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FARMERS & MERCHANTS BANCORP INC

Qualité des données : 83%
FMAO
NASDAQ Financial Services Depository Institutions
26,80 €
0,00 € (0,00%)
6 months return
—
Momentum
Neutral
1Y earnings growth
28,42%

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)28,42%
FCF Growth (3Y)76,57%

Qualité

Return on Equity
9,35%
Au-dessus de la moyenne du secteur (9,22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Sécurité

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM|NTM|2027)
11,24 | 9,20 | 9,20
Au-dessus de la moyenne du secteur (11,13)
P/B Ratio1,03
EV/EBITDAN/A
Dividend Yield3,34%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Earnings grew 28,42% over the past year
Generating 34,97 M in free cash flow
P/E of 11,24 — trading at a low valuation
Cash machine — converts 104,99% of earnings into free cash flow
Dividend yield of 3,34% — meaningful income
Healthy payout ratio of 37,41% with room to grow

Price History

Tendances Financières

Objectif de Cours des Analystes

3 analystes
Hold
+8.2%
upside to target
Actuel
26,80 €
Consensus Target
29,00 €
28,00 €
Bas
30,00 €
Haut
Prévisions
P/E Prévisionnel
9,20
BPA Prévisionnel
2,96 €
Croissance BPA (est.)
+5,8%
CA Est.
121,93 M

Surprises de Résultats

EPS
Reported Estimate Forecast
Next: Q1 2026 · EPS Est: 0,68 € · Rev Est: 28,03 M
Q12025 Q22025 Q32025 Q42025 Q1 '26 Q2 '26
Reported 0,51 € 0,56 € 0,64 € 0,71 € — —
Estimate 0,42 € 0,50 € 0,59 € 0,66 € 0,68 € 0,68 €
Surprise +20,47% +11,26% +7,87% +8,40% — —

Growth

Rev 5Y: N/A · Earnings 1Y: 28,42%
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 28,42% Earnings Growth (3Y) 20,90%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 9,12%

Profitability

ROE: 9,35% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) 33,31 M
ROE 9,35% ROA 0,99%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 34,97 M
ROIC N/A FCF Growth (3Y) 76,57%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 275,42 M

Dividends

Yield: 3,34% · Payout: 37,41%
Dividend Yield 3,34% Payout Ratio 37,41%
Dividend Growth (3Y) 3,45% Dividend Growth (5Y) 6,40%
Consecutive Div Years 20 yrs

Valuation

P/E: 11,24 · EV/EBITDA: N/A
P/E Ratio 11,24 Forward P/E 9,20
P/B Ratio 1,03 P/S Ratio N/A
PEG Ratio 1,23 Forward PEG 1,58
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 3,07 Fwd Earnings Yield 10,87%
FCF Yield 9,34%
Market Cap 374,41 M Enterprise Value 374,41 M

Per Share

EPS: 2,43 · FCF/Share: 2,54
EPS (Diluted TTM) 2,43 Revenue / Share N/A
FCF / Share 2,54 OCF / Share 2,67
EPS CAGR (1Y) 27,89% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: 104,99% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 104,99%
SBC-Adj. FCF 33,58 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 33,31 M 25,94 M 22,79 M 32,52 M 23,50 M
EPS (Diluted) 2,43 1,90 1,67 2,46 —
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses 5,94 M 5,42 M 10,64 M 9,58 M 8,18 M
D&A — — — — —
Interest Expense 104,29 M 85,91 M 58,41 M 14,36 M 7,34 M
Income Tax 9,22 M 6,64 M 5,57 M 7,96 M 6,00 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3,43 B 3,36 B 3,28 B 3,02 B 2,64 B
Total Liabilities 3,06 B 3,03 B 2,97 B 2,72 B 2,34 B
Shareholders' Equity 370,86 M 335,21 M 316,54 M 298,14 M 297,17 M
Total Debt — — — — —
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —

Comparaison Sectorielle

vs médiane du secteur Financial Services (6628 pairs)
Métrique Action Médiane du Secteur
P/E 11,2 11,1
P/B 1,0 1,2
ROE % 9,4 9,2
Net Margin % — 9,4
Rev Growth 5Y % — 5,8
D/E — 0,5

ETFs Holding This Stock
FDM logo FDM First Trust Dow Jones Select MicroCap Index Fund
0,54% weight
ERNZ logo ERNZ TRUESHARES ACTIVE YIELD ETF
0,39% weight
BRUSX BRUSX
0,05% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0,02% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0,02% weight
IRSSX IRSSX
0,02% weight
VVICX VVICX
0,02% weight
IRCIX IRCIX
0,02% weight
IRSIX IRSIX
0,02% weight
IIRSX IIRSX
0,02% weight

Historique des dividendes

Rendement

3,34%

Taux de distribution

37,41%

Croissance (3 ans)

3,45%

Croissance (5 ans)

6,40%

Derniers paiements par action (plus récent en premier).

Ex-dividende Paiement Montant / action
Apr 02, 2026 — 0,23 €
Dec 29, 2025 — 0,23 €
Oct 10, 2025 — 0,23 €
Jul 07, 2025 — 0,22 €
Apr 04, 2025 — 0,22 €
Dec 27, 2024 — 0,22 €
Oct 04, 2024 — 0,22 €
Jul 05, 2024 — 0,22 €
Mar 27, 2024 — 0,22 €
Dec 28, 2023 — 0,22 €
Oct 05, 2023 — 0,21 €
Jul 06, 2023 — 0,21 €

Scores de Stratégies

1 strategy matched
Dividend High Yield Value
#130 of 240
43

Activité Récente

Entré High Yield Value
Apr 12, 2026