FARMERS & MERCHANTS BANCORP INC
Calidad de datos: 83%
FMAO
Nasdaq
Financial Services
Depository Institutions
$27.23
▼
$0.05
(-0.18%)
Cap. Mercado: 374.41 M
Precio
$27.23
Cap. Mercado
374.41 M
Rango del Día
—
Rango de 52 Semanas
—
Volumen
—
Apertura —
Promedio 50D / 200D
—
Promedio 50D / 200D
—
Quick Summary
Puntos Clave
Earnings grew 28.42% over the past year
Generating 34.97 M in free cash flow
P/E of 11.24 — trading at a low valuation
Cash machine — converts 104.99% of earnings into free cash flow
Crecimiento
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)28.42%
FCF Growth (3Y)76.57%
Calidad
Return on Equity
9.35%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Seguridad
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valoración
PE (TTM|NTM|2027)
11.24 | 9.20 | 9.20
Above sector avg (11.14)
P/B Ratio1.03
EV/EBITDAN/A
Dividend YieldN/A
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (2607 pares)
Comparación con Pares
vs mediana del sector Financial Services (2607 pares)| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 11.2 | 11.1 |
| P/B | 1.0 | 1.2 |
| ROE % | 9.4 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
Precio Objetivo de Analistas
3 analistas
Hold
Actual
$27.23
Objetivo
$29.00
$28.00
$29.00
$30.00
Pronóstico
P/E Futuro
9.20
EPS Futuro
$2.96
Crecimiento EPS (est.)
+5.8%
Ingresos Est.
121.93 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$2.96
$2.94 – $2.98
|
121.93 M | 3 |
| FY2026 |
$2.80
$2.78 – $2.81
|
115.03 M | 3 |
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| 2026 Q2 |
$0.68
$0.67 – $0.69
|
28.50 M | 3 |
| 2026 Q1 |
$0.68
$0.67 – $0.69
|
28.03 M | 3 |
Sorpresas de Ganancias
Últimos 4 trimestres
| Trimestre | EPS Est. | EPS Real | Sorpresa |
|---|---|---|---|
| Q42025 | $0.66 | $0.71 | +8.4% |
| Q32025 | $0.59 | $0.64 | +7.9% |
| Q22025 | $0.50 | $0.56 | +11.3% |
| Q12025 | $0.42 | $0.51 | +20.5% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 28.42% | Earnings Growth (3Y) | 20.90% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 9.12% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 33.31 M |
| ROE | 9.35% | ROA | 0.99% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 34.97 M |
| ROIC | N/A | FCF Growth (3Y) | 76.57% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 275.42 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 11.24 | Forward P/E | 9.20 |
| P/B Ratio | 1.03 | P/S Ratio | N/A |
| PEG Ratio | 1.23 | Forward PEG | 1.58 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 3.07 | Fwd Earnings Yield | 10.87% |
| FCF Yield | 9.34% | ||
| Market Cap | 374.41 M | Enterprise Value | 374.41 M |
| Per Share | |||
| EPS (Diluted TTM) | 2.43 | Revenue / Share | N/A |
| FCF / Share | 2.54 | OCF / Share | 2.67 |
| EPS CAGR (1Y) | 27.89% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 104.99% |
| SBC-Adj. FCF | 33.58 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 33.31 M | 25.94 M | 22.79 M | 32.52 M | 23.50 M |
| EPS (Diluted) | 2.43 | 1.90 | 1.67 | 2.46 | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | 5.94 M | 5.42 M | 10.64 M | 9.58 M | 8.18 M |
| D&A | — | — | — | — | — |
| Interest Expense | 104.29 M | 85.91 M | 58.41 M | 14.36 M | 7.34 M |
| Income Tax | 9.22 M | 6.64 M | 5.57 M | 7.96 M | 6.00 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3.43 B | 3.36 B | 3.28 B | 3.02 B | 2.64 B |
| Total Liabilities | 3.06 B | 3.03 B | 2.97 B | 2.72 B | 2.34 B |
| Shareholders' Equity | 370.86 M | 335.21 M | 316.54 M | 298.14 M | 297.17 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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