DONEGAL GROUP INC
Calidad de datos: 100%
DGICB
Nasdaq
Financial Services
Insurance Carriers
$18.89
$0.00
(0.00%)
Cap. Mercado: 734.10 M
Precio
$18.89
Cap. Mercado
734.10 M
Rango del Día
$18.00 — $18.89
Rango de 52 Semanas
$13.84 — $20.46
Volumen
117
Apertura $18.19
Promedio 50D / 200D
$16.47
14.66% above
Promedio 50D / 200D
$16.20
16.60% above
Quick Summary
Puntos Clave
Revenue grew 4.62% annually over 5 years — modest growth
Earnings grew 55.99% over the past year
ROE of 12.87% — decent returns on equity
Generating 70.20 M in free cash flow
P/E of 9.25 — trading at a low valuation
PEG of 0.28 suggests growth is underpriced
Crecimiento
Revenue Growth (5Y)
4.62%
Below sector avg (5.83%)
Revenue (1Y)-1.17%
Earnings (1Y)55.99%
FCF Growth (3Y)56.60%
Calidad
Return on Equity
12.87%
Above sector avg (9.24%)
ROICN/A
Net Margin8.11%
Op. MarginN/A
Seguridad
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valoración
PE (TTM)
9.25
Below sector avg (11.15)
P/B Ratio1.17
EV/EBITDAN/A
Dividend YieldN/A
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (2151 pares)
Comparación con Pares
vs mediana del sector Financial Services (2151 pares)| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 9.3 | 11.2 |
| P/B | 1.2 | 1.2 |
| ROE % | 12.9 | 9.2 |
| Net Margin % | 8.1 | 9.4 |
| Rev Growth 5Y % | 4.6 | 5.8 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.17% | Revenue Growth (3Y) | 2.70% |
| Earnings Growth (1Y) | 55.99% | Earnings Growth (3Y) | 323.42% |
| Revenue Growth (5Y) | 4.62% | Earnings Growth (5Y) | 33.13% |
| Profitability | |||
| Revenue (TTM) | 978.01 M | Net Income (TTM) | 79.34 M |
| ROE | 12.87% | ROA | 3.29% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 8.11% | Free Cash Flow (TTM) | 70.20 M |
| ROIC | N/A | FCF Growth (3Y) | 56.60% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.41 |
| Working Capital | N/A | Tangible Book Value | 620.86 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 9.25 | Forward P/E | N/A |
| P/B Ratio | 1.17 | P/S Ratio | 0.75 |
| PEG Ratio | 0.28 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 9.56% | ||
| Market Cap | 734.10 M | Enterprise Value | 734.10 M |
| Per Share | |||
| EPS (Diluted TTM) | N/A | Revenue / Share | 25.17 |
| FCF / Share | 1.81 | OCF / Share | 1.81 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 88.48% |
| SBC-Adj. FCF | N/A | Growth Momentum | -5.79 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 978.01 M | 989.61 M | 927.34 M | 848.22 M | 816.47 M |
| Net Income | 79.34 M | 50.86 M | 4.43 M | -1.96 M | 25.25 M |
| EPS (Diluted) | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 3.08 M | 3.87 M | 4.33 M | 4.84 M | 5.84 M |
| Interest Expense | 1.35 M | 946,020.0 | 619,813.0 | 620,558.0 | 895,605.0 |
| Income Tax | 18.25 M | 11.48 M | 637,972.0 | -1.68 M | 5.08 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.39 B | 2.34 B | 2.27 B | 2.24 B | 2.26 B |
| Total Liabilities | 1.75 B | 1.79 B | 1.79 B | 1.76 B | 1.72 B |
| Shareholders' Equity | 640.42 M | 545.78 M | 479.75 M | 483.59 M | 531.04 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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