DONEGAL GROUP INC
جودة البيانات: 100%
DGICB
NASDAQ
Financial Services
Insurance Carriers
KWD 18.18
▲
KWD 0.35
(1.93%)
6 months return
—
Momentum
Neutral
5Y revenue growth
4.62%
النمو
Revenue Growth (5Y)
4.62%
أقل من متوسط القطاع (5.76%)
Revenue (1Y)-1.17%
Earnings (1Y)55.99%
FCF Growth (3Y)56.60%
الجودة
Return on Equity
12.87%
أعلى من متوسط القطاع (9.22%)
ROICN/A
Net Margin8.11%
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM)
9.25
أقل من متوسط القطاع (11.13)
P/B Ratio1.17
EV/EBITDAN/A
Dividend Yield3.49%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Revenue grew 4.62% annually over 5 years — modest growth
Earnings grew 55.99% over the past year
ROE of 12.87% — decent returns on equity
Generating 70.20 M in free cash flow
P/E of 9.25 — trading at a low valuation
PEG of 0.28 suggests growth is underpriced
Price History
الاتجاهات المالية
السعر المستهدف للمحللين
لا تتوفر تغطية محللين
Growth
Rev 5Y: 4.62% · Earnings 1Y: 55.99%
Growth
Rev 5Y: 4.62% · Earnings 1Y: 55.99%| Revenue Growth (1Y) | -1.17% | Revenue Growth (3Y) | 2.70% |
| Earnings Growth (1Y) | 55.99% | Earnings Growth (3Y) | 323.42% |
| Revenue Growth (5Y) | 4.62% | Earnings Growth (5Y) | 33.13% |
Profitability
ROE: 12.87% · Net Margin: 8.11%
Profitability
ROE: 12.87% · Net Margin: 8.11%| Revenue (TTM) | 978.01 M | Net Income (TTM) | 79.34 M |
| ROE | 12.87% | ROA | 3.29% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 8.11% | Free Cash Flow (TTM) | 70.20 M |
| ROIC | N/A | FCF Growth (3Y) | 56.60% |
Safety
D/E: N/A · Current: N/A
Safety
D/E: N/A · Current: N/A| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.41 |
| Working Capital | N/A | Tangible Book Value | 620.86 M |
Dividends
Yield: 3.49% · Payout: N/A
Dividends
Yield: 3.49% · Payout: N/A| Dividend Yield | 3.49% | Payout Ratio | N/A |
| Dividend Growth (3Y) | 3.46% | Dividend Growth (5Y) | 4.28% |
| Consecutive Div Years | 20 yrs | ||
Valuation
P/E: 9.25 · EV/EBITDA: N/A
Valuation
P/E: 9.25 · EV/EBITDA: N/A| P/E Ratio | 9.25 | Forward P/E | N/A |
| P/B Ratio | 1.17 | P/S Ratio | 0.75 |
| PEG Ratio | 0.28 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 0.73 | Fwd Earnings Yield | N/A |
| FCF Yield | 9.56% | ||
| Market Cap | 734.10 M | Enterprise Value | 734.10 M |
Per Share
EPS: N/A · FCF/Share: 1.81
Per Share
EPS: N/A · FCF/Share: 1.81| EPS (Diluted TTM) | N/A | Revenue / Share | 25.17 |
| FCF / Share | 1.81 | OCF / Share | 1.81 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
Efficiency
FCF Conv: 88.48% · CapEx/Rev: N/A
Efficiency
FCF Conv: 88.48% · CapEx/Rev: N/A| CapEx / Revenue | N/A | FCF Conversion | 88.48% |
| SBC-Adj. FCF | N/A | Growth Momentum | -5.79 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 978.01 M | 989.61 M | 927.34 M | 848.22 M | 816.47 M |
| Net Income | 79.34 M | 50.86 M | 4.43 M | -1.96 M | 25.25 M |
| EPS (Diluted) | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 3.08 M | 3.87 M | 4.33 M | 4.84 M | 5.84 M |
| Interest Expense | 1.35 M | 946,020.0 | 619,813.0 | 620,558.0 | 895,605.0 |
| Income Tax | 18.25 M | 11.48 M | 637,972.0 | -1.68 M | 5.08 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.39 B | 2.34 B | 2.27 B | 2.24 B | 2.26 B |
| Total Liabilities | 1.75 B | 1.79 B | 1.79 B | 1.76 B | 1.72 B |
| Shareholders' Equity | 640.42 M | 545.78 M | 479.75 M | 483.59 M | 531.04 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
مقارنة الأقران
مقابل وسيط قطاع Financial Services (6628 نظير)
مقارنة بشركات مشابهة في Financial Services
مقارنة الأقران
مقابل وسيط قطاع Financial Services (6628 نظير) مقارنة بشركات مشابهة في Financial Services| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 9.3 | 11.1 |
| P/B | 1.2 | 1.2 |
| ROE % | 12.9 | 9.2 |
| Net Margin % | 8.1 | 9.4 |
| Rev Growth 5Y % | 4.6 | 5.8 |
| D/E | — | 0.5 |
تاريخ التوزيعات
تاريخ التوزيعات
العائد
3.49%
نسبة التوزيع
N/A
النمو (٣ سنوات)
3.46%
النمو (٥ سنوات)
4.28%
المدفوعات الأخيرة لكل سهم (الأحدث أولاً).
| تاريخ الاستحقاق | الدفع | المبلغ / سهم |
|---|---|---|
| Feb 03, 2026 | — | KWD 0.17 |
| Nov 03, 2025 | — | KWD 0.17 |
| Aug 01, 2025 | — | KWD 0.17 |
| May 01, 2025 | — | KWD 0.17 |
| Feb 04, 2025 | — | KWD 0.16 |
| Nov 01, 2024 | — | KWD 0.16 |
| Aug 01, 2024 | — | KWD 0.16 |
| May 07, 2024 | — | KWD 0.16 |
| Jan 31, 2024 | — | KWD 0.15 |
| Oct 31, 2023 | — | KWD 0.15 |
| Jul 31, 2023 | — | KWD 0.15 |
| Apr 28, 2023 | — | KWD 0.15 |
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