
|
grant | 51.916 | — | — |
| Mar 1, 2026 |
VAN SAUN BRUCE
Chairman and CEO
|
other | 79.315 | € 60,19 | € 4.773.969,85 |
| Feb 18, 2026 |
Lillis Terrance
Director
|
grant | 258 | — | — |
| Feb 18, 2026 |
SIEKERKA MICHELE N
Director
|
grant | 133 | — | — |
| Feb 11, 2026 |
LaMonica Susan
Chief Human Resources Officer
|
grant | 10.355 | — | — |
| Nov 12, 2025 |
Swift Christopher
Director
|
grant | 201 | — | — |
| Nov 12, 2025 |
SIEKERKA MICHELE N
Director
|
grant | 162 | — | — |
| Aug 14, 2025 |
Cumming Christine M
Director
|
grant | 336 | — | — |
| Aug 14, 2025 |
Swift Christopher
Director
|
grant | 194 | — | — |
| Aug 14, 2025 |
Cummings Kevin
Director
|
grant | 157 | — | — |
| May 14, 2025 |
ZURAITIS MARITA
Director
|
grant | 394 | — | — |
| May 14, 2025 |
Lillis Terrance
Director
|
grant | 359 | — | — |
| Apr 24, 2025 |
Wade Claude E.
Director
|
grant | 4.273 | — | — |
| Apr 24, 2025 |
ZURAITIS MARITA
Director
|
grant | 4.273 | — | — |
| Apr 24, 2025 |
HANKOWSKY WILLIAM P
Director
|
grant | 4.273 | — | — |
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,49%
Growth (3Y)
2,02%
Growth (5Y)
1,97%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 04, 2026 | Feb 18, 2026 | € 0,46 | 2,64% |
| Oct 29, 2025 | Nov 12, 2025 | € 0,46 | 3,41% |
| Jul 31, 2025 | Aug 14, 2025 | € 0,42 | 3,52% |
| Apr 30, 2025 | May 14, 2025 | € 0,42 | 4,55% |
| Jan 31, 2025 | Feb 14, 2025 | € 0,42 | 3,53% |
| Oct 30, 2024 | Nov 13, 2024 | € 0,42 | 3,93% |
| Jul 31, 2024 | Aug 14, 2024 | € 0,42 | 3,94% |
| Apr 30, 2024 | May 15, 2024 | € 0,42 | 4,93% |
| Jan 30, 2024 | Feb 14, 2024 | € 0,42 | 4,90% |
| Oct 31, 2023 | Nov 15, 2023 | € 0,42 | 7,17% |
| Aug 01, 2023 | Aug 16, 2023 | € 0,42 | 5,40% |
| May 02, 2023 | May 17, 2023 | € 0,42 | 6,24% |
| Jan 30, 2023 | Feb 14, 2023 | € 0,42 | 3,90% |
| Nov 01, 2022 | Oct 06, 2022 | € 0,42 | 4,01% |
| Aug 01, 2022 | Aug 16, 2022 | € 0,42 | 4,23% |
| May 02, 2022 | May 17, 2022 | € 0,39 | 3,96% |
| Jan 28, 2022 | Feb 11, 2022 | € 0,39 | 3,02% |
| Oct 28, 2021 | Nov 12, 2021 | € 0,39 | 3,26% |
| Jul 29, 2021 | Aug 13, 2021 | € 0,39 | 3,64% |
| Apr 28, 2021 | May 13, 2021 | € 0,39 | 3,38% |
Belangrijkste Punten
Revenue grew 12,39% annually over 5 years — strong growth
Earnings grew 21,34% over the past year
Net margin of 16,42% shows strong profitability
Debt/Equity of 0,43 — conservative balance sheet
Generating 2,04B in free cash flow
P/E of 13,94 — trading at a low valuation
Groei
Revenue Growth (5Y)
12,39%
Revenue (1Y)-9,71%
Earnings (1Y)21,34%
FCF Growth (3Y)-14,54%
Kwaliteit
Return on Equity
7,24%
ROIC4,64%
Net Margin16,42%
Op. Margin20,88%
Veiligheid
Debt / Equity
0,43
Current Ratio1,04
Interest Coverage0,61
Waardering
P/E Ratio
13,94
Forward P/E11,60
P/B Ratio0,97
EV/EBITDA10,34
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -9,71% | Revenue Growth (3Y) | -4,36% |
| Earnings Growth (1Y) | 21,34% | Earnings Growth (3Y) | 6,71% |
| Revenue Growth (5Y) | 12,39% | Earnings Growth (5Y) | -5,74% |
| Profitability | |||
| Revenue (TTM) | 11,15B | Net Income (TTM) | 1,83B |
| ROE | 7,24% | ROA | 0,81% |
| Gross Margin | 69,75% | Operating Margin | 20,88% |
| Net Margin | 16,42% | Free Cash Flow (TTM) | 2,04B |
| ROIC | 4,64% | FCF Growth (3Y) | -14,54% |
| Safety | |||
| Debt / Equity | 0,43 | Current Ratio | 1,04 |
| Interest Coverage | 0,61 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,49% |
| Dividend Growth (3Y) | 2,02% | Dividend Growth (5Y) | 1,97% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 13,94 | Forward P/E | 11,60 |
| P/B Ratio | 0,97 | P/S Ratio | 2,29 |
| PEG Ratio | 0,49 | Forward PEG | N/A |
| EV/EBITDA | 10,34 | Fwd EV/EBITDA | 8,76 |
| Forward P/S | 2,81 | Fwd Earnings Yield | 8,62% |
| FCF Yield | 7,98% | ||
| Market Cap | 25,52B | Enterprise Value | 24,08B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 11,15B | 12,35B | 12,19B | 9,07B | 6,99B |
| Net Income | 1,83B | 1,51B | 1,61B | 2,07B | 2,32B |
| EPS (Diluted) | 3,86 | 3,03 | 3,13 | 4,10 | 5,16 |
| Gross Profit | 7,78B | 7,11B | 7,54B | 7,55B | 7,06B |
| Operating Income | 2,33B | 1,89B | 2,03B | 2,66B | 2,98B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 226,35B | 217,52B | 221,96B | 226,73B | 188,41B |
| Total Liabilities | 200,03B | 193,27B | 197,62B | 203,04B | 164,99B |
| Shareholders' Equity | 26,32B | 24,25B | 24,34B | 23,69B | 23,42B |
| Total Debt | 11,28B | 12,40B | 13,97B | 15,89B | 7,01B |
| Cash & Equivalents | 12,73B | 11,24B | 12,03B | 10,85B | 9,47B |
| Current Assets | 191,33B | 44,88B | 42,85B | 36,04B | 36,44B |
| Current Liabilities | 183,37B | 176,76B | 177,85B | 180,73B | 154,44B |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#688 of 826
Recente Activiteit
Ingestapt
Deep Value Investing (Seth Klarman)
Mar 24, 2026