Atrás

Citizens Financial Group, Inc.

Calidad de datos: 100%

CFG

NYSE Financial Services Banks - Regional

$59.42

▲ $0.48 (0.81%)

Cap. Mercado: 25.52B

Rango del Día

$58.58 $60.17

Rango de 52 Semanas

$32.60 $68.79

Volumen

3,025,349

Promedio 50D / 200D

$61.91 / $53.59

Cierre Anterior

$58.94

Quick Summary

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (854 pares)

Métrica	Acción	Mediana del Sector
P/E	13.9	10.3
P/B	1.0	1.1
ROE %	7.2	11.7
Net Margin %	16.4	16.9
Rev Growth 5Y %	12.4	11.6
D/E	0.4	0.5

Precio Objetivo de Analistas

Hold

$70.08 +17.9%

Low: $60.00 High: $80.00

P/E Futuro

11.32

EPS Futuro

$5.12

Crecimiento EPS (est.)

+0.0%

Ingresos Est.

9.09B

Estimaciones de Ganancias

Período	EPS Est.	Ingresos Est.	Analistas
FY2028	$7.08 $6.55 – $7.70	10.20B	3
FY2027	$6.28 $5.79 – $6.73	9.82B	14
FY2026	$5.12 $4.78 – $5.31	9.09B	15

Insider Trading Activity

17 transactions

Date	Insider	Type	Shares	Price	Value
Mar 1, 2026	LaMonica Susan Chief Human Resources Officer	grant	12,149	—	—
Mar 1, 2026	LaMonica Susan Chief Human Resources Officer	other	13,071	$60.19	$786,743.49
Mar 1, 2026	VAN SAUN BRUCE Chairman and CEO	grant	51,916	—	—
Mar 1, 2026	VAN SAUN BRUCE Chairman and CEO	other	79,315	$60.19	$4,773,969.85
Feb 18, 2026	Lillis Terrance Director	grant	258	—	—
Feb 18, 2026	SIEKERKA MICHELE N Director	grant	133	—	—
Feb 11, 2026	LaMonica Susan Chief Human Resources Officer	grant	10,355	—	—
Nov 12, 2025	Swift Christopher Director	grant	201	—	—
Nov 12, 2025	SIEKERKA MICHELE N Director	grant	162	—	—
Aug 14, 2025	Cumming Christine M Director	grant	336	—	—
Aug 14, 2025	Swift Christopher Director	grant	194	—	—
Aug 14, 2025	Cummings Kevin Director	grant	157	—	—
May 14, 2025	ZURAITIS MARITA Director	grant	394	—	—
May 14, 2025	Lillis Terrance Director	grant	359	—	—
Apr 24, 2025	Wade Claude E. Director	grant	4,273	—	—
Apr 24, 2025	ZURAITIS MARITA Director	grant	4,273	—	—
Apr 24, 2025	HANKOWSKY WILLIAM P Director	grant	4,273	—	—

Dividend History

7 yr streak

Yield

0.04%

Payout Ratio

0.49%

Growth (3Y)

2.02%

Growth (5Y)

1.97%

Ex-Date	Payment Date	Amount	Yield
Feb 04, 2026	Feb 18, 2026	$0.46	2.64%
Oct 29, 2025	Nov 12, 2025	$0.46	3.41%
Jul 31, 2025	Aug 14, 2025	$0.42	3.52%
Apr 30, 2025	May 14, 2025	$0.42	4.55%
Jan 31, 2025	Feb 14, 2025	$0.42	3.53%
Oct 30, 2024	Nov 13, 2024	$0.42	3.93%
Jul 31, 2024	Aug 14, 2024	$0.42	3.94%
Apr 30, 2024	May 15, 2024	$0.42	4.93%
Jan 30, 2024	Feb 14, 2024	$0.42	4.90%
Oct 31, 2023	Nov 15, 2023	$0.42	7.17%
Aug 01, 2023	Aug 16, 2023	$0.42	5.40%
May 02, 2023	May 17, 2023	$0.42	6.24%
Jan 30, 2023	Feb 14, 2023	$0.42	3.90%
Nov 01, 2022	Oct 06, 2022	$0.42	4.01%
Aug 01, 2022	Aug 16, 2022	$0.42	4.23%
May 02, 2022	May 17, 2022	$0.39	3.96%
Jan 28, 2022	Feb 11, 2022	$0.39	3.02%
Oct 28, 2021	Nov 12, 2021	$0.39	3.26%
Jul 29, 2021	Aug 13, 2021	$0.39	3.64%
Apr 28, 2021	May 13, 2021	$0.39	3.38%

Puntos Clave

Revenue grew 12.39% annually over 5 years — strong growth

Earnings grew 21.34% over the past year

Net margin of 16.42% shows strong profitability

Debt/Equity of 0.43 — conservative balance sheet

Generating 2.04B in free cash flow

P/E of 13.94 — trading at a low valuation

Crecimiento

Revenue Growth (5Y)

12.39%

Revenue (1Y)-9.71%

Earnings (1Y)21.34%

FCF Growth (3Y)-14.54%

Calidad

Return on Equity

7.24%

ROIC4.64%

Net Margin16.42%

Op. Margin20.88%

Seguridad

Debt / Equity

0.43

Current Ratio1.04

Interest Coverage0.61

Valoración

P/E Ratio

13.94

Forward P/E11.32

P/B Ratio0.97

EV/EBITDA10.34

Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y)	-9.71%	Revenue Growth (3Y)	-4.36%
Earnings Growth (1Y)	21.34%	Earnings Growth (3Y)	6.71%
Revenue Growth (5Y)	12.39%	Earnings Growth (5Y)	-5.74%
Profitability
Revenue (TTM)	11.15B	Net Income (TTM)	1.83B
ROE	7.24%	ROA	0.81%
Gross Margin	69.75%	Operating Margin	20.88%
Net Margin	16.42%	Free Cash Flow (TTM)	2.04B
ROIC	4.64%	FCF Growth (3Y)	-14.54%
Safety
Debt / Equity	0.43	Current Ratio	1.04
Interest Coverage	0.61
Dividends
Dividend Yield	0.04%	Payout Ratio	0.49%
Dividend Growth (3Y)	2.02%	Dividend Growth (5Y)	1.97%
Consecutive Div Years	7 yrs
Valuation
P/E Ratio	13.94	Forward P/E	11.32
P/B Ratio	0.97	P/S Ratio	2.29
PEG Ratio	0.49	Forward PEG	N/A
EV/EBITDA	10.34	Fwd EV/EBITDA	8.76
Forward P/S	2.81	Fwd Earnings Yield	8.83%
FCF Yield	7.98%
Market Cap	25.52B	Enterprise Value	24.08B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	11.15B	12.35B	12.19B	9.07B	6.99B
Net Income	1.83B	1.51B	1.61B	2.07B	2.32B
EPS (Diluted)	3.86	3.03	3.13	4.10	5.16
Gross Profit	7.78B	7.11B	7.54B	7.55B	7.06B
Operating Income	2.33B	1.89B	2.03B	2.66B	2.98B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	226.35B	217.52B	221.96B	226.73B	188.41B
Total Liabilities	200.03B	193.27B	197.62B	203.04B	164.99B
Shareholders' Equity	26.32B	24.25B	24.34B	23.69B	23.42B
Total Debt	11.28B	12.40B	13.97B	15.89B	7.01B
Cash & Equivalents	12.73B	11.24B	12.03B	10.85B	9.47B
Current Assets	191.33B	44.88B	42.85B	36.04B	36.44B
Current Liabilities	183.37B	176.76B	177.85B	180.73B	154.44B

Puntuaciones de Estrategias

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)

Rank = position among all matches

Custom Deep Value Investing (Seth Klarman)

#680 of 827

Actividad Reciente

Entró Deep Value Investing (Seth Klarman)

Mar 24, 2026