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FARMERS & MERCHANTS BANCORP INC

Calidad de datos: 83%
FMAO
Nasdaq Financial Services Depository Institutions
$27.23
▼ $0.05 (-0.18%)
Cap. Mercado: 374.41 M
Precio
$27.23
Cap. Mercado
374.41 M
Rango del Día
Rango de 52 Semanas
Volumen
Apertura —
Promedio 50D / 200D
Promedio 50D / 200D

Quick Summary

Puntos Clave

Earnings grew 28.42% over the past year
Generating 34.97 M in free cash flow
P/E of 11.24 — trading at a low valuation
Cash machine — converts 104.99% of earnings into free cash flow

Crecimiento

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)28.42%
FCF Growth (3Y)76.57%

Calidad

Return on Equity
9.35%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM|NTM|2027)
11.24 | 9.20 | 9.20
Above sector avg (11.14)
P/B Ratio1.03
EV/EBITDAN/A
Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2607 pares)
Métrica Acción Mediana del Sector
P/E 11.2 11.1
P/B 1.0 1.2
ROE % 9.4 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

Precio Objetivo de Analistas

3 analistas
Hold
Actual
$27.23
+6.5%
Objetivo
$29.00
$28.00
$29.00
$30.00
Pronóstico
P/E Futuro 9.20
EPS Futuro $2.96
Crecimiento EPS (est.) +5.8%
Ingresos Est. 121.93 M

Estimaciones de Ganancias

Período EPS Est. Ingresos Est. Analistas
FY2027 $2.96
$2.94 – $2.98
121.93 M 3
FY2026 $2.80
$2.78 – $2.81
115.03 M 3

Sorpresas de Ganancias

Últimos 4 trimestres
Trimestre EPS Est. EPS Real Sorpresa
Q42025 $0.66 $0.71 +8.4%
Q32025 $0.59 $0.64 +7.9%
Q22025 $0.50 $0.56 +11.3%
Q12025 $0.42 $0.51 +20.5%

ETFs Holding This Stock

FDM logo FDM First Trust Dow Jones Select MicroCap Index Fund
0.54% weight
ERNZ logo ERNZ TRUESHARES ACTIVE YIELD ETF
0.39% weight
BRUSX BRUSX
0.05% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.02% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.02% weight
IRSSX IRSSX
0.02% weight
VVICX VVICX
0.02% weight
IRCIX IRCIX
0.02% weight
IRSIX IRSIX
0.02% weight
IIRSX IIRSX
0.02% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 28.42% Earnings Growth (3Y) 20.90%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 9.12%
Profitability
Revenue (TTM) N/A Net Income (TTM) 33.31 M
ROE 9.35% ROA 0.99%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 34.97 M
ROIC N/A FCF Growth (3Y) 76.57%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 275.42 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 11.24 Forward P/E 9.20
P/B Ratio 1.03 P/S Ratio N/A
PEG Ratio 1.23 Forward PEG 1.58
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 3.07 Fwd Earnings Yield 10.87%
FCF Yield 9.34%
Market Cap 374.41 M Enterprise Value 374.41 M
Per Share
EPS (Diluted TTM) 2.43 Revenue / Share N/A
FCF / Share 2.54 OCF / Share 2.67
EPS CAGR (1Y) 27.89% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 104.99%
SBC-Adj. FCF 33.58 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 33.31 M 25.94 M 22.79 M 32.52 M 23.50 M
EPS (Diluted) 2.43 1.90 1.67 2.46
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses 5.94 M 5.42 M 10.64 M 9.58 M 8.18 M
D&A
Interest Expense 104.29 M 85.91 M 58.41 M 14.36 M 7.34 M
Income Tax 9.22 M 6.64 M 5.57 M 7.96 M 6.00 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3.43 B 3.36 B 3.28 B 3.02 B 2.64 B
Total Liabilities 3.06 B 3.03 B 2.97 B 2.72 B 2.34 B
Shareholders' Equity 370.86 M 335.21 M 316.54 M 298.14 M 297.17 M
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities