FARMERS & MERCHANTS BANCORP INC
Datakwaliteit: 83%
FMAO
Nasdaq
Financial Services
Depository Institutions
€ 27,23
▼
€ 0,05
(-0,18%)
Marktkapitalisatie: 374,41 M
Prijs
€ 27,23
Marktkapitalisatie
374,41 M
Dagbereik
—
52-Weeksbereik
—
Volume
—
Openen —
50D / 200D Gem.
—
50D / 200D Gem.
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Quick Summary
Belangrijkste Punten
Earnings grew 28,42% over the past year
Generating 34,97 M in free cash flow
P/E of 11,24 — trading at a low valuation
Cash machine — converts 104,99% of earnings into free cash flow
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)28,42%
FCF Growth (3Y)76,57%
Kwaliteit
Return on Equity
9,35%
Boven sectorgemiddelde (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM|NTM|2027)
11,24 | 9,20 | 9,20
Boven sectorgemiddelde (11,14)
P/B Ratio1,03
EV/EBITDAN/A
Dividend YieldN/A
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2607 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2607 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,2 | 11,1 |
| P/B | 1,0 | 1,2 |
| ROE % | 9,4 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Koersdoel Analisten
3 analisten
Hold
Huidig
€ 27,23
Koersdoel
€ 29,00
€ 28,00
€ 29,00
€ 30,00
Vooruitzicht
Forward K/W
9,20
Forward WPA
€ 2,96
WPA Groei (sch.)
+5,8%
Omzet Sch.
121,93 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 2,96
€ 2,94 – € 2,98
|
121,93 M | 3 |
| FY2026 |
€ 2,80
€ 2,78 – € 2,81
|
115,03 M | 3 |
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| 2026 Q2 |
€ 0,68
€ 0,67 – € 0,69
|
28,50 M | 3 |
| 2026 Q1 |
€ 0,68
€ 0,67 – € 0,69
|
28,03 M | 3 |
Winstverassingen
Laatste 4 kwartalen
| Kwartaal | Geschat WPA | Werkelijk WPA | Verrassing |
|---|---|---|---|
| Q42025 | € 0,66 | € 0,71 | +8,4% |
| Q32025 | € 0,59 | € 0,64 | +7,9% |
| Q22025 | € 0,50 | € 0,56 | +11,3% |
| Q12025 | € 0,42 | € 0,51 | +20,5% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 28,42% | Earnings Growth (3Y) | 20,90% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 9,12% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 33,31 M |
| ROE | 9,35% | ROA | 0,99% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 34,97 M |
| ROIC | N/A | FCF Growth (3Y) | 76,57% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 275,42 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 11,24 | Forward P/E | 9,20 |
| P/B Ratio | 1,03 | P/S Ratio | N/A |
| PEG Ratio | 1,23 | Forward PEG | 1,58 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 3,07 | Fwd Earnings Yield | 10,87% |
| FCF Yield | 9,34% | ||
| Market Cap | 374,41 M | Enterprise Value | 374,41 M |
| Per Share | |||
| EPS (Diluted TTM) | 2,43 | Revenue / Share | N/A |
| FCF / Share | 2,54 | OCF / Share | 2,67 |
| EPS CAGR (1Y) | 27,89% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 104,99% |
| SBC-Adj. FCF | 33,58 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 33,31 M | 25,94 M | 22,79 M | 32,52 M | 23,50 M |
| EPS (Diluted) | 2,43 | 1,90 | 1,67 | 2,46 | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | 5,94 M | 5,42 M | 10,64 M | 9,58 M | 8,18 M |
| D&A | — | — | — | — | — |
| Interest Expense | 104,29 M | 85,91 M | 58,41 M | 14,36 M | 7,34 M |
| Income Tax | 9,22 M | 6,64 M | 5,57 M | 7,96 M | 6,00 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,43 B | 3,36 B | 3,28 B | 3,02 B | 2,64 B |
| Total Liabilities | 3,06 B | 3,03 B | 2,97 B | 2,72 B | 2,34 B |
| Shareholders' Equity | 370,86 M | 335,21 M | 316,54 M | 298,14 M | 297,17 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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