DONEGAL GROUP INC
Datakwaliteit: 100%
DGICB
Nasdaq
Financial Services
Insurance Carriers
€ 18,89
€ 0,00
(0,00%)
Marktkapitalisatie: 734,10 M
Prijs
€ 18,89
Marktkapitalisatie
734,10 M
Dagbereik
€ 18,00 — € 18,89
52-Weeksbereik
€ 13,84 — € 20,46
Volume
117
Openen € 18,19
50D / 200D Gem.
€ 16,47
14,66% above
50D / 200D Gem.
€ 16,20
16,60% above
Quick Summary
Belangrijkste Punten
Revenue grew 4,62% annually over 5 years — modest growth
Earnings grew 55,99% over the past year
ROE of 12,87% — decent returns on equity
Generating 70,20 M in free cash flow
P/E of 9,25 — trading at a low valuation
PEG of 0,28 suggests growth is underpriced
Groei
Revenue Growth (5Y)
4,62%
Onder sectorgemiddelde (5,83%)
Revenue (1Y)-1,17%
Earnings (1Y)55,99%
FCF Growth (3Y)56,60%
Kwaliteit
Return on Equity
12,87%
Boven sectorgemiddelde (9,24%)
ROICN/A
Net Margin8,11%
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM)
9,25
Onder sectorgemiddelde (11,15)
P/B Ratio1,17
EV/EBITDAN/A
Dividend YieldN/A
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2150 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2150 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,3 | 11,2 |
| P/B | 1,2 | 1,2 |
| ROE % | 12,9 | 9,2 |
| Net Margin % | 8,1 | 9,4 |
| Rev Growth 5Y % | 4,6 | 5,8 |
| D/E | — | 0,5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1,17% | Revenue Growth (3Y) | 2,70% |
| Earnings Growth (1Y) | 55,99% | Earnings Growth (3Y) | 323,42% |
| Revenue Growth (5Y) | 4,62% | Earnings Growth (5Y) | 33,13% |
| Profitability | |||
| Revenue (TTM) | 978,01 M | Net Income (TTM) | 79,34 M |
| ROE | 12,87% | ROA | 3,29% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 8,11% | Free Cash Flow (TTM) | 70,20 M |
| ROIC | N/A | FCF Growth (3Y) | 56,60% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0,41 |
| Working Capital | N/A | Tangible Book Value | 620,86 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 9,25 | Forward P/E | N/A |
| P/B Ratio | 1,17 | P/S Ratio | 0,75 |
| PEG Ratio | 0,28 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 9,56% | ||
| Market Cap | 734,10 M | Enterprise Value | 734,10 M |
| Per Share | |||
| EPS (Diluted TTM) | N/A | Revenue / Share | 25,17 |
| FCF / Share | 1,81 | OCF / Share | 1,81 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 88,48% |
| SBC-Adj. FCF | N/A | Growth Momentum | -5,79 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 978,01 M | 989,61 M | 927,34 M | 848,22 M | 816,47 M |
| Net Income | 79,34 M | 50,86 M | 4,43 M | -1,96 M | 25,25 M |
| EPS (Diluted) | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 3,08 M | 3,87 M | 4,33 M | 4,84 M | 5,84 M |
| Interest Expense | 1,35 M | 946.020,0 | 619.813,0 | 620.558,0 | 895.605,0 |
| Income Tax | 18,25 M | 11,48 M | 637.972,0 | -1,68 M | 5,08 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,39 B | 2,34 B | 2,27 B | 2,24 B | 2,26 B |
| Total Liabilities | 1,75 B | 1,79 B | 1,79 B | 1,76 B | 1,72 B |
| Shareholders' Equity | 640,42 M | 545,78 M | 479,75 M | 483,59 M | 531,04 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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