FARMERS & MERCHANTS BANCORP INC
جودة البيانات: 83%
FMAO
NASDAQ
Financial Services
Depository Institutions
KWD 27.23
▼
KWD 0.05
(-0.18%)
القيمة السوقية: 374.41 M
السعر
KWD 27.23
القيمة السوقية
374.41 M
نطاق اليوم
—
نطاق 52 أسبوعًا
—
حجم التداول
—
فتح —
متوسط 50 يوم / 200 يوم
—
متوسط 50 يوم / 200 يوم
—
Quick Summary
النقاط الرئيسية
Earnings grew 28.42% over the past year
Generating 34.97 M in free cash flow
P/E of 11.24 — trading at a low valuation
Cash machine — converts 104.99% of earnings into free cash flow
Dividend yield of 3.34% — meaningful income
Healthy payout ratio of 37.41% with room to grow
النمو
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)28.42%
FCF Growth (3Y)76.57%
الجودة
Return on Equity
9.35%
أعلى من متوسط القطاع (9.23%)
ROICN/A
Net MarginN/A
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM|NTM|2027)
11.24 | 9.20 | 9.20
أعلى من متوسط القطاع (11.11)
P/B Ratio1.03
EV/EBITDAN/A
Dividend Yield3.34%
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 11.2 | 11.1 |
| P/B | 1.0 | 1.2 |
| ROE % | 9.4 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
السعر المستهدف للمحللين
3 محللين
Hold
الحالي
KWD 27.23
المستهدف
KWD 29.00
KWD 28.00
KWD 29.00
KWD 30.00
التوقعات
مكرر الربحية المستقبلي
9.20
ربحية السهم المستقبلية
KWD 2.96
نمو ربحية السهم (تقدير)
+5.8%
الإيرادات المقدّرة
121.93 M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 2.96
KWD 2.94 – KWD 2.98
|
121.93 M | 3 |
| FY2026 |
KWD 2.80
KWD 2.78 – KWD 2.81
|
115.03 M | 3 |
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| 2026 Q2 |
KWD 0.68
KWD 0.67 – KWD 0.69
|
28.50 M | 3 |
| 2026 Q1 |
KWD 0.68
KWD 0.67 – KWD 0.69
|
28.03 M | 3 |
مفاجآت الأرباح
آخر 4 أرباع
| الربع | EPS المقدر | EPS الفعلي | المفاجأة |
|---|---|---|---|
| Q42025 | KWD 0.66 | KWD 0.71 | +8.4% |
| Q32025 | KWD 0.59 | KWD 0.64 | +7.9% |
| Q22025 | KWD 0.50 | KWD 0.56 | +11.3% |
| Q12025 | KWD 0.42 | KWD 0.51 | +20.5% |
Dividend History
Yield
3.34%
Payout Ratio
37.41%
Growth (3Y)
3.45%
Growth (5Y)
6.40%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 02, 2026 | — | KWD 0.23 | N/A |
| Dec 29, 2025 | — | KWD 0.23 | N/A |
| Oct 10, 2025 | — | KWD 0.23 | N/A |
| Jul 07, 2025 | — | KWD 0.22 | N/A |
| Apr 04, 2025 | — | KWD 0.22 | N/A |
| Dec 27, 2024 | — | KWD 0.22 | N/A |
| Oct 04, 2024 | — | KWD 0.22 | N/A |
| Jul 05, 2024 | — | KWD 0.22 | N/A |
| Mar 27, 2024 | — | KWD 0.22 | N/A |
| Dec 28, 2023 | — | KWD 0.22 | N/A |
| Oct 05, 2023 | — | KWD 0.21 | N/A |
| Jul 06, 2023 | — | KWD 0.21 | N/A |
| Mar 30, 2023 | — | KWD 0.21 | N/A |
| Dec 29, 2022 | — | KWD 0.21 | N/A |
| Sep 23, 2022 | — | KWD 0.21 | N/A |
| Jul 07, 2022 | — | KWD 0.20 | N/A |
| Mar 31, 2022 | — | KWD 0.19 | N/A |
| Dec 27, 2021 | — | KWD 0.19 | N/A |
| Sep 27, 2021 | — | KWD 0.18 | N/A |
| Jun 25, 2021 | — | KWD 0.17 | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 28.42% | Earnings Growth (3Y) | 20.90% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 9.12% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 33.31 M |
| ROE | 9.35% | ROA | 0.99% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 34.97 M |
| ROIC | N/A | FCF Growth (3Y) | 76.57% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 275.42 M |
| Dividends | |||
| Dividend Yield | 3.34% | Payout Ratio | 37.41% |
| Dividend Growth (3Y) | 3.45% | Dividend Growth (5Y) | 6.40% |
| Consecutive Div Years | 20 yrs | ||
| Valuation | |||
| P/E Ratio | 11.24 | Forward P/E | 9.20 |
| P/B Ratio | 1.03 | P/S Ratio | N/A |
| PEG Ratio | 1.23 | Forward PEG | 1.58 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 3.07 | Fwd Earnings Yield | 10.87% |
| FCF Yield | 9.34% | ||
| Market Cap | 374.41 M | Enterprise Value | 374.41 M |
| Per Share | |||
| EPS (Diluted TTM) | 2.43 | Revenue / Share | N/A |
| FCF / Share | 2.54 | OCF / Share | 2.67 |
| EPS CAGR (1Y) | 27.89% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 104.99% |
| SBC-Adj. FCF | 33.58 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 33.31 M | 25.94 M | 22.79 M | 32.52 M | 23.50 M |
| EPS (Diluted) | 2.43 | 1.90 | 1.67 | 2.46 | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | 5.94 M | 5.42 M | 10.64 M | 9.58 M | 8.18 M |
| D&A | — | — | — | — | — |
| Interest Expense | 104.29 M | 85.91 M | 58.41 M | 14.36 M | 7.34 M |
| Income Tax | 9.22 M | 6.64 M | 5.57 M | 7.96 M | 6.00 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3.43 B | 3.36 B | 3.28 B | 3.02 B | 2.64 B |
| Total Liabilities | 3.06 B | 3.03 B | 2.97 B | 2.72 B | 2.34 B |
| Shareholders' Equity | 370.86 M | 335.21 M | 316.54 M | 298.14 M | 297.17 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
درجات الاستراتيجيات
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Dividend
High Yield Value
#130 of 240
النشاط الأخير
دخل
High Yield Value
Apr 12, 2026
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