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DONEGAL GROUP INC

Qualité des données : 100%
DGICB
Nasdaq Financial Services Insurance Carriers
18,89 €
0,00 € (0,00%)
Cap. Boursière: 734,10 M
Prix
18,89 €
Cap. Boursière
734,10 M
Fourchette du Jour
18,00 € — 18,89 €
Fourchette 52 Semaines
13,84 € — 20,46 €
Volume
117
Ouverture 18,19 €
Moyenne 50J / 200J
16,47 €
14,66% above
Moyenne 50J / 200J
16,20 €
16,60% above

Quick Summary

Points Clés

Revenue grew 4,62% annually over 5 years — modest growth
Earnings grew 55,99% over the past year
ROE of 12,87% — decent returns on equity
Generating 70,20 M in free cash flow
P/E of 9,25 — trading at a low valuation
PEG of 0,28 suggests growth is underpriced

Croissance

Revenue Growth (5Y)
4,62%
En dessous de la moyenne du secteur (5,83%)
Revenue (1Y)-1,17%
Earnings (1Y)55,99%
FCF Growth (3Y)56,60%

Qualité

Return on Equity
12,87%
Au-dessus de la moyenne du secteur (9,24%)
ROICN/A
Net Margin8,11%
Op. MarginN/A

Sécurité

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM)
9,25
En dessous de la moyenne du secteur (11,15)
P/B Ratio1,17
EV/EBITDAN/A
Dividend YieldN/A

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (2150 pairs)
Métrique Action Médiane du Secteur
P/E 9,3 11,2
P/B 1,2 1,2
ROE % 12,9 9,2
Net Margin % 8,1 9,4
Rev Growth 5Y % 4,6 5,8
D/E 0,5

All Fundamental Metrics

Growth
Revenue Growth (1Y) -1,17% Revenue Growth (3Y) 2,70%
Earnings Growth (1Y) 55,99% Earnings Growth (3Y) 323,42%
Revenue Growth (5Y) 4,62% Earnings Growth (5Y) 33,13%
Profitability
Revenue (TTM) 978,01 M Net Income (TTM) 79,34 M
ROE 12,87% ROA 3,29%
Gross Margin N/A Operating Margin N/A
Net Margin 8,11% Free Cash Flow (TTM) 70,20 M
ROIC N/A FCF Growth (3Y) 56,60%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0,41
Working Capital N/A Tangible Book Value 620,86 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 9,25 Forward P/E N/A
P/B Ratio 1,17 P/S Ratio 0,75
PEG Ratio 0,28 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 9,56%
Market Cap 734,10 M Enterprise Value 734,10 M
Per Share
EPS (Diluted TTM) N/A Revenue / Share 25,17
FCF / Share 1,81 OCF / Share 1,81
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 88,48%
SBC-Adj. FCF N/A Growth Momentum -5,79

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 978,01 M 989,61 M 927,34 M 848,22 M 816,47 M
Net Income 79,34 M 50,86 M 4,43 M -1,96 M 25,25 M
EPS (Diluted)
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 3,08 M 3,87 M 4,33 M 4,84 M 5,84 M
Interest Expense 1,35 M 946 020,0 619 813,0 620 558,0 895 605,0
Income Tax 18,25 M 11,48 M 637 972,0 -1,68 M 5,08 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2,39 B 2,34 B 2,27 B 2,24 B 2,26 B
Total Liabilities 1,75 B 1,79 B 1,79 B 1,76 B 1,72 B
Shareholders' Equity 640,42 M 545,78 M 479,75 M 483,59 M 531,04 M
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities