Skip to main content

DONEGAL GROUP INC

جودة البيانات: 100%
DGICB
NASDAQ Financial Services Insurance Carriers
KWD 18.18
▲ KWD 0.35 (1.93%)
6 months return
Momentum
Neutral
5Y revenue growth
4.62%

النمو

Revenue Growth (5Y)
4.62%
أقل من متوسط القطاع (5.76%)
Revenue (1Y)-1.17%
Earnings (1Y)55.99%
FCF Growth (3Y)56.60%

الجودة

Return on Equity
12.87%
أعلى من متوسط القطاع (9.22%)
ROICN/A
Net Margin8.11%
Op. MarginN/A

الأمان

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

التقييم

PE (TTM)
9.25
أقل من متوسط القطاع (11.13)
P/B Ratio1.17
EV/EBITDAN/A
Dividend Yield3.49%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Revenue grew 4.62% annually over 5 years — modest growth
Earnings grew 55.99% over the past year
ROE of 12.87% — decent returns on equity
Generating 70.20 M in free cash flow
P/E of 9.25 — trading at a low valuation
PEG of 0.28 suggests growth is underpriced

Price History

الاتجاهات المالية

السعر المستهدف للمحللين

لا تتوفر تغطية محللين

Growth

Rev 5Y: 4.62% · Earnings 1Y: 55.99%
Revenue Growth (1Y) -1.17% Revenue Growth (3Y) 2.70%
Earnings Growth (1Y) 55.99% Earnings Growth (3Y) 323.42%
Revenue Growth (5Y) 4.62% Earnings Growth (5Y) 33.13%

Profitability

ROE: 12.87% · Net Margin: 8.11%
Revenue (TTM) 978.01 M Net Income (TTM) 79.34 M
ROE 12.87% ROA 3.29%
Gross Margin N/A Operating Margin N/A
Net Margin 8.11% Free Cash Flow (TTM) 70.20 M
ROIC N/A FCF Growth (3Y) 56.60%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.41
Working Capital N/A Tangible Book Value 620.86 M

Dividends

Yield: 3.49% · Payout: N/A
Dividend Yield 3.49% Payout Ratio N/A
Dividend Growth (3Y) 3.46% Dividend Growth (5Y) 4.28%
Consecutive Div Years 20 yrs

Valuation

P/E: 9.25 · EV/EBITDA: N/A
P/E Ratio 9.25 Forward P/E N/A
P/B Ratio 1.17 P/S Ratio 0.75
PEG Ratio 0.28 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 0.73 Fwd Earnings Yield N/A
FCF Yield 9.56%
Market Cap 734.10 M Enterprise Value 734.10 M

Per Share

EPS: N/A · FCF/Share: 1.81
EPS (Diluted TTM) N/A Revenue / Share 25.17
FCF / Share 1.81 OCF / Share 1.81
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: 88.48% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 88.48%
SBC-Adj. FCF N/A Growth Momentum -5.79

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 978.01 M 989.61 M 927.34 M 848.22 M 816.47 M
Net Income 79.34 M 50.86 M 4.43 M -1.96 M 25.25 M
EPS (Diluted)
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 3.08 M 3.87 M 4.33 M 4.84 M 5.84 M
Interest Expense 1.35 M 946,020.0 619,813.0 620,558.0 895,605.0
Income Tax 18.25 M 11.48 M 637,972.0 -1.68 M 5.08 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.39 B 2.34 B 2.27 B 2.24 B 2.26 B
Total Liabilities 1.75 B 1.79 B 1.79 B 1.76 B 1.72 B
Shareholders' Equity 640.42 M 545.78 M 479.75 M 483.59 M 531.04 M
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities

مقارنة الأقران

مقابل وسيط قطاع Financial Services (6628 نظير)
المقياس السهم وسيط القطاع
P/E 9.3 11.1
P/B 1.2 1.2
ROE % 12.9 9.2
Net Margin % 8.1 9.4
Rev Growth 5Y % 4.6 5.8
D/E 0.5

تاريخ التوزيعات

العائد

3.49%

نسبة التوزيع

N/A

النمو (٣ سنوات)

3.46%

النمو (٥ سنوات)

4.28%

المدفوعات الأخيرة لكل سهم (الأحدث أولاً).

تاريخ الاستحقاق الدفع المبلغ / سهم
Feb 03, 2026 KWD 0.17
Nov 03, 2025 KWD 0.17
Aug 01, 2025 KWD 0.17
May 01, 2025 KWD 0.17
Feb 04, 2025 KWD 0.16
Nov 01, 2024 KWD 0.16
Aug 01, 2024 KWD 0.16
May 07, 2024 KWD 0.16
Jan 31, 2024 KWD 0.15
Oct 31, 2023 KWD 0.15
Jul 31, 2023 KWD 0.15
Apr 28, 2023 KWD 0.15