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Citizens Financial Group, Inc.

Qualité des données : 100%
CFG
NYSE Financial Services Banks - Regional
59,42 €
▲ 0,48 € (0,81%)
Cap. Boursière : 25,52B
Fourchette du Jour
58,58 € 60,17 €
Fourchette 52 Semaines
32,60 € 68,79 €
Volume
3 025 349
Moyenne 50J / 200J
61,91 € / 53,59 €
Clôture Précédente
58,94 €

Quick Summary

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 13,9 10,3
P/B 1,0 1,1
ROE % 7,2 11,6
Net Margin % 16,4 16,8
Rev Growth 5Y % 12,4 11,6
D/E 0,4 0,5

Objectif de Cours des Analystes

Hold
70,08 € +17.9%
Low: 60,00 € High: 80,00 €
P/E Prévisionnel
11,60
BPA Prévisionnel
5,12 €
Croissance BPA (est.)
+0,0%
CA Est.
9,09B

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2028 7,08 €
6,55 € – 7,70 €
10,20B 3
FY2027 6,28 €
5,79 € – 6,73 €
9,82B 14
FY2026 5,12 €
4,78 € – 5,31 €
9,09B 15

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-21 1,10 € 1,13 € +2,7%
2025-10-15 1,03 € 1,05 € +1,9%
2025-07-17 0,88 € 0,92 € +4,2%
2025-04-16 0,75 € 0,77 € +2,8%
2025-01-17 0,83 € 0,85 € +2,4%
2024-10-16 0,79 € 0,77 € -2,5%
2024-07-17 0,79 € 0,78 € -1,3%
2024-04-17 0,74 € 0,65 € -12,2%

Insider Trading Activity

17 transactions
Date Insider Type Shares Price Value
Mar 1, 2026
LaMonica Susan
Chief Human Resources Officer
grant 12 149
Mar 1, 2026
LaMonica Susan
Chief Human Resources Officer
other 13 071 60,19 € 786 743,49 €
Mar 1, 2026
VAN SAUN BRUCE
Chairman and CEO
grant 51 916
Mar 1, 2026
VAN SAUN BRUCE
Chairman and CEO
other 79 315 60,19 € 4 773 969,85 €
Feb 18, 2026
Lillis Terrance
Director
grant 258
Feb 18, 2026
SIEKERKA MICHELE N
Director
grant 133
Feb 11, 2026
LaMonica Susan
Chief Human Resources Officer
grant 10 355
Nov 12, 2025
Swift Christopher
Director
grant 201
Nov 12, 2025
SIEKERKA MICHELE N
Director
grant 162
Aug 14, 2025
Cumming Christine M
Director
grant 336
Aug 14, 2025
Swift Christopher
Director
grant 194
Aug 14, 2025
Cummings Kevin
Director
grant 157
May 14, 2025
ZURAITIS MARITA
Director
grant 394
May 14, 2025
Lillis Terrance
Director
grant 359
Apr 24, 2025
Wade Claude E.
Director
grant 4 273
Apr 24, 2025
ZURAITIS MARITA
Director
grant 4 273
Apr 24, 2025
HANKOWSKY WILLIAM P
Director
grant 4 273

Dividend History

7 yr streak

Yield

0,04%

Payout Ratio

0,49%

Growth (3Y)

2,02%

Growth (5Y)

1,97%

Ex-Date Payment Date Amount Yield
Feb 04, 2026 Feb 18, 2026 0,46 € 2,64%
Oct 29, 2025 Nov 12, 2025 0,46 € 3,41%
Jul 31, 2025 Aug 14, 2025 0,42 € 3,52%
Apr 30, 2025 May 14, 2025 0,42 € 4,55%
Jan 31, 2025 Feb 14, 2025 0,42 € 3,53%
Oct 30, 2024 Nov 13, 2024 0,42 € 3,93%
Jul 31, 2024 Aug 14, 2024 0,42 € 3,94%
Apr 30, 2024 May 15, 2024 0,42 € 4,93%
Jan 30, 2024 Feb 14, 2024 0,42 € 4,90%
Oct 31, 2023 Nov 15, 2023 0,42 € 7,17%
Aug 01, 2023 Aug 16, 2023 0,42 € 5,40%
May 02, 2023 May 17, 2023 0,42 € 6,24%
Jan 30, 2023 Feb 14, 2023 0,42 € 3,90%
Nov 01, 2022 Oct 06, 2022 0,42 € 4,01%
Aug 01, 2022 Aug 16, 2022 0,42 € 4,23%
May 02, 2022 May 17, 2022 0,39 € 3,96%
Jan 28, 2022 Feb 11, 2022 0,39 € 3,02%
Oct 28, 2021 Nov 12, 2021 0,39 € 3,26%
Jul 29, 2021 Aug 13, 2021 0,39 € 3,64%
Apr 28, 2021 May 13, 2021 0,39 € 3,38%

Points Clés

Revenue grew 12,39% annually over 5 years — strong growth
Earnings grew 21,34% over the past year
Net margin of 16,42% shows strong profitability
Debt/Equity of 0,43 — conservative balance sheet
Generating 2,04B in free cash flow
P/E of 13,94 — trading at a low valuation

Croissance

Revenue Growth (5Y)
12,39%
Revenue (1Y)-9,71%
Earnings (1Y)21,34%
FCF Growth (3Y)-14,54%

Qualité

Return on Equity
7,24%
ROIC4,64%
Net Margin16,42%
Op. Margin20,88%

Sécurité

Debt / Equity
0,43
Current Ratio1,04
Interest Coverage0,61

Valorisation

P/E Ratio
13,94
Forward P/E11,60
P/B Ratio0,97
EV/EBITDA10,34
Dividend Yield0,04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -9,71% Revenue Growth (3Y) -4,36%
Earnings Growth (1Y) 21,34% Earnings Growth (3Y) 6,71%
Revenue Growth (5Y) 12,39% Earnings Growth (5Y) -5,74%
Profitability
Revenue (TTM) 11,15B Net Income (TTM) 1,83B
ROE 7,24% ROA 0,81%
Gross Margin 69,75% Operating Margin 20,88%
Net Margin 16,42% Free Cash Flow (TTM) 2,04B
ROIC 4,64% FCF Growth (3Y) -14,54%
Safety
Debt / Equity 0,43 Current Ratio 1,04
Interest Coverage 0,61
Dividends
Dividend Yield 0,04% Payout Ratio 0,49%
Dividend Growth (3Y) 2,02% Dividend Growth (5Y) 1,97%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 13,94 Forward P/E 11,60
P/B Ratio 0,97 P/S Ratio 2,29
PEG Ratio 0,49 Forward PEG N/A
EV/EBITDA 10,34 Fwd EV/EBITDA 8,76
Forward P/S 2,81 Fwd Earnings Yield 8,62%
FCF Yield 7,98%
Market Cap 25,52B Enterprise Value 24,08B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 11,15B 12,35B 12,19B 9,07B 6,99B
Net Income 1,83B 1,51B 1,61B 2,07B 2,32B
EPS (Diluted) 3,86 3,03 3,13 4,10 5,16
Gross Profit 7,78B 7,11B 7,54B 7,55B 7,06B
Operating Income 2,33B 1,89B 2,03B 2,66B 2,98B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 226,35B 217,52B 221,96B 226,73B 188,41B
Total Liabilities 200,03B 193,27B 197,62B 203,04B 164,99B
Shareholders' Equity 26,32B 24,25B 24,34B 23,69B 23,42B
Total Debt 11,28B 12,40B 13,97B 15,89B 7,01B
Cash & Equivalents 12,73B 11,24B 12,03B 10,85B 9,47B
Current Assets 191,33B 44,88B 42,85B 36,04B 36,44B
Current Liabilities 183,37B 176,76B 177,85B 180,73B 154,44B

Scores de Stratégies

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#688 of 826
25

Activité Récente

Entré Deep Value Investing (Seth Klarman)
Mar 24, 2026