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FARMERS & MERCHANTS BANCORP INC

Datakwaliteit: 83%
FMAO
Nasdaq Financial Services Depository Institutions
€ 27,23
▼ € 0,05 (-0,18%)
Marktkapitalisatie: 374,41 M
Prijs
€ 27,23
Marktkapitalisatie
374,41 M
Dagbereik
52-Weeksbereik
Volume
Openen —
50D / 200D Gem.
50D / 200D Gem.

Quick Summary

Belangrijkste Punten

Earnings grew 28,42% over the past year
Generating 34,97 M in free cash flow
P/E of 11,24 — trading at a low valuation
Cash machine — converts 104,99% of earnings into free cash flow

Groei

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)28,42%
FCF Growth (3Y)76,57%

Kwaliteit

Return on Equity
9,35%
Boven sectorgemiddelde (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Veiligheid

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Waardering

PE (TTM|NTM|2027)
11,24 | 9,20 | 9,20
Boven sectorgemiddelde (11,14)
P/B Ratio1,03
EV/EBITDAN/A
Dividend YieldN/A

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (2607 peers)
Metriek Aandeel Sector Mediaan
P/E 11,2 11,1
P/B 1,0 1,2
ROE % 9,4 9,2
Net Margin % 9,4
Rev Growth 5Y % 5,8
D/E 0,5

Koersdoel Analisten

3 analisten
Hold
Huidig
€ 27,23
+6.5%
Koersdoel
€ 29,00
€ 28,00
€ 29,00
€ 30,00
Vooruitzicht
Forward K/W 9,20
Forward WPA € 2,96
WPA Groei (sch.) +5,8%
Omzet Sch. 121,93 M

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2027 € 2,96
€ 2,94 – € 2,98
121,93 M 3
FY2026 € 2,80
€ 2,78 – € 2,81
115,03 M 3

Winstverassingen

Laatste 4 kwartalen
Kwartaal Geschat WPA Werkelijk WPA Verrassing
Q42025 € 0,66 € 0,71 +8,4%
Q32025 € 0,59 € 0,64 +7,9%
Q22025 € 0,50 € 0,56 +11,3%
Q12025 € 0,42 € 0,51 +20,5%

ETFs Holding This Stock

FDM logo FDM First Trust Dow Jones Select MicroCap Index Fund
0,54% weight
ERNZ logo ERNZ TRUESHARES ACTIVE YIELD ETF
0,39% weight
BRUSX BRUSX
0,05% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0,02% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0,02% weight
IRSSX IRSSX
0,02% weight
VVICX VVICX
0,02% weight
IRCIX IRCIX
0,02% weight
IRSIX IRSIX
0,02% weight
IIRSX IIRSX
0,02% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 28,42% Earnings Growth (3Y) 20,90%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 9,12%
Profitability
Revenue (TTM) N/A Net Income (TTM) 33,31 M
ROE 9,35% ROA 0,99%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 34,97 M
ROIC N/A FCF Growth (3Y) 76,57%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 275,42 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 11,24 Forward P/E 9,20
P/B Ratio 1,03 P/S Ratio N/A
PEG Ratio 1,23 Forward PEG 1,58
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 3,07 Fwd Earnings Yield 10,87%
FCF Yield 9,34%
Market Cap 374,41 M Enterprise Value 374,41 M
Per Share
EPS (Diluted TTM) 2,43 Revenue / Share N/A
FCF / Share 2,54 OCF / Share 2,67
EPS CAGR (1Y) 27,89% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 104,99%
SBC-Adj. FCF 33,58 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 33,31 M 25,94 M 22,79 M 32,52 M 23,50 M
EPS (Diluted) 2,43 1,90 1,67 2,46
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses 5,94 M 5,42 M 10,64 M 9,58 M 8,18 M
D&A
Interest Expense 104,29 M 85,91 M 58,41 M 14,36 M 7,34 M
Income Tax 9,22 M 6,64 M 5,57 M 7,96 M 6,00 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3,43 B 3,36 B 3,28 B 3,02 B 2,64 B
Total Liabilities 3,06 B 3,03 B 2,97 B 2,72 B 2,34 B
Shareholders' Equity 370,86 M 335,21 M 316,54 M 298,14 M 297,17 M
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities